Jen Graumann - Financial advisor

The best insurance policy out there, is the one that is in place when your family needs it! 💥

If I asked your spouse, “how much of their income would you miss if they died tomorrow?” … what do you think their answer would be?!
A. The health benefits
B. %100 of it
C. The freedom it provides for a stay at home parent
D. All of the above

If you don’t have a policy in place, let’s chat about your options!

If you do have a policy in place, let’s chat to make sure it is enough coverage, the right coverage, and serving you properly.

📩 Message me for a completely free& no obligation consultation and quotes!

Rates could be going up a lot higher, faster than expected.

Are you prepared or able to handle this?

Now is a great time for a financial review and preparation for what’s to come.

📩 Let’s chat

Brace yourself: Interest rates could be headed up even faster and higher than we thought | CBC News When the Bank of Canada raised its benchmark interest rate for the first time in two years earlier this month, it sent an unmistakable message to borrowers that the era of cheap money was coming to an end. Now some economists and bank watchers are starting to think the pace and size of those rate hi...

Many Canadians are beginning to experience the impacts of the rise in inflation. With an inflation rate around 5%, 2022 will continue to see the need for budgeting, creative spending, and potentially a lot more struggle.

Have you noticed a chance in your grocery bills? ⬇️

For my family of 2, I’m finding our grocery bags lighter and the bill much larger. One of the ways I keep us on budget for our weekly grocery runs … the grocery list!

It may seem like such a simple and unnecessary
”tip” but keeping your shop strict to a list can help keep costs low by dissuading any impulse or hunger buys!

✨Make a list, don’t forget the list, and
stick to the list!

How do you keep your family on budget? 📈

Almost 60% Of Canadians Find It 'Difficult' To Afford Groceries According To A New Poll This comes as inflation in Canada hit a 30-year high recently.

When it comes to investing and planning for your future, starting early is key.

Did you know …
20 yr old - $200/m until 65yr old = $1,062,140
50 yr old - $200/m until 65yr old = $69,869
* assuming only 8% interest
** calculated using compound interest calculator

“I wish I had known this stuff in my 20’s”
- don’t let this be you

It's easier to become a millionaire if you're a millennial—not in your 50s or 60s, says money expert "When it comes to investing, the early bird always gets the worm," says money expert Fred Creutzer. Here's how to set yourself up for financial success and reach millionaire status before you turn 50.

Pointless … take it with you!
I can help you with that! 😊

A lot of people often forget about their pensions upon leaving or being let go of their employment. But what happens to that money?!

It sits there, often earning minimal interest; controlled by your former employers pension plan.

Did you know …
✨ YOU can take it with you!
✨ Once employment has ended, you can move/ transfer these funds to an individual RRSP or LIRA!
✨ Employee pensions are group plans and often do not give you control over your money, let alone a decent %
✨ Pensions can be ended by the employer
✨ Moving your funds into an individual segregated fund, can provide protection for your assets

A licensed advisor can transfer these funds with very minimal effort on your part! Let me walk you guide you through the process!!

Take control of your money … move it out and move it up!

📩 Message me and let’s get your money growing!

Calling all Business owners, farmers, and corporations!!

Tomorrow evening my firm is hosting a completely FREE corporate tax webinar with a fantastic CPA, Chris Thompson. He has decades of experience with business owners and has a wealth of knowledge to share!

Learn to reduce your business taxes, safely move money to your next generations, retire with less tax obligations, etc.

If you or someone you know could use this info, message me to register for free!!

Who doesn’t want to pay less tax anyways??!!

I would love to help and share any information with you. 2021 is going to be another year of uncertainty. Whatever your situation may look like: good, bad, or not so great ... let’s chat and see what we can do to relieve some financial stress!

Nearly half of Atlantic Canadians fear they can't cover living expenses in 2021: poll Read the full story and comment on HalifaxToday.