Real Estate With Barbara

Canada’s getting tighter—more taxes, more rules, less freedom. But you don’t have to settle.

At Hillside Haven in the Dominican Republic, you can own land, build when you're ready, and live how you choose.

- Ocean view lots now from just $80K (20% off for a limited time)

- Mountain view lots from $35K

✅ Full ownership
✅ Owner financing available
✅ No deadlines, no stress

Thousands have already made the move. This is your chance to do the same.

📩 DM us to see available lots and claim your spot today.

Freedom isn’t a dream—it’s just a decision away.

Unlock Hidden Opportunities in Real Estate! 🌟

Join us for a game-changing webinar with Costas Kivelos, Founder of First Access Realty, and discover how to turn problems into possibilities!

What You’ll Learn:

✅ Fall Market Trends: Capitalize on dropping interest rates and low supply.
✅ Investment Strategies: Discover opportunities in Calgary and the GTA.
✅ Top Pre-Construction Projects: Entry prices are at a decade low—don’t miss out!

DM me now to reserve your spot and elevate your investment game! 🔑💼

New NE Condos NOW Selling | Highgate Huxley ✨

Seamless access to downtown Calgary, Chestermere, and major highways, this prime location ensures you're always connected.

✅ Rental Guarantee
✅ Free Condo Fees
✅ Free Property Management
✅ Free Parking and Locker

Want to Learn How to Invest in the Calgary Real Estate Market?
DM Me Now to learn more.

Pre-Construction Master-Plan Coming to Etobicoke from the $400’s

The Clove by Mattamy Homes

- Steps from Kipling Transit Hub

- Mins to HWY 427, 401, and Gardiner Expressway
- Surrounded by parkland and trails
- Mins to Shopping and Restaurants

DM me now for Exclusive First Access to pricing and incentives

I am very proud to be a part of such an amazing Brokerage!! 👏 💯🎉

Is building a new home something you're considering? With inventory still low, more and more people have been considering buying new construction. Building a home can be a bit daunting, but that is where I come in! If this is something you're interested in, I've put together a list of things to consider before signing on the dotted line.

𝔻𝕠𝕤:
• Hire a buyer's agent.
Builder sales agents are extremely friendly and knowledgeable about the homes and models. However, as nice as the sales reps may seem to you, they represent the builder. Their job is to get the best price for the builder and meet sales quotas. They are not looking out for your best interests. It is so important that you have your own representation

• Research your preferred builders.
It is equally as important to research home builders to find one you trust. Not every builder is created equal! A few things to consider are how many years they've been in business, what their warranty looks like, and what their standard features are. Always remember to read their reviews online as well.

• Always get a home inspection!
No home is perfect, not even new ones. It's important to have an inspection done to check for warped floors, joists weakened by improperly installed ductwork, leaky plumbing, bad wiring, drainage problems around the foundation, improperly installed appliances, and poor seals around vents (just to name a few).

𝔻𝕠𝕟'𝕥𝕤:
• Don’t go overboard on upgrades.
No matter how long you plan on living in a home, it is important to take resale value into consideration. There are some upgrades that make “resale” sense and some that don’t. There are also many things that can cost less if you do them later.

• Don’t forget the details.
All houses are not built the same, and they don’t come with the same features. Be sure to ask your builder exactly what is included in the price. Don’t get hypnotized by the gorgeous model home — they are always upgraded significantly.
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Who is ready to look and feel their best this year?

At-home workouts are pretty much the way of life now, which means there are SO many programs and equipment that it can get overwhelming when trying to find the best one.

Do you have a home fitness program or equipment that you love? What do you love about it?

Tell me your favorite program or equipment — I am always looking to try something new!

What you choose to focus on will grow. For many of us, happiness is a result of some external circumstance, but it doesn’t have to be.

Only YOU can decide to be happy. No one else, no outside influence controls your level of happiness. It all comes down to the way you choose to view life. 𝘎𝘳𝘢𝘵𝘪𝘵𝘶𝘥𝘦 is a powerful catalyst for happiness. When you are grateful for what you have, not grasping for what you don’t, you will find that your life is happier. Try to focus on something you are grateful for every single day, and you will find that this will snowball and become a habit.

Happiness is your decision. Commit to it daily.

𝙼𝚢𝚝𝚑: 𝙼𝚞𝚕𝚝𝚒𝚙𝚕𝚎 𝚖𝚘𝚛𝚝𝚐𝚊𝚐𝚎 𝚊𝚙𝚙𝚕𝚒𝚌𝚊𝚝𝚒𝚘𝚗𝚜 𝚠𝚒𝚕𝚕 𝚑𝚞𝚛𝚝 𝚖𝚢 𝚌𝚛𝚎𝚍𝚒𝚝 𝚜𝚌𝚘𝚛𝚎.

Many credit-scoring agencies are forgiving when it comes to borrowers shopping for a mortgage. There is actually a grace period where multiple mortgage applications will only count against your credit score as a single hard inquiry — which is due to the fact that credit scorers understand you are searching for the best rate. This is known as the "credit pull window", and is typically a 45-day window in which you can apply with 3-4 lenders to compare their rates and fees.

Shopping for the best rate is 𝘢𝘭𝘸𝘢𝘺𝘴 a smart move, especially when you are financing hundreds of thousands of dollars. If you're thinking about making a move this year, a pre-approval is your first step. I would be happy to recommend lenders that I trust and work with regularly. Send me a message and let's get your home buying journey started!

These historically low interest rates are a reflection of the economic period which we have still not fully recovered from, however, they won't stay this low forever. If you've been contemplating refinancing your current mortgage or purchasing a new home, let's talk. I'd be happy to help you get the ball rolling!
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It's January, which means a fresh start, and new goals for the new year. It's proven that incorporating self-care into your routine, even just a little, can have major positive results in the long run for mental and physical health.

Tell me what podcast you're listening to, or your favorite personal growth book that I should know about in the comments!