Rocco Racioppo - Insurance Advisor

Water was simply clear as I have ever seen.

What a view to wake up to.

Enjoying the beach and a cold beverage😅. 102 degrees only way.

This place left me speechless.

This is something many don’t think about. It’s not bad enough that a person loses someone they love they have to live with the pieces left behind.

Are you retiring in the near future? Don’t forget to replace benefits you have now and learn about the expensive cost for our benefits when we don’t have them.

Buy Health & Dental Insurance Plans Online | Manulife CoverMe® Affordable health insurance coverage with plans for freelancers, retirees, people in-between jobs and small business owners.

One of the hardest parts of estate planning is that the steep learning curve often shows up at the worst possible time.

This became clear in a recent client meeting. The client was uncertain about the difference between being a Power of Attorney and an Executor — two roles that are often confused, even by people who care deeply about getting it right. To be honest, they didn't really know they were uncertain about it until after I explained the difference.

As we talked it through, they realized just how different the responsibilities are:
A Power of Attorney acts for you while you’re alive but incapacitated.
The Executor's role begins after you die.

It’s a brutal, on-the-job training exercise for whoever steps into these roles, and it reminded me how often we, as professionals, assume clients understand what we consider “basic” — when in reality, they may never have had a reason to think about it.

Imagine being asked to start a brand new job the day after your loved one passes away — and having to learn everything as you go.

If you’re not sure who you’ve named — or what their responsibilities will be — it’s worth having a conversation now.

Wishing everyone a very happy Thanksgiving. May tinespent with your family create memories that live a lifetime.