Sarah Williams - Financial Advisor

Real talk!

Prior to Covid we had 6+ months saved up. Between not being able to work because of lockdowns and my husband switching jobs to a lower paying one for consistency our savings was depleted!

We were getting back on our feet when my husband broke both of his elbows while on vacation. Thankfully, he had disability insurance! It was still tight month to month but we were able to survive through it. He was off for almost two full years.

Turns out the average disability timeframe from injury to going back to work is 24 months.

We all think ‘it won’t happen to me’ but what if it does?

Because this stuff can happen to anyone at anytime.

This might be my favourite post of all time! Forever a proud Canadian 🇨🇦

We are a Canadian organization with roots in this country for nearly 100 years. Like most Canadians, we have a habit of saying sorry — but we will never apologize for being proud poutine lovers, hockey fanatics, and champions of universal health care. Plus, kindness is sort of in our DNA. Learn more: https://na3.hubs.ly/y0vLdR0

#100%Canadian

I hope you never need it.

Truly.

Most parents don’t think about critical illness coverage for their children because they never imagine needing it.

And I sincerely hope you never do.

But if your child became seriously ill, would you want to be choosing between time off work and being by their side?

Critical illness coverage can provide a tax-free lump sum payment that gives families flexibility during an incredibly difficult time.

Because when your child needs you most, your focus should be on them—not the bills.

Your mortgage doesn’t care if you’re sick.

Your utility bills don’t stop.
Your groceries still need to be bought.
Your kids still need you.

The question isn’t “What if I get sick?”

The question is:

“What happens financially if I do?”

Critical illness coverage can help provide financial support when life takes an unexpected turn.

Message me if you’d like to learn more 🤍

It's certainly not news that smoking shortens a person's lifespan. But it may come as a suprise that smokers pay quite a bit more for their life insurance coverage. Add to that the cost of all those over-priced packs of ci******es, and you can see how quitting could help you save big! Today, on World No To***co Day, we encourage you to break the habit, save your money... and, yes, your life! 🩵

***coDay

Most parents don’t realize you can get life insurance coverage for your child as early as 15 days old.

And honestly, most people aren’t thinking about life insurance for their kids at all — until someone explains why families choose to do it.

For many parents, it’s about:
• locking in future insurability
• securing low rates early
• building protection that can grow with them over time

It’s one of those conversations that sounds overwhelming at first… but is actually much simpler (and more affordable) than most people expect.

If you’ve ever been curious about children’s coverage or what options look like for your family, send me a message — I’m always happy to chat 🤍

Coverage is subject to underwriting approval and policy terms.

Choosing a guardian to care for your children can be difficult! Here are some great questions to consider when creating your plan 👇