Financial Coach Ruthy
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Now Go and Be Intentional!
07/29/2026
https://youtu.be/zYes5h0Oy2Q?si=fb9Wi8o1GUI1ephx
A great video about group RESP that you should watch before opening up one!
We have one that worked ok but only because we were able to continue to contribute regularly. The fees aren't great. The returns aren't great and I can teach you how to open up your own DIY RESP instead!!
Stay Away From Group RESPs - Group Registered Educations Savings Plans, Explained Have you ever thought about saving or investing for a child's educa...
What could car payments really cost you?
should I keep investing in my child's RESP??
What if they don't go to post secondary school?
07/05/2026
Budget Update!
We spent some money on Fathers day restaurants that we didn't budget for, might have to consider including that in our sinking funds for next year.
We have been saving up for a year to do renovations on a bathroom, so this month we started purchasing the big items like a shower, tub, vanity and wardrobe. Follow my IG stories for a play by play of the renos.
We ended up having some A/C issues with a vehicle and other maintenance type of issues that cost more than our monthly amount that we set aside. Some months we overspend and others we underspend in this area. Might consider using my EQ car maintenance fund a bit more consistently for these expenses.
What is your July budget looking like?
We are going on a big vacation for ten days for just the two of us and have been saving for the past year and a half for it.
We also set aside money in our sinking funds for a yearly small family vacation to either go camping or to the city.
Also, did you know that Christmas is six months away?
Are you starting to save for Christmas?
07/03/2026
Dividends Returns Update!
Now is the time to start investing!
It's always the time to start investing!
When will you start learning about investing?!
It's like getting an education, the information upfront is difficult to learn but once you master it, it pays you dividends!!
06/20/2026
The Hidden Disparity in Rising Gas Prices #gasprices #gaspriceincrease #fuelpricehike #economy Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
Living Inheritance!!
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New ways to help your kids learn about money!
Coming this fall, the Wealthsimple card for kids!
Which provides a savings account with actual interest!
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Edmonton, AB