Financial Coach Ruthy

May Budget Update!

How many of you have increased your gas budget to reflect the increased gas prices?

What about including flowers, plants, trees or any other yard maintenance for the summer? We finished planting some trees in May. This was a leftover project from last summer when we renovated our backyard.

We had some extra money via increased work hours that we were able to put towards our savings goals this month. We are working on a bathroom renovation for July/August. We usually need to add at least another $1K to the estimate for extra costs that come up.

It's now almost halfway through the year. How is your budget looking? Do you need to change some numbers based on your tracking over the past couple months? For example, we had to increase our gas budget.

Do you need a new system for your budgeting? Did you know that Wealthsimple now has a money tracking system that categorizes your spending for you?
Sign up for a free hybrid chequing/savings account. Here is my referral code: ZIGEYQ. You can also enter for their monthly MILLIONAIRE draw too!

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April Budget Update!
I just realized that I missed posting my April budget.

I think we alternate under and over spending on groceries because we seem to stock up on meat every 2nd month from Costco.

Gas was a big expense because of many trips to Edmonton.

It was an exciting goal to purchase a vehicle for our oldest. It was a group effort over the past 3 years. We saved $10K and he saved $10K towards a vehicle and he only spent about half that amount. The other half will be saved towards another future vehicle, maintenance and repairs and auto insurance. I could rant forever about how long and expensive insurance is!!

I also purchased extra weights, a bench and workout equipment to continue to up my strength gains and for the boys to use as well.

What did your April month look like?

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