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#Ottawa #RealEstate specializing in New home buyers, Sellers and Specializing in Investment properti I am also a rent-to-own specialist.
Ottawa's Trusted Real Estate Professional
Hello and thank you for stopping by my page. As an entrepreneur with over a decade of experience, with three years in real estate, I believe I have the energy, commitment, and exacting standards to assist you with your next real estate transaction. Several years ago, as a young professional working with a real estate investment company, I found that I tr
Income dropped? Lost your job before mortgage renewal? You still have options....
With all the recent government and private sector layoffs and position changes, this is one of the biggest concerns we’re hearing:
“My mortgage is coming up for renewal… but my income has changed. What do I do?”
Here’s the good news 👇
If you're simply renewing with your current lender, you typically do not need to requalify. That means no new income verification , you can usually just select your renewal option and sign.
And in many cases, you may even be able to re-amortize your mortgage at renewal to lower your monthly payments , without it being considered a refinance.
That can:
✔ Reduce your payment
✔ Help your cash flow
✔ Buy you time to stabilize your employment
Before you panic .... know your options.
Watch the full episode of the House It Going Ottawa Podcast to understand what you can do and how to protect yourself.
If you’re unsure about your situation, reach out. A quick conversation can bring a lot of peace of mind.
Happy Valentine’s Day, Ottawa! ❤️
Today we’re celebrating all kinds of love , partners, families, friends… and the homes that hold all our favourite memories. 🏡✨
Love is where:
💗 The laughs are louder
💗 The feeling of comfort is natural
💗 And the best memories are made
And remember… true love is letting your Valentine control the thermostat for the night. 😄
Happy Valentine’s Day from all of us at Ottawa Home Group! 💕
02/12/2026
The City of Ottawa’s Vacant Unit Tax (VUT) was introduced to help address the housing crisis by encouraging property owners to occupy or rent out residential properties rather than leaving them vacant.
🔎 Who must declare?
All residential property owners in Ottawa even if your property is your principal residence or fully occupied.
📅 When do you need to submit?
Declarations can be submitted beginning in January and must be completed by the Interim Tax due date each year.
Late declarations will be accepted until April 30 and are subject to a $250 late fee.
💻 Where to submit:
Declarations must be completed online through the City of Ottawa’s website at ottawa.ca/vut using your property roll number and access code.
Homes vacant for more than 184 days may be subject to a 1% tax on the assessed value, with higher rates for continued vacancy. Failure to declare may result in automatic vacant status and additional taxes.
If you’re unsure how this impacts you or your investment property, Ottawa Home Group is here to help.
📩 Send us a message
📞 Contact our team
🌐 ottawahomegroup.com
If you locked in your mortgage during the pandemic at 1.8% – 2.5%, this episode is for you. 👀
In Part 2 of our 5-part series on Mortgages in 2026, we break down what mortgage renewal actually looks like in today’s market, using real numbers, not headlines.
📊 Real-world example:
Mortgage balance: $500,000
Pandemic rate (2021): 1.8%
Monthly payment then: ~$2,060
Renewal rate (2026 example):~4%
New monthly payment: ~$2,630 Approx
That’s a $570/month increase, nearly 30% more, even if you stay with your current lender and don’t need to re-qualify.
🎯 What does that mean?
Less discretionary spending
Lifestyle adjustments
Real impact on household budgets
Featuring Luis Vargas (Ottawa Home Group) and Eric Ender, Mortgage Broker, this episode walks through the math, the reality, and why planning before renewal matters more than ever.
👉 Watch Part 2 now and stay tuned for Part 3 next week where we discuss:
‘What if my mortgage is up for renewal, but my income has changed or I’ve lost my job?’ What options do homeowners have in that situation, and what should they do before talking to their lender?”
Extensively upgraded executive home backing onto serene pond and trail views 🌿
Almost new, fully finished walkout basement, and loaded with smart home tech this one truly checks every box.
🍽️ Chef-inspired kitchen with waterfall quartz island
🔥 18-ft ceilings & custom fireplace feature
🛏️ Luxurious primary suite with spa-like ensuite
🏡 Walkout basement with in-law/income potential
⚡ 200-amp service + EV charger
📱 Lutron smart switches, Nest thermostat & smart garage
🌳 Fully fenced backyard with no rear neighbours
Modern, elegant, and move-in ready designed for connected, comfortable living.
📲 Book your private showing today.
Our Open House signs are out bright and early for the Open House at 404 Sadar Private in ...perfect home for first time home buyers...listed for $499,880 for 3 bed townhome with 3 storeys
Welcome Home to our new listing in Barrhaven!
Thinking about buying your first home? This one checks all the right boxes.
Welcome to 404 Sadar Private, a move-in ready, freehold townhome in a very walkable Barrhaven neighbourhood close to parks, transit, shopping, and everyday essentials.
✨ Why first time buyers love it:
• Bright, open-concept living on the second level with vinyl flooring
• Spacious kitchen with plenty of storage + new dishwasher (2025)
• 3 bedrooms upstairs, including a primary with walk-in closet & private ensuite
• Finished main level space perfect for a home office, gym, or cozy family room
• Bonus basement storage is great
• Brand new furnace (2025) + Nest smart thermostat
• Keyless entry, Ring doorbell & automatic garage opener
Smart layout. Solid upgrades. A great place to start.
📩 DM us to book your private showing
🔑 Ottawa Home Group
02/03/2026
🔑 Keys & CluesTip #5
Renovating your home? This tip can save you thousands.
One of the most important (and often overlooked) parts of a successful renovation is double checking the work and asking for regular updates. Even great contractors are human, and mistakes can happen, especially when multiple trades are involved.
✔️ Walk the site frequently
✔️ Ask questions (there’s no such thing as a “dumb” one)
✔️ Make sure to ask for weekly updates
✔️ Make sure the work matches the plan and timeline
You’re paying for the project, stay involved, stay informed, and protect your investment.
This wraps up our 5-part Keys & Clues series on how to save money and ensure a successful renovation.
Have questions or planning a project? We’re always happy to help.
Ottawa Home Group
Find it. Love it. Own it.
🏡 Welcome Home to our New Listing at 7868 Jeanne d’Arc Blvd, Orléans!
Bright, updated , and move-in ready end unit condo townhome with 3 bedrooms, a fully finished basement, and a fully fenced backyard.
✨ Highlights you’ll love:
✅ Brand new kitchen with stainless steel appliances + white cabinetry
✅ New flooring + fresh paint throughout
✅ Pot lights + modern fixtures
✅ Finished basement with powder room (perfect rec room / office / gym)
✅ Steps to schools, parks, transit, and shopping
Come see it in person today, this one is truly turnkey!
📍 7868 Jeanne d’Arc Blvd
🕒 Open House: TODAY ( 2- 4PM)
📩 DM us for details or to book a private showing.
01/20/2026
Every Monday, Ottawa Home Group shares Keys & Clues to help you navigate real estate with confidence. 🔑
This week’s focus: Top Tips for First-Time Home Sellers.
From understanding the market to pricing it right, preparing your home, and being ready for showings, these insights are designed to set you up for a successful sale.
Thinking of selling your first home?
Follow the clues. Hold the keys.
Connect with Ottawa Home Group to get started.
01/16/2026
Happy Friday Everyone ! We just listed this brand new central rental right off St. Laurent!
| 2035 St. Laurent Blvd, Ottawa
💲 $2,699/month + utilities (Water/Sewer $75 flat fee)
🚗 Carport + parking for up to 2 cars
❄️ Snow removal included
Freshly painted and very clean single-family home in a central location with everything at your doorstep—transit, groceries, cafes, shopping and more.
✅ Updated eat-in kitchen
✅ Bright living + dining with lots of windows
✅ Walkout to a private backyard
✅ 3 bedrooms upstairs + updated full bath
✅ Finished basement w/ huge rec room + full bath + laundry + storage
Tenant pays Hydro + Gas. Backyard lawn care is tenant responsibility.
📩 Message us for details or to book a private showing.
Click here to claim your Sponsored Listing.
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