Home Equity Freedom

𝗛𝗼𝘄 𝘁𝗵𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝗛𝗘𝗟𝗢𝗖® 𝗛𝗲𝗹𝗽𝘀 𝗗𝘂𝗿𝗶𝗻𝗴 𝗚𝗿𝗲𝘆 𝗗𝗶𝘃𝗼𝗿𝗰𝗲

Divorce later in life is becoming more common—and more financially complicated.

If you’re separating in your 60s or 70s, you might be wondering how you’ll manage the home, the equity, or even just find a new place to live without taking on a huge mortgage.

The Protected HELOC® can help.

✅ One person can stay in the home, with no required payments
✅ The other can access a lump sum to relocate or buy their place
✅ Or, both can use a Protected HELOC® to buy their next home, without needing employment income to qualify

It gives you options when most lenders say no. And it offers stability when life is anything but.

📩 If this is your situation—or someone close to you is going through it—reach out. You don’t have to figure it out alone.

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Matthew Hines,
Mortgage Agent, Level 2
📞 416-908-2070
📧 [email protected]
🔗 TheProtectedHELOC.ca

𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 #10710 𝘋𝘰𝘮𝘪𝘯𝘪𝘰𝘯 𝘓𝘦𝘯𝘥𝘪𝘯𝘨 𝘊𝘦𝘯𝘵𝘳𝘦𝘴 𝘌𝘥𝘨𝘦 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭

𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘄𝗮𝘀𝗻’𝘁 𝘀𝘂𝗽𝗽𝗼𝘀𝗲𝗱 𝘁𝗼 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲 𝘁𝗵𝗶𝘀.

𝘕𝘦𝘸 𝘳𝘦𝘱𝘰𝘳𝘵𝘴 𝘴𝘩𝘰𝘸 𝘵𝘩𝘢𝘵 𝘢𝘭𝘮𝘰𝘴𝘵 𝘩𝘢𝘭𝘧 𝘰𝘧 𝘊𝘢𝘯𝘢𝘥𝘪𝘢𝘯𝘴 𝘯𝘦𝘢𝘳𝘪𝘯𝘨 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘢𝘳𝘦 𝘯𝘰𝘸 𝘵𝘩𝘪𝘯𝘬𝘪𝘯𝘨 𝘢𝘣𝘰𝘶𝘵 𝘥𝘦𝘭𝘢𝘺𝘪𝘯𝘨 𝘪𝘵, 𝘢𝘯𝘥 𝘮𝘢𝘯𝘺 𝘸𝘩𝘰 𝘩𝘢𝘷𝘦 𝘢𝘭𝘳𝘦𝘢𝘥𝘺 𝘭𝘦𝘧𝘵 𝘵𝘩𝘦 𝘸𝘰𝘳𝘬𝘧𝘰𝘳𝘤𝘦 𝘢𝘳𝘦 𝘨𝘰𝘪𝘯𝘨 𝘣𝘢𝘤𝘬. 𝘕𝘰𝘵 𝘣𝘦𝘤𝘢𝘶𝘴𝘦 𝘵𝘩𝘦𝘺 𝘸𝘢𝘯𝘵 𝘵𝘰. 𝘉𝘦𝘤𝘢𝘶𝘴𝘦 𝘵𝘩𝘦𝘺 𝘤𝘢𝘯’𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘤𝘰𝘴𝘵 𝘰𝘧 𝘭𝘪𝘷𝘪𝘯𝘨.

Groceries, gas, housing, health care—it’s all gone up. And fixed incomes haven’t.

If you’re 60+ and feeling the pressure, you’re not alone. And no, you’re not doing anything wrong.

Many Canadians are now using their home equity on their terms—to create a flexible financial cushion without selling or downsizing.

It’s called a Protected HELOC®. And it’s not a traditional HELOC or a basic reverse mortgage. It’s built to give you control:

✅ Make payments if you want—or don’t
✅ Pause anytime without penalty
✅ Keep your home and your equity
✅ Access funds tax-free

Because retirement should be about freedom, not financial stress.

📩 Want to see how it works? Message me the word OPTIONS, and I’ll send you a quick explainer.

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Matthew Hines,
Mortgage Agent, Level 2
📞 416-908-2070
📧 [email protected]
🔗 TheProtectedHELOC.ca

𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 #10710 𝘋𝘰𝘮𝘪𝘯𝘪𝘰𝘯 𝘓𝘦𝘯𝘥𝘪𝘯𝘨 𝘊𝘦𝘯𝘵𝘳𝘦𝘴 𝘌𝘥𝘨𝘦 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭

🚨 Seniors and those who care for them—please read this:

Scammers are getting more sophisticated, and Canadian retirees are being targeted more than ever. This article from MoneySense highlights the latest scams and how to avoid them.

Protect yourself—or someone you love.

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