Mortgage by Raman Mann

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage by Raman Mann, Mortgage brokers, Calgary, AB.

08/22/2023

Proudly join Pro mortgage…!
Contact for any questions and get your mortgage approved asap…!

07/01/2023

Happy Canada Day !

06/21/2023

06/16/2023

Briefly describe, when a Mortgage Agent would be required to obtain the following documents from an applicant.
a) T4: typically when a Borrower has salaried or hourly employment income
b) T4A: typically when a Borrower has commission income
c) Job Letter: typically when a Borrower's income or position information is required
d) Paystub: typically in addition to a Job Letter to confirm that the individual is still employed and that the YTD income matches the Job Letter
e) NOA: typically to support income verification for a previous year and/or to confirm that there are no income taxes outstanding
f) Agreement of Purchase and Sale: typically when a Borrower is purchasing a property
g) Gift Letter: if the Borrower is using funds for his or her down payment that has been given to him or her by a family member
h) Property Assessment: can be used by the Agent to support the Borrower's value of his or her house. It is not used to confirm the value nor will the Lender accept this, but it can support the value.
i) Property Tax Bill: used to confirm the amount of taxes payable and if any property taxes are outstanding
j) Mortgage Statement: typically used to confirm the outstanding balance of a Borrower's current mortgage when refinancing
k) Status Certificate: required when financing a condominium unit

06/09/2023

Get Ready to buy your next home 👆🏻👆🏻

05/28/2023

Mortgage Broker or Bank?

Both are involved in the mortgage process but there are some important differences:

1. Brokers work with several different lending institutions, that including banks but many other mono lines and even privates. Along with everything in between, Therefore brokers find the best mortgage options for your situation.

2. We can offer a wide range of products, not just one institution's product line.

3. We offer personalized service and work with you throughout the entire process and will continue working with you though out the term and even after that.

4. We have extended operating hours to ensure convenient access to our services. So we work when you need us not the Mon to Fri 9-5 hours.

05/04/2023

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