Kelly Thompson - Billyard Insurance

Thebig.ca/thompson-kelly

DID YOU KNOW?

Water damages to a home account for over 60% of home insurance claims. Here's are 10 causes of water damage to your home.

Be sure to contact me for a FREE home quote - so we can review your water coverages and make sure that you're PROTECTED!

Here are the Top 10 Causes of Water Damage in Your Home Water damage can happen in your home at any time. Check out the top 10 list of most probable causes, how to repair damage & how to prevent it.

Is it time to update your car insurance policy? It’s so important to check in with your broker when you make certain changes so that you will be properly covered if you need to make a claim. Here are some key times when you should reach out to your broker to update your car insurance.

☑️ Purchasing a new vehicle or getting rid of an old one
☑️ Making significant modifications to your vehicle
☑️ Having new drivers in your household
☑️ Moving to a new address
☑️ Changing jobs that affect your commuting distance
☑️ Using your car for business reasons
☑️ Making legal changes to your name or gender
☑️ Updating your banking information

Our team is all about providing an excellent client experience. If after reading this list, you think you may need to make a change to your car insurance policy, give your broker a call! We love being able to help you find peace of mind by ensuring your assets are well-protected.

Car Is Damaged in a Parking Lot?

Your parked car got damaged in a parking lot, and what’s even worse is that the other driver doesn’t leave a note or stick around to take responsibility. In this situation, you might be wondering if you are covered in a parking lot hit and run accident and the answer depends on the type of coverage you purchased on your policy.

If you have collision coverage, which is optional, your claim should be covered. Without collision coverage, you will be on the hook to pay for repairs yourself.

When you report it to your insurance company, you should also report the incident to the police or a collision reporting centre within 24 hours to ensure that the claim is not-at-fault and that your insurance premium is unaffected. Failing to report it may lead your insurer to rate it as an at-fault claim, causing a rise in premium. Also keep in mind that regardless of how the accident is rated, you will have to pay your collision deductible.

Collision coverage is crucial in these situations, so contact your BIG broker today to find out if you have this coverage and make changes to your policy. If you ever need to make a claim, we are available 24/7 to take your call!

Is your Insurance up for renewal soon??? Contact me for a free no obligation home or auto quote!
I work with over 15 different Insurance companies to find you the best rates!

Auto Thefts On The Rise

Did you know that Ontario has been hit the hardest nationally as auto theft rose 15% in 2017? Toronto specifically spiked 30% in auto thefts. Those stats can be kind of intimidating, but there are some ways you can prevent auto theft!

If you have a garage, use it for your vehicle! Or, park in a well lit area, especially if it is within view of a security camera.

Thieves can actually intercept the signal of wireless key entry technology, allowing them to unlock you vehicle right from your driveway. To prevent this, keep your key fob on the upper level of your home, or in your bedroom.

There are more ways to prevent theft, just ask for some advice from one of our brokers! We can also take a look at your insurance policy to see if you have the right coverage and possibly give you a better quote.