Financial Coach Ruthy
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Now Go and Be Intentional!
What is an MER and why does it cost you so much money!!
It is money paid to the investment company whether you make money or lose money.
What to do with Some of our free time!!
Can we turn 15-30 minutes each week into intentionally making decisions about our finances!
Can we afford not to??
Why have there been so many Gambling ads lately? Gambling doesn't build a financial future! It destroys it!
08/03/2026
Budget Update!!
This month we were able to go on our holiday to Portugal which we have been planning for several years.
It cost approximately $8000 dollars for the two of us to spend 8 full days in Portugal.
We saved approximately $4000 dollars in hotels and flight costs through credit card points.
We spent $1681 in Flight taxes and seat selection
-$2600 in daily Excursions on a wine tour, boat rides, a walking tour, a food tour and private transport from Lisbon to Porto with three stops along the way, private transport to Pena Palace and Cascais.
-$200/day on food and restaurants
-$896 in transportation between Bolt rides, train, car rental, gas and a tuktuk ride
-$65 for phone/data
-$100 in Souvenirs
-$200 in miscellaneous and airport food.
What is your August budget looking like?
Just came back from an 8 day trip to Portugal!
Let me know if you are interested in learning how to save for a trip or what the costs involved are!
07/29/2026
https://youtu.be/zYes5h0Oy2Q?si=fb9Wi8o1GUI1ephx
A great video about group RESP that you should watch before opening up one!
We have one that worked ok but only because we were able to continue to contribute regularly. The fees aren't great. The returns aren't great and I can teach you how to open up your own DIY RESP instead!!
Stay Away From Group RESPs - Group Registered Educations Savings Plans, Explained Have you ever thought about saving or investing for a child's educa...
What could car payments really cost you?
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