CMB Insurance Brokers

From rising cargo theft to evolving technology and sustainability initiatives, Canada’s trucking industry is facing rapid change in 2026. At the same time, insurers continue to take a cautious approach as claims costs and operational risks evolve.

This blog highlights the key trends shaping the transportation sector this year—and what fleets can do to stay resilient, competitive and properly protected. www.cmbinsurance.ca/blog/trucking-industry-trends-to-watch-in-2026

Dog bite claims can create unexpected liability and coverage questions — especially when the injured person is the dog-walker. A recent Ontario Court of Appeal decision highlights how “ownership” under the law can extend beyond the pet’s actual owners and why coverage outcomes may not always be straightforward.

This article explores the ruling and what it could mean for homeowners, pet care professionals and liability insurance coverage.

www.canadianunderwriter.ca/news/claims/a-homeowners-dog-bites-the-dog-walker-a-liability-riddle-who-owns-the-dog

Thanks for the great review! We are proud of our team! Great job Carol 👏

2026 Trucking Business Insights
Proactive Insurance Strategies Used by Industry Leaders
5 of 6
____

Premium increases usually don’t happen all at once.⁠

They creep up when programs aren’t actively managed — when claims trends aren’t addressed and coverage no longer fits operations.⁠

Cost control comes from structure, data, and attention over time.⁠

Hope isn’t a strategy.⁠
____

Want more business insights? Download our free guide: www.cmbinsurance.ca/overcoming-insurance-frustration-in-trucking-operations

Strong safety cultures aren’t built through paperwork alone. More Alberta fleets are moving beyond basic compliance to create environments where safety is embedded into everyday operations — from leadership accountability and driver engagement to mentorship, communication and wellness initiatives.

Read more: www.trucknews.com/business-management/alberta-fleets-push-beyond-compliance-to-build-safety-culture/1003213598

The Alberta government has introduced the “Care-First” auto insurance model, effective January 1, 2027. 🛡️

The goal? Stabilizing premiums and prioritizing recovery over litigation. With massive increases to medical and death benefits, this is the biggest shift in Alberta insurance in decades.

Key takeaway: If you’re injured, you get help first—no waiting for a court date.

Have questions about how this transition works? We’re here to help you navigate the road ahead. Check out our latest blog post for everything you need to know.

www.cmbinsurance.ca/blog/albertas-new-care-first-auto-insurance-what-you-need-to-know-for-2027

A single extreme weather event can sideline an entire fleet—causing costly damage, delays and operational disruption. As floods, wildfires and severe storms become more frequent, proactive catastrophe (CAT) planning is becoming essential for businesses that rely on commercial vehicles.

Here we look at how organizations can strengthen fleet resilience through effective insurance planning, emergency response strategies and clear recovery procedures to help minimize losses and keep operations moving when disaster strikes. www.cmbinsurance.ca/blog/developing-cat-plans-for-commercial-fleets

Ontario’s upcoming auto insurance reforms are already raising red flags—particularly around how optional accident benefits will be accessed during the transition period.

As adjusters point out, the removal of key endorsements on non-renewed policies could leave some drivers unexpectedly unable to tap into coverage they assumed was available.

Read more: www.canadianunderwriter.ca/news/claims/auto-reforms-ontario-adjusters-seek-fix-to-maintain-access-to-optional-benefits-during-transition

Starting June 1, employers of Class 1 drivers in Alberta must provide a Commercial Driver Experience Certificate when a driver leaves the company.

This creates a standardized, legally required record of verified driving experience that follows the driver between employers.

This update impacts compliance, NSC audits, and insurance underwriting—making accurate driver recordkeeping more important than ever.

www.cmbinsurance.ca/blog/new-june-1-2026-commercial-driver-experience-certificate

2026 Energy Business Insights
Proactive Insurance Strategies Used by Industry Leaders
4 of 6
____

Reactive insurance creates reactive leadership.

Decisions get rushed.

Options shrink.

Proactive insurance supports long-term planning and better outcomes.
____

Want more business insights? Download our free guide: www.cmbinsurance.ca/overcoming-insurance-frustration-complex-energy-operations