Cambria Wealth Management

A larger legacy. A smaller tax burden.

For business owners, the Capital Dividend Account (CDA) can play a valuable role in transferring wealth tax-efficiently.*

Ask me how corporate life insurance may help.

DM “CDA” to start the conversation.

*Subject to applicable tax rules and individual circumstances.

A huge Father’s Day shout-out to all the incredible dads. Thank you for your strength, guidance and unwavering love.

The impact you make every day is felt more than you know.

Think your business could face a large tax bill at death? Strategic planning may help reduce the impact.

Corporate-owned life insurance can be an effective tool for tax-efficient wealth transfer, helping provide liquidity and support your business legacy for the next generation.

DM “PLAN” to learn whether this strategy may be suitable for your situation.

What happens to your business when you’re gone?

Many business owners don’t realize that death can trigger a significant tax liability on their business shares, potentially creating a substantial financial burden for their estate and loved ones.

Planning ahead can help protect your family and preserve more of what you’ve worked so hard to build.

DM me “FAMILY” to learn more.

You vs. Your Business

When it comes to funding life insurance, there are generally two paths:

➡️ Personally: Pay personal tax first, then use after-tax dollars.
➡️ Corporately: Use corporate dollars, which may be taxed at a lower rate.

For many business owners, the corporate route can be a more tax-efficient way to achieve the same coverage.

DM me “ROUTE B” to see if it makes sense for your situation.

Are you paying for life insurance personally when your business could be covering the cost more efficiently?

For many business owners, structuring life insurance through a corporation may offer tax advantages and improve cash flow, depending on their specific situation.

The right strategy can provide the same protection while potentially reducing the after-tax cost of coverage.

DM me “SAVINGS” to explore whether this approach could work for your business.