Five Ridge Financial Ltd.

As a father, I often think about the man who raised me and the impact he had on my life. But it's bittersweet, because he's no longer here to see me become a father myself.

Losing my dad at such a young age was devastating. There are so many things I wish I could have asked him, so many moments I wish he could have been a part of. But even though he's gone, his legacy lives on in me.

Becoming a father has made me appreciate the time I had with my dad even more. I understand now the sacrifices he made for our family and the love he had for us. And it's given me a new perspective on how I want to raise my own children.

I want to be the kind of dad my dad was: strong, kind, and always there for his family. I want my children to know that they are loved, and that they have a father who will always be there for them.

Being a father is the most rewarding and challenging thing I've ever done. And I know that my dad would be proud of the father I've become. I may have lost him too soon, but his memory will always be with me, guiding me as I navigate this amazing journey of fatherhood.

Hey there, fellow Canadians! It's never too early (or too late) to start saving for retirement, eh? Whether you're a fan of double-doubles or poutine, we all deserve a comfortable retirement.

Here's a joke for you: Why did the retiree cross the road? To get to the pension office on the other side!

But in all seriousness, saving for retirement is no laughing matter. In Canada, we have some great options like Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs).

RRSPs allow you to deduct your contributions from your taxable income, and your savings grow tax-free until you withdraw the funds in retirement. Plus, any unused contribution room can be carried forward to future years.

TFSAs are another great option, with contributions made after taxes but withdrawals being tax-free. This is a great option if you expect to be in a higher tax bracket in retirement.

The key is to start early and contribute regularly. Even a small amount each month can add up over time, and compound interest can work wonders. So, whether you're a hockey fan or a maple syrup enthusiast, start planning for your retirement today, eh!

-double

Merry Christmas everyone!

Guess who has arrived!

Introducing our sweet baby GIRL
Chloe Anne Cloutier

Our hearts have never been so full

Oh little Chloe Bear, thank you for changing our world for the better. For every cry there is a cuddle, for hour kept awake there is a quiet communication of unconditional love, for every p**p… there’s another p**p and sometimes another but then there’s a snuggle.

Thank you for giving me the title Dad I promise to wear it proud. 🥰

Ok, so the worst kept secret is my love for you Kristen.

And so, I’ve been told if you like it, you better put a ring on it. I listened... finally.

From those who know us, bring on the FINALLY’s we appreciate the love and support all of you bring us.

To my love our time was the right time. I am absolutely certain you are the woman I want to pledge my whole heart to for as long as it beats and beyond.

God gives every bird it’s food. But, he does not throw it in their nest.