Make Cents
Your finances can make sense, all you need are the right tools. Our mission is to provide you with the answers you need to feel confident in your future.
Don’t let the numbers get you down. Our mission is to provide you with the answers you need to feel confident about your future. Through curated content and meet-ups, Make Cents creates a classroom for discussion on everything from daily budgeting to basic investing. All you need to do is scroll.
06/17/2020
At our economy and society begins to recover from the initial shock provided by COVID-19, there may be some of you out there who are looking to invest in your first home while interest rates are super low.
Take a read through these tips on how to make sure that you're making the right decision and please don't hesitate to message us with questions!
6 smart strategies for first-time home buyers | MoneySense It's important to consider not only what you can afford now, but what you’ll be able to swing if a baby comes along, your career goes off-track, or the property you buy needs a major repair.
05/21/2020
With this unprecedented time we're living in, looking for jobs has become incredibly challenging.
Here are some tips from two experts on how to increase your likelihood of success in finding a job right now.
How to make your job search more successful — even during a recession | CBC Life It's a tough time to be sure, but here's where two experts think you should start.
Hi everyone,
Hope you're all well and safe. We wanted to let you know that if you have any questions about the various government programs to support those affected about COVID-19 or any general questions about personal budgeting, taxes, or investing please don't hesitate!
04/16/2020
If you need more information around what government
benefits might be applicable to you during this time try this amazing guide put out by the CBC.
It's a great question and short form answer resource that will help guide you to ask the necessary questions to get your relevant answers.
As always, please feel free to reach out to us if you have any other questions.
Your guide to the benefits available to Canadians affected by COVID-19 Your guide to the benefits the federal government, provinces and territories are offering to people financially affected by the coronavirus.
04/02/2020
We're living through a surreal time with COVID-19. Nothing has impacted individuals and businesses quite like this in our time with businesses and industries shutting down overnight.
With that in mind, I've been doing some research and found a great article answering a lot of pressing questions around finances.
If you have any personal questions please reach out and we'll do our best to help you with whatever answers we can provide.
Financially impacted by COVID-19? A personal-finance expert answers your most pressing questions | CBC Life How to approach issues like cash flow, mortgage deferral, retirement investments and more right now.
03/22/2020
There's a lot happening with COVID-19 affecting just about every aspect of today's society.
Check out this link for some information about tax programs by the government to make our lives easier as we have this unprecedented crisis.
Canada Revenue Agency: 3 Huge Changes for Taxpayers in 2020 The Canada Revenue Agency is providing much-needed relief for citizens in what has rapidly descended into the worst financial crisis since 2007-2008.
03/11/2020
Great post on how to identify a good sales vs. traps that retailers set up to make you think you're getting a deal!
The psychology of sale shopping: How to spot and avoid the tricks used to get you spending | CBC Life Two consumer-behaviour experts share their tips and insights.
03/04/2020
Ever wondered what roboadvisor is? Ever wondered which ones exist and which ones are the best?
Check out this article for an in-depth look at various Canadian roboadvisors with enough information to make the choice that's best for you!
A guide to the best robo-advisors in Canada for 2020 - MoneySense Find out which robo-advisor is right for you
02/26/2020
Here comes tax time! Here are some useful tips to keep an eye out for as you get ready to file.
Remember, the deadline is April 30th for most individuals and June 15th if you're self-employed!
Don't hesitate to send us a message if you have a specific question :)
Expert tips for tackling your income taxes | CBC Life A chartered accountant and millennial money expert answer our pressing questions.
02/12/2020
Anyone else seeing those "RRSP Deduction Loan" promotions?
Here's a great resource on what to think about if you're considering it!
TL;DR - It's likely better to just contribute the payments you'd be making to the bank to your RRSP so you can save on interest and not take on any debt.
Should you consider an RRSP loan? - MoneySense Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply making regular small RRSP contributions.
02/03/2020
Everyone knows that budgets are notoriously difficult to manage.
Here's another strategy that can help lighten the burden!
What’s better than a budget? Try conscious spending - MoneySense By saying “no” to things without true value or meaning for us, we suddenly had more money to spend on items and experiences that really mattered.
12/18/2019
If you're looking for a few quick and easy ways to get more confident with investing check this article out!
5 easy ways to boost your investing confidence - MoneySense If worries about your investing savvy are holding you back, these ideas can boost your knowledge of the basics.
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