Stem Capital

An increase in salary or new/additional benefits? Take a look at this this recent study to find out what an overwhelming number of American employees would choose.

The answer may surpise you. http://ow.ly/Ud3gt

Employees prefer benefits to higher salaries The majority of American employees (79%) would prefer new or additional benefits or perks to a pay increase, according to the the Glassdoor Q3 2015 U.S. Employment Confidence Survey.

CareerBuilder.ca survey explores the demise of the 9-5 workday..... Tell us something we don't know! Very interesting insight into the changing face of work in the 21st century: http://ow.ly/QfE6s

Are We Becoming 24-Hour Workers? CareerBuilder Survey Explores the... CHICAGO, July 23, 2015 –A new CareerBuilder survey indicates that, much like flip phones and fax machines, the traditional eight-hour work day may...

Interesting new data suggesting Canadians are focusing in on debt repayment over retirement savings. Check it out at: http://ow.ly/QfDr3

Canadians pay down debt first despite retirement concerns When granted lump sums, such as tax refunds, most people opt to pay off debt, says new data from Edward Jones.

Employee Engagement: a cornerstone to company success. Even more evidence of it's effectiveness - http://ow.ly/PyYA6

Study finds link between employee engagement and profit A new study shows a company's ability to keep its workers fully engaged can help increase profit.

Benefits Trend // Increasing Dental Costs - Time for employers to proactively "drill" into dental programs and reduce ever-growing claims costs... http://ow.ly/PyXr8

4 tips to manage dental plan costs A 1970s toothpaste commercial told TV viewers to put their money where their mouth is. Today, the lion’s share of the cost in most...

"Are Canadians leaving money on the table?" - According to BNN's Dale Jackson, there are ways Canadians can capitalize on "free money" available through their employers, government and banks...
http://ow.ly/PyUQa

Are Canadians leaving money on the table? Personal Investor Dale Jackson looks at how governments, employers and even banks are giving away dollars and many Canadians aren't taking full...

Debt: not always a bad thing! Learn how to use debt smartly when running your business by maximizing your debt-to-equity ratio... http://ow.ly/PyTMz

A Refresher on Debt-to-Equity Ratio Healthy companies balance their sources of funding.

Expanding into the U.S.? Whether you are moving into a foreign market or not, consider this when developing your employee benefits scheme... "Boost Productivity and Cut Costs with Paid Sick Leave" - http://ow.ly/PyQCY

Boost Productivity and Cut Costs with Paid Sick Leave #infographic When it comes to taking sick days off work, many people don’t have the option. Unfortunately, only three quarters of full-time workers get paid...

China & Emerging Markets | it is prudent to be cautious on the quality of China’s recent uptick in growth. The catalyst until the recent decline in credit growth appeared to be the classic mix of credit and investment that China needs to shift away from with the passage of time. The recent economic trends in emerging markets as a whole are encouraging, with PMIs and exports gathering momentum. This may be the reason behind the relative resilience shown by emerging market assets and the good performance year to date. We are monitoring the sustainability of these trends.

Risk Management | Boards and benefits--check out this article in Benefits Canada: http://buff.ly/1m2Go85

On board | Benefits Canada Today, there is a great deal of focus in mainstream media on how inadequately prepared Canadians are for retirement. Regulatory demands, combined with funding and solvency challenges, mean that pension...

Over the past 20-years, private markets have generated annual returns of 10–15% with 12–15% volatility. ht.tp://http://buff.ly/1eNj2j0

Private Markets - A Complementary Strategy - Stem Capital What are private markets—they usually encompass a range of investment strategies including private equity, private debt, and real assets. Those investors who are willing to commit their capital for...

Don't dismiss Economics..it influences Strategic Asset Allocation. It helps with the growth & inflation expectations@http://http://buff.ly/1c9C7Z

The relevance of economics - Stem Capital Understanding how different regions and countries will evolve over the next five to seven years from both a growth and an inflation standpoint is crucial to determining one’s longer-term Strategic Asset...