RPR Financial

RPR Financial

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I promote the creation of a full financial plan for the modern family through family and income protection, retirement security and long term care.

I promote the creation of a full financial plan for the modern family using the four cornerstones of financial security:

Family Protection
• Pay off all debts at time of either death
• Supply 1 year of income for survivor
• Cover the "what ifs" of life
• How can you preserve your estate

Income Protection
• Protect your greatest asset(the ability to earn a living)
• Maintain current lifestyle if

08/11/2025
Returning from vacation 03/22/2018

Returning from vacation It’s the time of the year when many Canadians have escaped the great white north’s winter misery and travelled to some far-off tropical destination for some needed rest and relaxation. How we wish that state of paradise could last forever. That’s what February’s equity markets have reminded ...

Getting a Grip on Excessive Debt 10/19/2017

http://www.empirelifeinvestments.ca/en/blog/getting-grip-excessive-debt

Getting a Grip on Excessive Debt Debt used to be a four letter word. Now it’s just a word. Is it good debt or bad debt? What can you do to get a better grip on your spending and redirect money to grow your investable assets?I guarant

Why Everyone Needs a Will 07/25/2017

http://www.empirelifeinvestments.ca/en/blog/why-everyone-needs-will
Single or married divorced or widowed, everyone should have an up to date will

Why Everyone Needs a Will Making a Will is an important part of your tax and estate planning. Everyone—wealthy or not—should have a Will. Most of us don’t like to think about writing a Will, yet it’s one of the best

Relationship Counselling 07/11/2017

https://www.youtube.com/watch?v=Z3uHHw_kM6s
This says it all about the banks

Relationship Counselling Realistic expectations is the key to happiness.

04/26/2017

http://www.empirelifeinvestments.ca/en/blog/millennials-can-find-financial-freedom

Millennials can find financial freedom This article was written by Liz Bruckner and originally appeared in The Toronto Star on February 4, 2017. According to an Ipsos global poll released last month, if you're part of the millennial genera

Ombudsman sees rise in consumer complaints about banking services and investments 03/17/2017

http://insurance-journal.ca/article/ombudsman-sees-rise-in-consumer-complaints-about-banking-services-and-investments/

Ombudsman sees rise in consumer complaints about banking services and investments The Ombudsman for Banking Services and Investments today released its annual report for 2016, which showed a 12 per cent rise in consumer complaints for the year.

02/22/2017

http://www.empirelifeinvestments.ca/en/blog/do-young-people-business-owners-really-need-rsps

Do young people, business owners really need RSPs? This article was written by Lisa Wright and originally appeared in The Toronto Star on February 13, 2017.To invest or not to invest? That is always the question this time of year, in the lead-up to th

Financial advice adds great value to group pension plan, RRSP members - Article - investmentexecutive.com 02/22/2017

http://www.investmentexecutive.com/-/financial-advice-adds-great-value-to-group-pension-plan-rrsp-members?redirect=http%3A%2F%2Fwww.investmentexecutive.com%2Fhome%3Fp_p_id%3D101_INSTANCE_rk5n61x2uHJB%26p_p_lifecycle%3D0%26p_p_state%3Dnormal%26p_p_mode%3Dview%26p_p_col_id%3Dcolumn-1%26p_p_col_pos%3D1%26p_p_col_count%3D4

Most company pension Plans and Group RRSP plans are left to the employee to manage.
it is always a good idea to have an advisor to assist in the selection of funds

Financial advice adds great value to group pension plan, RRSP members - Article - investmentexecutive.com The value advisors provide to plan members will increase as advisors continue to embrace more flexible ways of communicating their advice, new GWL report finds

Five basics about managing money 02/08/2017

sound advice for future financial security

Five basics about managing money Research is finding that more and more aging Canadians today aren’t saving for retirement. They are seeking financial freedom. That’s not freedom from money. It’s the kind of freedom they feel when th

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Kitchener, ON
N2H5Z6