1% listing commission - Agent

New Mortgage Rules to Help More Canadians Buy Homes

Canada’s Finance Minister, Chrystia Freeland, recently announced new changes to mortgage rules to make housing more affordable.
Key updates:

1. Increased Cap on Insured Mortgages: The maximum price for homes eligible for mortgage insurance has been raised from C$1 million to C$1.5 million. This allows more buyers to get a mortgage with just a 5% down payment.
2. 30-Year Mortgage Terms: First-time homebuyers and people buying newly built homes can now take out loans for 30 years instead of the standard 25 years. This change aims to make monthly payments more manageable.

The goal is to encourage more home construction and ease the housing shortage. Rising home prices and rents have become a major concern for Canadians, and the government hopes these changes will provide some relief.

Stay informed about these updates if you’re considering buying a home!

Market Update
Bank of Canada Cuts Interest Rate

The Bank of Canada has lowered its overnight rate to 4.25% as inflation slows to 2.5%. While shelter costs remain high, they’re starting to ease, which could benefit buyers and homeowners. This rate cut might improve mortgage conditions, so if you’re thinking about buying or selling, now’s a good time to assess your options.

I’m just one phone call away. (416) 451 4099
Let’s chat—coffee’s on me!

Bank of Canada reduces policy rate by 25 basis points to 4¼% The Bank of Canada today reduced its target for the overnight rate to 4¼%, with the Bank Rate at 4½% and the deposit rate at 4¼%.

I am greatly honored to receive recognition for outstanding sales achievement and performance from January to June 2024. This accomplishment wouldn’t have been possible without the unwavering trust and support of my amazing clients and family, especially during these challenging real estate market conditions. Thank you for believing in me! 🙏

If you have any real estate needs or are looking to build wealth through property, feel free to contact me. Let's achieve success together!

Tsering Chogyal
Toronto Real Estate
(416) 451 4099

Deal Closed!
Congratulations! Representing both parties, we successfully sold and closed a unit in a challenging and competitive condo market, making everyone happy.
Thinking of selling? Contact me for a personalized home selling strategy.

Get your updated home value estimate for FREE!
https://www.torontohomeandcondos.ca/.../whats-my-home-worth

📞 (416) 451-4099
🌐 Free Home Evaluation

📉 Big news!
The Bank of Canada just announced a 0.25% interest rate drop. Could this be the push home buyers need to make their move?
If you’re looking to sell, buy.
let’s connect today! 📲

Tsering Chogyal
C21 People’s Choice
(416)4514099

Bank of Canada reduces policy rate by 25 basis points The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normalization.

ANOTHER SOLD!

Congratulations to both seller and buyer clients! In a challenging and competitive condo market, a unit was successfully sold, making both parties happy.

Thinking of selling? Contact me for a personalized home selling strategy.
Get your updated home value estimate for FREE!
https://www.torontohomeandcondos.ca/landing/whats-my-home-worth

📞 (416) 451-4099
🌐 Free Home Evaluation

ANOTHER SOLD!
Congratulations to my seller and buyer clients! Your trust in me made this success possible. In a challenging and competitive condo market with lots of inventory, I managed to sell a unit and make both parties happy.
With deep understanding of the market to navigate the complexities and set the right price. Leveraging both online and offline marketing strategies, I made sure the property got the visibility it deserved. By focusing on the unique needs of my clients, I ensured a smooth and satisfactory transaction for both the seller and the buyer.

If you’re thinking about selling your home, contact me to discuss how I can get you top dollar for your property.

Call me today for a personalized home selling strategy.
Click the link below to get your updated home value estimate for FREE!
https://www.torontohomeandcondos.ca/.../lead_form_view..
FREE HOME EVALUATION!
(416) 451-4099

🏙️ Looking for 1-bedroom condo below $549,900

Located steps away from Islington Station, this stunning one-bedroom condo offers the perfect blend of convenience and luxury living. Situated on a high floor, enjoy breathtaking views and ample natural light throughout the day.

Features:
🛏️ Spacious one-bedroom
🚗 Parking included
🔒 Locker for additional storage
🏢 Prime location steps from Islington Station
🏙️ High-floor unit with stunning views

Don’t miss out on this fantastic opportunity to own your dream home! Contact me now to schedule a viewing and make this stylish condo yours.

Contact: 416 451 4099

Warmest wishes for a joyful holiday season! Wishing you joy, laughter, and unforgettable moments. Here's to a fantastic holiday and a spectacular New Year ahead! 🎉🌟

Happy Holidays!!

💥JUST LISTED💥

254 Royal York Rd, Etobicoke
2 🛏 2 🛁 1 Car Parking 🚘
Listed price: $729,900
1000+ sq ft of living Space & Balcony
Condo Townhouse - Loads of Upgrades

Desirable family friendly neighbourhood

Be first to see this house! Request today for private viewing.

Contact Me For More Details:
Tsering Chogyal REALTOR®
Century21 People’s Choice
📲416. 451. 4099

💥NEW LISTING Coming Soon to MLS® 💥

254 Royal York Rd, Etobicoke
2 🛏 2 🛁 1 Car Parking 🚘
1000+ sq ft of living Space & Balcony
Condo Townhouse - Loads of Upgrades

Desirable family friendly neighbourhood

Be first to see this house! Request today for private viewing.

Contact Me For More Details:
Tsering Chogyal REALTOR®
Century21 People’s Choice
📲416. 451. 4099