Michael Pottruff

An investment strategy is about more than choosing individual investments.

It considers factors such as your financial goals, risk tolerance, time horizon, and how different investments work together through diversification and asset allocation.

Every investor's situation is unique, which is why investment strategies can look different even when goals are similar.

What do you think is the most important factor when building an investment strategy? Share your thoughts below.

Happy Civic Holiday!

I hope you have a safe, relaxing, and enjoyable long weekend.

Enjoy the holiday!

Changing Jobs? Don't Forget About Your Insurance

Starting a new job often means more than just a new role and salary. Your workplace insurance and benefits may change as well.

Taking a few moments to review your new coverage can help you better understand what's included, when your benefits begin, and whether there are any gaps to be aware of during the transition.

Swipe through for a few key considerations.

If you have questions about how a job change may affect your financial plan, feel free to reach out.

Preparing for a New Baby? 👶

Growing your family is an exciting life transition, but it can also bring new financial considerations.

From budgeting and parental leave to education savings and insurance, this article highlights five steps new parents may want to consider as they prepare for what's ahead.

Read the full article to learn more or message me today to discuss your financial goals as your family grows.

Five steps to financial readiness for new parents | Manulife Plan & Learn There are 5 ways you, as a new parent, can get your family financially ready for the future, including investing and saving for your children.

The Hidden Cost of Not Reviewing Your Finances

Life changes, and your financial goals and circumstances may change over time as well.

Major milestones such as changing jobs, approaching retirement, receiving an inheritance, or changes in your family or finances—may affect your financial plan.

Regular financial reviews can help ensure your financial plan continues to reflect your goals and changing circumstances.

Has life changed recently? It may be time to review your financial plan. Let's connect.

Downsizing in retirement is more than a housing decision—it's a major life and financial transition.

From changing expenses and family needs to lifestyle goals and long-term planning, there's a lot to consider before making a move.

This article highlights some important questions worth thinking about when deciding whether downsizing is right for you.

Considerations before downsizing your home in retirement Considering downsizing your home in retirement? Here are four things to consider as part of your retirement plan.