MNP Debt

Financial uncertainty is reshaping how Canadians plan, spend, and cope. 💸
Swipe through to see what’s driving financial stress and why it matters.

The average amount Albertans have left at the end of the month fell to $1,053, down from $1,119 last quarter, according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index: Albertans experiencing financial whiplash as economic uncertainty persists Three in five (59%) say they are experiencing financial whiplash as shifting conditions repeatedly disrupt their financial plans, according to the latest MNP Consumer Debt Index.

The latest MNP Consumer Debt Index has remained stable at 88 points this quarter. However, nearly two-thirds of Canadians say they desperately need interest rates to go down.

MNP Consumer Debt Index holds steady following two interest rate pauses as Canadians brace for ongoing economic uncertainty Younger adults and lower-income households are most likely to report stress, stalled life plans, and living paycheque to paycheque.

Debt Literacy Month is the perfect time to understand your financial options. Try the MNP Debt Calculator today 📲

47% of Canadians regret their debt, but it doesn’t have to stay that way.
Learn how debt literacy can change your financial future, during MNP's Debt Literacy Month.
➡️ Visit our Debt Literacy Month page

MNP Debt Literacy Month MNP Debt Literacy Month is an annual initiative focused on helping Canadians better understand their personal finances, identify common debt blind spots, and build the knowledge needed to navigate borrowing costs with confidence.

It’s Debt Literacy Month, the perfect time to check in on your financial health.
Get a clearer picture of your debt level with our free online Debt Scale.
👉 Start your assessment today:

MNP Debt Scale Get a free checkup for your debt health. Take this quick 14 question survey for you to learn more about your debt health. Based on your answers, we will provide steps you can take to either help you achieve or continue living your debt-free future.

Regret, worry, and financial knowledge gaps are all increasing. MNP's Debt Literacy Month 2026 highlights the hidden blind spots that can end up costing Canadians.

Debt regret is rising in Alberta, 44% of residents now wish they’d taken on less debt, and confidence in handling life shocks remains low according to MNP's Debt Literacy Month press release.

Debt Literacy Month: More than two in five Albertans regret their debt as persistent debt blind spots leave many financially vulnerable Get a free confidential consultation today. Fill out the form below and an MNP Debt Advisor will contact you within 1 business day.

MNP's Debt Literacy Month states nearly half of Canadians (47%) regret the amount of debt they’ve taken on and many still feel unprepared for financial shocks.
Debt literacy matters more than ever. Explore the warning signs, blind spots, and what Canadians can do to protect themselves below:

Debt Literacy Month: Nearly half of Canadians regret their debt as persistent debt blind spots leave many financially vulnerable Get a free confidential consultation today. Fill out the form below and an MNP Debt Advisor will contact you within 1 business day.

Romance doesn’t have to break the bank, read below to find out how to make this Valentine's Day stress:

Realistic romance: Celebrate Valentine’s Day without breaking hearts, or the bank If you’re struggling with unmanageable debt because of your gift giving exuberance, help is available.

More Albertans now have six months of emergency savings (52%, +11 pts), but nearly half still lack this critical buffer according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index shows Albertans are bracing for a challenging 2026 Albertans are bracing for rising financial challenges in 2026, with three in four (75%) expecting the cost of living to worsen.

The latest MNP Consumer Debt Index rose one point to 87 this quarter, the first December increase since its inception . This signals a slight improvement in Canadians’ financial outlook despite widespread concerns about rising costs and economic strain.

MNP Consumer Debt Index shows Canadians are bracing for a challenging 2026 Canadians are bracing for rising financial challenges in 2026, with the majority (71%) expecting the cost of living to worsen.