Carlos Rios - IG Wealth Management

Carlos Rios - IG Wealth Management

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Carlos Rios, CFP®, RRC™, MBA
CERTIFIED FINANCIAL PLANNER® CERTIFIED FINANCIAL PLANNER®

Cash-Back Credit Card Use Rises Amid Financial Strain. Should You Switch, Too? 09/09/2024

Cash-Back Credit Card Use Rises Amid Financial Strain. Should You Switch, Too? More credit cardholders are ditching their perk-heavy cards in favor of more affordable cash-back and lower-fee options amid rising financial challenges, a new study found.

AI Is Coming For Supermarket Shelves - Are You Ready For It? 09/09/2024

AI Is Coming For Supermarket Shelves - Are You Ready For It? Inflated prices are changing the way people shop. Nearly 42% of US adults are buying more generic brands and 30% of US adults are partaking in comparative shopping, also known as “treasure hunt grocery shopping,” to find the best deals to manage the cost of living.

Bosses Are Finding Ways to Pay Workers Less 09/08/2024

Bosses Are Finding Ways to Pay Workers Less After a tumble in pay for white-collar job openings, wages for new hires in many blue-collar sectors are now falling.

America’s recession signals are flashing red. Don’t believe them 09/08/2024

America’s recession signals are flashing red. Don’t believe them In this article, The Economist assesses a range of economic measures.

A ‘Life Review’ Can Be Powerful, at Any Age 09/08/2024

A ‘Life Review’ Can Be Powerful, at Any Age Reflecting on the past, through writing or conversation, can help us better appreciate where we are — and where we’re going.

Beyond The Trail: What A Long Hike Reveals About Stretch Goals 09/07/2024

Beyond The Trail: What A Long Hike Reveals About Stretch Goals Most business OKRs and personal goals don’t come come with turn-by-turn directions. Instead, you have a desired outcome and a working hypothesis of how to get where you are going. Here's how to develop a roadmap for any goal.

A Gen Z guide to what central bank rate cuts mean for investing, homebuying and emergency savings 09/07/2024

A Gen Z guide to what central bank rate cuts mean for investing, homebuying and emergency savings Your 20s and 30s are usually the age to max out investing risk, but now’s a time to cool it. The latest interest rate cut by the Bank of Canada opens the way for de-risking an investment portfolio without the usual sacrifice in returns.

Japanese Knotweed Is Coming to Wreck Your Backyard—and Much, Much Worse 09/07/2024

Japanese Knotweed Is Coming to Wreck Your Backyard—and Much, Much Worse The invasive plant can grow up to 3 feet a week, wreaking havoc on your property or damaging the foundation of your home.

IG WEALTH MANAGEMENT INVITES YOU TO A WEBINAR: How would your business operate without you? 09/06/2024

IG WEALTH MANAGEMENT INVITES YOU TO A WEBINAR: How would your business operate without you? As a business owner, you may have a hard time imagining how your company would operate without you. Learn how to give your business the flexibility you need should you be unable to lead it.

For More Americans, One Job Isn’t Enough 09/06/2024

For More Americans, One Job Isn’t Enough The job market is softening, but more Americans are holding down multiple jobs. That speaks to both rising living costs and a bountiful market for gig-economy work.

A brave soul takes on CPP doubters 09/05/2024

A brave soul takes on CPP doubters Part of being a smart skeptic is being able to recognize that some things are actually what they seem.

Here’s a powerful and underused way to boost contributions to a first home savings account 09/05/2024

Here’s a powerful and underused way to boost contributions to a first home savings account For young families with tight budgets, the combination of the new first home savings account and the federal child benefit can be a match made in personal finance heaven. But few of them likely realize this.

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