Tomiczek Financial

Are you investing… or reacting? 👇

When Steve Jobs left Apple, people panicked.

Uncertainty hit.
Stock dropped.
Confidence faded.

Who is this guy? ➡️ That’s what everyone was thinking.

But what happened next?

📈 Apple went from $380 BILLION to almost $4 TRILLION.

The real question isn’t timing the market… it’s can you stay in it?
Save this because the next time markets drop, you’ll need this reminder

Watch the full episode on YouTube (link in bio)

She Was 23… Then Uninsurable 😱

No one expects it.

You’re young. Healthy. Busy living life… And insurance? That can wait, right?

That’s what most people think. Until something changes.

One diagnosis… one health shift… and suddenly, the option is gone.

We’ve seen it happen in real life. And by then, it’s not about price anymore...it’s about not qualifying at all.

Do you think a recession is coming… or already here?

Watch the full episode on YouTube (link in bio) or send us a message to book a 1:1 call, we’ll help you build your plan 🎯

Everyone talks about the down payment… but no one tells you about these costs 😳

Lawyer fees, appraisal, inspection…
That’s thousands of dollars extra most first-time buyers don’t expect.

Did YOU know about this before buying?

This mistake could cost you $50,000+ — or worse.

If you’re buying a home in Canada, never skip this step.

👉 Would you still buy it… or walk away?

What do you think? 🤔

If something happened to you tomorrow… would your family be financially protected in Canada?

If you want the full breakdown, watch our latest episode on YouTube. Link in Bio 🎥🎙️”Between Dollars and Dreams” 🔍

RRSP or TFSA? It depends..

Here’s the simple rule:

👉 If you’re going to owe taxes, an RRSP contribution might make sense.
👉 If you’re not owing and flexibility matters, a TFSA may be the better move.

And sometimes… the best strategy is using both intentionally.

The key isn’t the account.
It’s the plan behind it.

Now tell us:

If you had to choose just one this year (RRSP or TFSA), which one are you prioritizing? 👇

If you want the full breakdown, watch our latest episode on YouTube.
And if you want help deciding based on your personal situation, book a Clarity Session with us.

Links in bio.

Is Canada heading into a recession?

Most Canadians don’t realize this 👇

If you’re a first-time homebuyer in Canada, you can withdraw up to $60,000 from your RRSP under the Home Buyers’ Plan — and pay zero tax upfront.

But here’s what matters:

✔ It must be repaid over time
✔ It only works if your strategy is structured properly
✔ It doesn’t mean RRSP is always the best option

The real question isn’t:
“Should I use my RRSP?”