Prosperic Financial

Do you actually know what’s driving your group benefits costs right now?

2026 TFSA at your fingertips.

It was my pleasure to speak on a local radio station about Tax-Free Savings Accounts (TFSAs) and the power of compound interest.

With my daughter recently turning 18, it felt like the perfect time to talk about one of the most meaningful gifts and advice parents can give a new adult: starting their TFSA early.

I strongly encourage parents to guide their kids to open a TFSA at 18 and, if possible, make an initial contribution - whatever your budget allows. If they’re working full-time or part-time, setting up automatic monthly contributions can make a big difference over time.

Your kids may not love the idea today, but they’ll thank you later when they see their investments grow.

Starting early helps them learn:
• Basic investing principles
• Smart money habits
• Financial discipline
• The power of compound interest

And remember—while starting early is ideal, it’s never too late to begin investing.

If you’d like to discuss any financial planning at any stage of life, feel free to reach out.

Did you know?
Canadians with disabilities may be eligible for up to $90,000 in government grants and bonds through the Registered Disability Savings Plan (RDSP).

💰 1. Free Government Money
• Canada Disability Savings Grant: The government can match personal contributions up to 300% (that’s up to $3 for every $1 you contribute, depending on income).

An RDSP helps build long-term financial security, offers tax-deferred growth, and doesn’t affect most government benefits.

If you or a loved one qualifies for the Disability Tax Credit (DTC), this could be a life-changing opportunity.

📩 Message me today to learn how to get started and take advantage of this incredible program!

Wishing you and your family a wonderful Thanksgiving filled with warmth, happiness, and gratitude.

Kris Suchy
President
Financial Security Advisor
Group Broker

With over 20 years in management, I saw firsthand how a lack of financial planning left hardworking individuals, families and business owners struggling when life took an unexpected turn. Many assumed, “I’m fine, I don’t need a financial plan yet” or “Work benefits should be enough.” But when the unexpected happened, I watched people lose their homes, businesses, and financial security—leading to stress, damaged credit, and even broken families.

Then, it happened to my own family. My wife, young, healthy, and active, progressively lost all sensation in her arms and legs. Our young children had to call 911. A high-risk, 7-hour surgery to remove a tumor from her spine and months of uncertainty changed our lives forever.

That experience reinforced what I already knew—financial security isn’t just important, it’s essential. I had been seeking a career change that offered better work-life balance, but after my wife’s recovery, financial and employee benefits planning became more than a career-it became my mission.

Today, I help individuals, families, and business owners protect their financial future with personalized life insurance, living benefits, wealth management and employee benefits solutions. My goal is simple: to ensure you’re prepared for life’s uncertainties, so you never have to face financial hardship alone.

Let’s Plan, Protect, and Prosper – together

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Happy, Healthy and Prosperous New Year!!!