MNP Debt

Testimonial Tuesday 💬
Thank you to our client in Barrie for sharing this feedback with us.

When debt feels heavy, the right support can make all the difference.

It’s time to break the stigma around debt. 💬
Nearly half of Canadians are in the same position but support is here when you’re ready.
👉 Read more:

Breaking the stigma around debt and seeking support More Canadians are facing financial pressure. Learn why seeking help with debt is a sign of strength, not failure.

Filing a Consumer Proposal or Bankruptcy?
Here’s what you need to know about your income tax refund before you decide. 💬

What happens to your personal income tax refund in a Consumer Proposal or Bankruptcy? How will a Consumer Proposal or Bankruptcy affect your personal income tax refund? Understanding each option can help you make an informed decision.

Financial uncertainty is reshaping how Canadians plan, spend, and cope. 💸
Swipe through to see what’s driving financial stress and why it matters.

The average amount Albertans have left at the end of the month fell to $1,053, down from $1,119 last quarter, according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index: Albertans experiencing financial whiplash as economic uncertainty persists Three in five (59%) say they are experiencing financial whiplash as shifting conditions repeatedly disrupt their financial plans, according to the latest MNP Consumer Debt Index.

The latest MNP Consumer Debt Index has remained stable at 88 points this quarter. However, nearly two-thirds of Canadians say they desperately need interest rates to go down.

MNP Consumer Debt Index holds steady following two interest rate pauses as Canadians brace for ongoing economic uncertainty Younger adults and lower-income households are most likely to report stress, stalled life plans, and living paycheque to paycheque.

Debt Literacy Month is the perfect time to understand your financial options. Try the MNP Debt Calculator today 📲

47% of Canadians regret their debt, but it doesn’t have to stay that way.
Learn how debt literacy can change your financial future, during MNP's Debt Literacy Month.
➡️ Visit our Debt Literacy Month page

MNP Debt Literacy Month MNP Debt Literacy Month is an annual initiative focused on helping Canadians better understand their personal finances, identify common debt blind spots, and build the knowledge needed to navigate borrowing costs with confidence.

It’s Debt Literacy Month, the perfect time to check in on your financial health.
Get a clearer picture of your debt level with our free online Debt Scale.
👉 Start your assessment today:

MNP Debt Scale Get a free checkup for your debt health. Take this quick 14 question survey for you to learn more about your debt health. Based on your answers, we will provide steps you can take to either help you achieve or continue living your debt-free future.

Regret, worry, and financial knowledge gaps are all increasing. MNP's Debt Literacy Month 2026 highlights the hidden blind spots that can end up costing Canadians.