Credit Canada
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We're Canada's first & longest-standing non-profit credit counselling agency on a mission to help people get out of debt and back into life.
Our credit counselling services are confidential, non-judgemental and 100% free. Credit Canada Debt Solutions is Canada's first not-for-profit credit counselling agency founded over 50 years ago to help Canadians in need of credit counselling and debt consolidation. By providing this service, along with financial coaching, our organization seeks to help reduce Canadians' debt and educate them on h
Most people don’t fail at budgeting because they’re “bad with money.”
They fail because they never stop to notice what’s actually working. And that’s where motivation quietly disappears.
Budgeting isn’t just about tracking what you spend, it’s about reinforcing what you’re doing right so you actually keep going.
06/18/2026
Groceries cost more. Bills keep climbing. Paycheques don’t stretch as far as they used to. And the result is often the same: stress, guilt, and the feeling that you’re doing something wrong.
But what if you could make it all work?
Join Credit Canada’s experts to learn ⬇️⬇️
🛒 How to identify financial drains and budget strategically
🛒 Practical strategies to lower everyday expenses in high-impact spending categories
🛒 How to manage credit use and debt decisions during periods of high inflation
Register here: https://www.creditcanada.com/stretching-your-money-when-everything-costs-more-webinar
06/17/2026
💡 "Borrowing $5 a month will benefit your score just as much as borrowing $500 a month, as long as you consistently repay your monthly balances in full and on time." — Bruce Sellery, CEO, Credit Canada
Many people believe they need to spend more money or carry debt to build their credit score. The truth? Building credit is less about how much you borrow and more about how responsibly you manage it.
In a recent Neo Financial article, Credit Canada CEO Bruce Sellery explains how you can improve your credit score and grow your savings at the same time by:
✅ Making payments on time
✅ Keeping credit utilization low
✅ Using credit for planned, essential purchases
✅ Avoiding unnecessary debt and impulse spending
✅ Understanding what actually impacts your credit score
The good news is that building strong credit and saving for your future don't have to be competing goals, they can work together.
Read the full article: https://www.neofinancial.com/the-get/how-to-build-credit-while-still-saving-for-the-future?
How to build credit in Canada while saving for your future | The Get | Neo Financial™ MYTH: Spending more will help you build credit faster. But before you turn to specialized products, practice the basics of building credit and saving.
Most people look at a price tag and ask, “Can I afford this?”
A better question: “How much of my life did it take to earn this?” It’s a small mindset shift that can completely change the way you spend money.
“You can’t survive divorce alone.”
In a recent episode of The Divorce Circle, hosted by Sabeena Bubber, Credit Canada CEO Bruce Sellery - Moolala talks about why leaning on your community during divorce matters, and how support can be practical as well as emotional, especially when it comes to things like budgeting and financial planning.
Listen to the full episode here: https://www.youtube.com/watch?v=FfcuvmBxJ6I
🇨🇦 Average Debt By Province (Jan-Mar 2026) 🇨🇦
The numbers are in, and it the picture is clear: Canadians across Canada are struggling with high amounts of debt. Learn about how nonprofit credit counselling can help you manage and reduce your debt by tapping the link in our bio.
Source: https://www.equifax.ca/about-equifax/newsroom/-/intlpress/the-resilient-north-equifax-canada-data-shows-consumers-leaning-on-financial-discipline-to-offset-macroeconomic-conditions
Why do smart people make bad money decisions during divorce? 🤔
On the latest episode of podcast, hosted by , Credit Canada CEO Bruce Sellery explores the complicated relationship between divorce and money and why even thoughtful, rational people can struggle financially during one of life’s most stressful transitions.
Drawing from his own experience as a child of divorce, Bruce also challenges common assumptions about how separation impacts children and shares a perspective many families don’t hear often enough.
From money mistakes and financial stress to stability, rebuilding, and what families frequently overlook, this conversation dives into the financial and emotional realities of navigating divorce beyond the legal paperwork.
🎧 Watch the full episode, linked in bio.
Takeout on a hard night. Therapy appointments. A gym membership.
After a divorce, some expenses can feel “unnecessary,” but Credit Canada CEO Bruce Sellery - Moolala explains why spending on your mental health may actually be money well spent.
In the latest episode of The Divorce Circle, hosted by Sabeena Bubber, Bruce shares his perspective on navigating the emotional and financial realities of divorce, and why taking care of yourself matters too.
Listen to the full podcast for more of Bruce’s insights on money, divorce, and rebuilding after separation: https://www.youtube.com/watch?v=FfcuvmBxJ6I
🏆 We have big news!
Credit Canada’s GOLD Financial Coaching Program has won the 2026 Money Awareness & Inclusion Award (MAIA) for Best Non-Profit Adult Education Project.
Out of 244 global submissions from 41 countries, GOLD was recognized for its impact in advancing accessible, inclusive financial education.
This award highlights what we see every day: financial coaching doesn’t just build knowledge—it builds confidence, accountability, and lasting behaviour change.
Huge thank you to our team, partners, and supporters, especially Capital One Canada, for helping make this possible.
Most Canadians are carrying debt... but how much depends on your age 👀💸
Debt can happen at any stage of life, but if it’s starting to feel overwhelming, you don’t have to figure it out alone.
Tap the link in our bio to learn how Credit Canada can help.
Source: https://www.equifax.ca/about-equifax/newsroom/-/intlpress/the-resilient-north-equifax-canada-data-shows-consumers-leaning-on-financial-discipline-to-offset-macroeconomic-conditions
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Address
90 Sheppard Avenue E, Suite/304
Toronto, ON
M2N3A1
Opening Hours
| Monday | 8am - 6pm |
| Tuesday | 8am - 6pm |
| Wednesday | 8am - 6pm |
| Thursday | 8am - 6pm |
| Friday | 8am - 6pm |
| Saturday | 8:30am - 4:30pm |