BOSI Financial Inc
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1920, 407 2 Street SW
101, 6420 6A Street SE
Providing all your financial needs, including mortgages, insurance and investments! Choose us for reliable financial services.
BOSI Financial, Calgary's premier mortgage broker, offers top-notch solutions for residential and commercial mortgages. We connect with leading private lenders in Southern Alberta for the best rates. Our services include insurance and investment advice, focusing on financial empowerment. We prioritize transparency and client satisfaction, specializing in navigating mortgage and insurance complexities. Contact: [email protected] or 1 (800) 660-3576.
A good mortgage broker does far more than shop rates. The right strategy can improve cash flow, create flexibility, reduce long term costs, and help you avoid expensive financing mistakes.
The cheapest rate is not always the best mortgage.
At , we focus on building mortgage strategies that support your long term goals.
Not all variable rate mortgages work the same.
Some variable mortgages have fixed payments while others adjust as rates change.
Understanding how your mortgage is structured can make a major difference in your monthly cash flow, long term interest costs, and financial flexibility.
At , we believe clarity matters just as much as the rate itself.
Not all variable rate mortgages work the same.
Some variable mortgages have fixed payments while others adjust as rates change. Understanding how your mortgage is structured can make a major difference in your monthly cash flow, long term interest costs, and financial flexibility.
At , we believe clarity matters just as much as the rate itself.
05/15/2026
The lowest rate can look good upfront, but the wrong mortgage structure can cost you later.
Terms, penalties, flexibility, portability, and long term fit all matter 🏦
DM today, and explore your mortgage options.
05/05/2026
Alberta Market Update: April 🏦
Edmonton continues to build momentum:
• 2,482 sales in April; up 16.4% month-over-month.
• New listings reached 4,204; inventory up 31.4% year-over-year.
• Average price: $478,902; up 1.7% month-over-month.
Calgary is shifting toward balance:
• 2,104 sales; down 5.7% year-over-year.
• Inventory at 5,973 units with 2.84 months of supply; creating more choice for buyers.
• Benchmark price: $568,800; trending up month-over-month but down 3.5% year-over-year.
What does this means?
Opportunities are shifting toward informed buyers and strategic sellers.
The next 60–90 days will define the rest of your year.
Reach out to
Phone: 587-317-7350
Email: [email protected]
Most people think “house poor” is about the payment.
It’s not.
It’s about what your life looks like after you get the keys.
Can you still invest?
Can you still travel?
Can you still handle the unexpected?
Before you make a move, know your numbers, your comfort zone, and your long-term plan.
DM “Smart” to learn more 🏦
That car payment isn’t just a payment.
Most buyers only look at what they can afford monthly.
But lenders look at your total debt.
And small payments add up fast.
In this case, over $8,000.
Same income.
Same goals.
Completely different outcome, because of one decision.
If you’re planning to buy, structure your finances first with
How a Legal Suite Can Drop Your Required Income by $38,000.
The same house that requires $110,000 annual income to afford on its own only needs $72,000 when you factor in rental income from a $1,700/month legal suite; saving you $38,000 in required income.
Want to know how much you qualify for?
DM SUITE 🏦
04/15/2026
Activity is still moving in Edmonton, but conditions are evolving as inventory and buyer behaviour adjust.
Edmonton: (RAE)
• 3,809 new listings
• 2,133 sales in March increasing 33.1% from February this year
Calgary tells a similar but more defined story: (CREB)
• 1,881 sales in March
• Benchmark price at $565,600
• Inventory rising to 5,395 homes
• Months of supply up to 2.87
What does this mean?
We are moving out of extreme seller conditions and into a more balanced environment, but not evenly across all property types. Detached demand is stabilizing, while apartments and higher-density segments are seeing more downward pressure.
This is where strategy matters most.
Reach out and let’s map it out
What Really Impacts Your Credit Score?
In this video by BOSI Financial Inc. we break down the actual factors that affect your credit score and debunk the myth that credit checks are the biggest impact.
We discuss how payment history, credit utilization, and length of credit history are the real drivers, while explaining that missed payments and maxed-out credit hurt you far more than checking your own credit.
We emphasize that small score fluctuations don’t matter to lenders; it’s your financial habits that count.
Visit BOSIFinancial.com to learn more 🏡
Have a question? 📲 Send us a message
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Address
321 19 Street NW
Calgary, AB
T2N2J2
Opening Hours
| Monday | 8am - 7pm |
| Tuesday | 8am - 7pm |
| Wednesday | 8am - 7pm |
| Thursday | 8am - 7pm |
| Friday | 8am - 5pm |