CMJ Insurance Solutions

It's time again to reboot the system. 3 days of water only.

Day 1 of 3 complete

9hrs 6mins, 52kms, super tough race , I had to dig deep to find that extra 10%, super happy beat my time from last year by 1hr 32mins.

Legs feel great after a dip in the ocean, more ice bath tomorrow

Only one blister but it's a good one!

Big shout to ners for the support

Next stop dragons back race September 2024

What we don't think about is the financial impact of a critical illness was to happen to you or our kids.

Typically, the mom will stop working, the other parent will reduce working hours, which equates to loss of household income. Trips to hospitals, ferries to the mainland, fuel, hotels, childcare, to name a few.

Household bills will still need to be maintained, such as phone bills, electricity, mortgage payments, rent etc..

The most common answer I receive is that we have savings, which is fantastic, but at what cost?

Will you withdraw from your RRSPs? If so, did you know you will have to pay tax on the amount withdrawn? To net $100K, you will have to withdraw$140K.

There are many common answers for not protecting.

Please reach out for a conversation and a more profound understanding of protecting your savings.

Thank you to everyone who has signed up to be part of this amazing day!

A huge thank you to Tess and @chek_news for helping us share one of our amazing IKCA family’s stories and spread the word about our upcoming golf tournament. We are still looking for four teams and our online 50/50 raffle is open, so if you are inclined to support visit the link in our bio! Also another big thank you to @golfcordovabay for allowing us to film on site on this gorgeous day!! ☀️ #yyjevents #golf #victoriabc

Proud to be on the board for the Island Kids Cancer Association.

As we play contact sports, injuries are inevitable, a possibility that you may miss work.

CALL TO ACTION, if you have Employee Benefits, or an individual plan!

Please go and review the definitions of your STD (short term disability) and LTD (long term disability)

It is important to know the amount of coverage you may have or not have.

Please use me as a resource, if you have any questions about your plans or if you would like to know how to set up a plan.

Do you know who your beneficiaries are on your policies?

Over the years, I have come across on too many occasions that a very high percentage do not know where their policies are, let alone not knowing who the beneficiary are.

Please take the time to go look and make sure it is who you want it to be!

PS. If you have mortgage insurance and your family is NOT the beneficiary, please make a call to action and reach out, we can discuss the options to make your family and loved one benefit from all of your hard work.

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