True North Mortgage
Come home to your best rate and mortgage. Approvals are made easy. You can save thousands. Get 5-star service online, over the phone or at a nearby store!
FSRA#12700 Canada’s Best Mortgages
Your best rate. Salaried, non-commissioned brokers access several lenders for your best rate, then we pass along a volume discount to lower your rate even more. We save our clients over $3,000 on average. Your best mortgage. Your situation is unique, and life happens. Unlike a bank’s ‘one size fits all’ approach or a mortgage website that takes you down to an al
06/10/2026
The Bank of Canada holds ⏸️ again today amid geopolitical uncertainties, like sustained higher oil prices and a U.S. trade review. 📊
We can all likely agree we've seen enough volatility and would like to see something in a less volatile colour. Will it all melt down in time for the summertime🍦 rate decision? Read our Rate Forecast blog https://www.truenorthmortgage.ca/blog/mortgage-rate-forecast
06/09/2026
To qualify for your rate and mortgage amount, you need to prove you can handle the payments if rates go higher.
The federal mortgage stress test is required by traditional lenders on home purchases and some renewal switches and refinances.
Find out what the test rate is and how it can affect your home affordability. Have questions? Get a real broker with real answers to help.
https://www.truenorthmortgage.ca/blog/what-is-the-mortgage-stress-test
06/05/2026
Check out our 2025 mortgage year, all wrapped up — including insights, the highs, and the lows. What a year! 🤩 How will this year wrap up? Read our blog for more stats! https://www.truenorthmortgage.ca/blog/2025-mortgage-year-is-wrapped
05/27/2026
By the light of a spring day ☀️ — here are some seasonal home maintenance tips and tasks 📋 to protect your investment (aka your home). Spring 🌱 into action now, to better enjoy the warmer temps on the way! https://www.truenorthmortgage.ca/blog/your-spring-home-maintenance-checklist
You have easy options on where to get your mortgage — and going directly to your bank may be leaving money and features on the table that could help you save thousands over your term.
We care about your best deal, and have the knowledge and access to find it. 💸 Whether you're buying, renewing, refinancing, or just chasing a better rate, a True North expert has the lender access and rate discounts you need. 🏡
With free! personalized service, unbiased advice, and crazy good rates, we're here to help anywhere you are in Canada. Apply online, call, email, or drop into a True North store near you. You'll work with a friendly mortgage expert who's focused on saving you more, not selling you more.
Have a mortgage question? Drop it in the comments, and we'll answer!
05/21/2026
We say: Our rates are lower.
You say: Prove it.
We say: Okay!
Want proof that our rates are lower? Here it is! 📊 3rd-party data show that both our fixed and variable rates are lower on average than the competition's. 👏 We’re OBSESSED with saving you a pile of cash, 💵 and it shows. Read our blog to learn more: https://www.truenorthmortgage.ca/blog/proof-that-our-rates-are-lower
Rate forecasts are especially murky in 2026 — a lot depends on how long oil prices stay where they are.
Right now, variable mortgage rates are roughly about 0.75% cheaper than a 5-year fixed rate. That might explain why, despite the risk of change, the variable rate choice has still been outranking the 5-year fixed. 📊
Which rate type fits your budget and goals? Mull over the insights in our blog and talk to us today — you'll get targeted mortgage advice based on your unique financial details. https://www.truenorthmortgage.ca/blog/should-you-choose-a-variable-or-fixed-rate
05/18/2026
Fire up the BBQ 🍖 and enjoy the long weekend! Our stores and offices are closed on Monday, except for Burnaby, Market Mall and Square One. Plus, our Mobile Mortgage Brokers 🚙 are available and ready to help!
https://www.truenorthmortgage.ca/locations
05/15/2026
Have home prices grown in your province? Here’s how Q1 2026 prices stack up provincially compared to 1, 3 and 5 years ago.📊 NWT, BC, AB, and ON have seen recent declines, while the rest of Canada remains in the green. Read more in our blog here: https://www.truenorthmortgage.ca/blog/housing-market-forecast
Not every homeowner fits the traditional mortgage mould — so we created Compass Mortgage, an alternative product that can help reset your budget. 🧭
Self-employed? Non-traditional or weird income? Need to consolidate debt? More than one property? High-net-worth complexities?
Compass is our flexible alternative lending solution, designed for your real-life details. It offers 40-year amortizations and more flexible approval criteria — while providing premium features, greater savings, and better features than other alternative options.
Most importantly, at True North, we put you first, pointing the way to your best mortgage solution, whether traditional or alternative. We have the lender access and service you need for your (mortgage) peace of mind.
Comment 'Compass Mortgage' to get the link to our blog to learn more.
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Telephone
Address
311/6th Avenue SW # 242
Calgary, AB
T2P2V7
Opening Hours
| Monday | 8am - 6pm |
| Tuesday | 8am - 6pm |
| Wednesday | 8am - 6am |
| Thursday | 8am - 6pm |
| Friday | 8am - 6pm |