Spread Awareness
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Our mission is to spread financial education & awareness to everyone and provide solutions to families.
06/04/2022
Life is simple, KEEP smiling ๐๐!!
11/22/2021
๐๐ฒ ๐๐ผ๐บ๐ณ๐ผ๐ฟ๐๐ฎ๐ฏ๐น๐ฒ ๐ช๐ถ๐๐ต ๐จ๐ป๐ฐ๐ฒ๐ฟ๐๐ฎ๐ถ๐ป๐๐ โฃ
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What does it mean to be comfortable with uncertainty? โฃ
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It might seem like a strange term. What is true, however, is that we tend to want things to be certain and for us to know exactly what's going on around us. โฃ
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But certainty isn't possible; there can always be new information coming in, and sometimes this new information changes what we know about something. โฃ
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And, even if we did have perfect certainty, things and people and our feelings towards them change over time too: they're always in flux! โฃ
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Embrace uncertainty and crush your week!โฃ
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๐๐๐๐ก๐๐๐ผ
๐ช๐ต๐ฎ๐ ๐๐ณ๐ณ๐ฒ๐ฐ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ฟ๐ฒ๐ฑ๐ถ๐ ๐ฆ๐ฐ๐ผ๐ฟ๐ฒ? โฃ
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What affects your credit score? Well, it's not credit cards. For example, credit card debt isn't really what affects your credit score - that just means you owe money to someone. โฃ
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It's more like how much credit card debt you have and whether or not you pay it back. โฃ
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It also looks at the length of time each credit account has been open and whether or not you have credit accounts that are too new. โฃ
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Your credit score also depends on whether or not you've gone through a foreclosure, bankruptcy, short sale, etc. โฃ
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The fact is credit scores mainly depend on your credit history, in other words how long each credit account has been in your name and if it's been paid off, among a variety of other variables like the ones listed above! โฃ
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๐๐๐๐ก๐๐๐ผ โฃ
๐๐ผ๐ ๐๐ผ๐ฒ๐ ๐ ๐ผ๐ป๐ฒ๐ ๐ฅ๐ฒ๐น๐ฎ๐๐ฒ ๐ง๐ผ ๐๐ฎ๐ฝ๐ฝ๐ถ๐ป๐ฒ๐๐? โฃ
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The impact money has on humans' mood cannot be neglected as it determines how happy or sad a person is, to a very big extent. โฃ
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Money equates happiness for many, and it doesnโt equate to happiness for some set of people. โฃ
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Letโs get to know how money relates to happiness; โฃ
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So, we all know the wealthiest person in the world is Elon Musk โ Elon Musk is a billionaire already, and he can afford anything he wishes to get. โฃ
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On the other hand, not many know the worker who earns a meager because he is not wealthy and cannot afford everything he wishes to have. โฃ
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For instance, the poor worker is earning a hundred dollars per month, and he got promoted, which will have him earn around $400 per month โ you will notice how he will brighten up and become a happy man because of the pay increase. โฃ
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Now, letโs assume Elon Musk has a net worth of around $200 billion and Tesla sales went up in a month and his net worth increased to $ 220 billion โ this will definitely brighten his mood and make him happy as well but not as much as the poor worker. โฃ
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The difference between Elon Musk and the poor worker is the level of wealth they have. โฃ
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Elon already knows how it feels to have money and get things you need, while the poor worker doesnโt know the feeling hence, his happiness. โฃ
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Both Elon and the poor worker will be happy, obviously, but the level of happiness differs, and if we could use an imaginary instrument to measure their level of happiness, we would know a huge difference. โฃ
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Another case scenario is between Countries โ using the United States for example; โฃ
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The United States boasts of good GDP, and the minimum wage paid to the workers in the United States is better than Countries in Africa. โฃ
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Now, letโs imagine the minimum wage in the United States is around $3,000, and it was announced that the pay would be increased to $3,500; the happiness on the faces of the workers will be less than those in African Countries earning $100 per month. โฃ
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The relationship money has with happiness is dependent on the individual and not on the amount of money. โฃ
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If you want to be happier with money, then consider; Spending on learning new experience and helping who are in need.โฃ
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Stay blessed, โฃ
๐๐๐๐ก๐๐๐ผ
๐ช๐ต๐ ๐๐ ๐ช๐ฒ๐ฎ๐น๐๐ต ๐๐ฟ๐ฒ๐ฎ๐๐ถ๐ผ๐ป ๐๐บ๐ฝ๐ผ๐ฟ๐๐ฎ๐ป๐? โฃ
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While many are eager to make more money to attain a wealthy status, some do not seem concerned about wealth creation, and they seem just fine with that. โฃ
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In the present world, things are changing so fast, and only a few can survive without wealth. โฃ
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To achieve your goals, you need money to execute your well-defined and detailed plans. โฃ
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To eat and drink to fuel your energy which keeps you moving, you need money. โฃ
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The importance of wealth cannot be overemphasized as it contributes largely to how powerful you are as a person. โฃ
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Money determines how powerful and influential you are, and it can only get better if you are wealthy. โฃ
Then again, wealth is just one of the aspects of power and influence, which is generated by the greater value & power you hold within yourself. โฃ
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Remember that wealth is just a reflection of your innate qualities, talents and skills.โฃ
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Crush Your week โ๐ฝโฃ
๐๐๐๐ก๐๐๐ผ
๐๐ผ๐ ๐๐ผ ๐๐ผ๐ป๐๐ฟ๐ผ๐น ๐ฌ๐ผ๐๐ฟ ๐ฃ๐ฒ๐ฟ๐๐ผ๐ป๐ฎ๐น ๐๐ฎ๐น๐ฎ๐ป๐ฐ๐ฒ ๐๐๐ฟ๐ถ๐ป๐ด ๐ช๐ฒ๐ฎ๐น๐๐ต ๐๐ฟ๐ฒ๐ฎ๐๐ถ๐ผ๐ป? โฃ
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Finding the balance between personal finance and personal control is an important part of maintaining your financial wealth. โฃ
Just because you may have achieved a certain amount of financial freedom, it does not mean that you are financially healthy. โฃ
Many people do not realize how much personal finance changes personal life, but there can be a delicate balance between personal finance and personal control. โฃ
When personal finance and personal control are balanced effectively, you have the power to achieve personal financial health.โฃ
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Find Your Balance!โฃ
๐๐๐๐ก๐๐๐ผ
๐๐ต๐ฎ๐ฟ๐ฎ๐ฐ๐๐ฒ๐ฟ๐ถ๐๐๐ถ๐ฐ๐ ๐ข๐ณ ๐๐ป๐๐ฒ๐๐๐ผ๐ฟ๐: โฃ
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Becoming a successful investor is about having or developing certain traits, such as:โฃ
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1. Determinationโฃ
2. Patienceโฃ
3. Self-confidenceโฃ
4. Undivided attention โฃ
5. Thirst for knowledgeโฃ
6. Flexibilityโฃ
7. Stress managementโฃ
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What would you say are the key traits of an investor?
๐๐ผ๐ ๐๐ฎ๐ป ๐ฌ๐ผ๐ ๐๐๐๐ฎ๐ถ๐ป ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฟ๐ฒ๐ฒ๐ฑ๐ผ๐บ ๐ง๐ผ ๐ฅ๐ฒ๐๐ถ๐ฟ๐ฒ ๐๐ฎ๐ฟ๐น๐? โฃ
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Nothing beats having a cup of coffee at a cafรฉ in the morning while others of your age are rushing to work to avoid getting a query from their bosses. โฃ
We all want that situation whereby we donโt have to wake up when the alarm goes off. If you want to sleep without any disturbance, then you have to learn tips on how to attain enough money to retire early. โฃ
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๐ญ- ๐๐ฟ๐ฒ๐ฎ๐บ ๐ฎ๐ป๐ฑ ๐ฃ๐น๐ฎ๐ป โฃ
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๐ฎ- ๐๐ฒ๐ฒ๐ฝ ๐ฌ๐ผ๐๐ฟ ๐๐
๐ฝ๐ฒ๐ป๐๐ฒ๐ ๐๐ผ๐ โฃ
Keep a preference scale for yourself, know where your money is going, and stay away from extravagant spending.โฃ
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๐ฏ-๐๐ผ๐ผ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ป๐ฐ๐ผ๐บ๐ฒ โฃ
Your 8 โ 4 or 9 โ 5 might not be enough for you if you truly want to retire early; find a side hustle to boost your income. Take time to learn a side hustle and run it without affecting your job, so you donโt lose both ways. โฃ
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๐ฐ- ๐ฆ๐ฎ๐๐ฒ ๐๐ป๐ฑ ๐๐ป๐๐ฒ๐๐ โฃ
A good job doesnโt mean a thing if by the end of the month youโre left with nothing in your bank account. Saving is hard, but to overcome the hurdle of retiring 60, you need to make saving a habit โ you make sacrifices to live a better life.You can try by starting with saving ten percent of your monthly income while trying to adjust to make the remaining ninety percent foot your bills; once youโve successfully achieved that, you can move a step forward by saving twenty or thirty percent and keeping the remaining seventy percent to settle your bills.It's definitely going to look like hell initially, but itโs going to pay off later. After saving a substantial amount, you can make investments; when you do that, you let time and compound interest work for you. โฃ
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๐ฑ- ๐ฆ๐ฎ๐๐ฒ ๐๐ผ๐ฟ ๐ฌ๐ผ๐๐ฟ ๐๐ถ๐ฑ๐ ๐ฎ๐ป๐ฑ ๐ฃ๐ฎ๐ ๐ข๐ณ๐ณ ๐ฌ๐ผ๐๐ฟ โฃ
๐ฒ- ๐ ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐๐ฎ๐ฟ๐น๐ โฃ
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๐ผ๐ฉ ๐ฉ๐๐ ๐๐ฃ๐ many have achieved this feat which shows early retirement isnโt rocket science; it will eventually go smoothly but make sure you plan your investment with a financial advisor or an investment professional.โฃ
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Cheers ๐คโฃ
Khaled
๐ง๐ต๐ฒ ๐๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ฐ๐ฒ ๐๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ ๐ฃ๐ผ๐ผ๐ฟ ๐๐ป๐ฑ ๐ ๐ฅ๐ถ๐ฐ๐ต ๐ฃ๐ฒ๐ฟ๐๐ผ๐ป:โฃ
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People will always have varied opinions about what it means to be rich or poor. For some, being โฃ
rich means being able to afford the best clothes, housing, and meals. โฃ
For others, it means having the time to spend with family or to pursue their hobbies. โฃ
For some, it can be both. But for others, wealth has nothing to do with material possessions. โฃ
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Whatever the case may be, your financial situation is strictly dependant on how you choose to โฃ
utilize your most valuable asset- ๐ฌ๐ผ๐๐ฟ ๐๐ถ๐บ๐ฒ.โฃ
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๐๐ต๐ฎ๐น๐ฒ๐ฑ๐
๐ฑ๐ฌ/๐ฏ๐ฌ/๐ฎ๐ฌ ๐๐๐ฑ๐ด๐ฒ๐ ๐ฅ๐๐น๐ฒ:โฃ
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When it comes to budgeting your money, there must be certain rules established.โฃ
Luckily for you, wealth experts like Senator Elizabeth Warren have such systems and rules.โฃ
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๐๐น๐ถ๐๐ฎ๐ฏ๐ฒ๐๐ต ๐ช๐ฎ๐ฟ๐ฟ๐ฒ๐ป ๐๐๐ด๐ด๐ฒ๐๐๐ ๐๐๐ถ๐ป๐ด ๐๐ต๐ฒ ๐ฑ๐ฌ/๐ฏ๐ฌ/๐ฎ๐ฌ ๐ฏ๐๐ฑ๐ด๐ฒ๐๐ถ๐ป๐ด ๐ฟ๐๐น๐ฒ, ๐๐ต๐ถ๐ฐ๐ต ๐ฒ๐ป๐๐ฎ๐ถ๐น๐:โฃ
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1. 50% of your net earnings to go towards mortgage, rent, bills and foodโฃ
2. 30% of them to go towards holidays, entertainment, clothing, etcโฃ
3. 20% of your earnings to go towards saving and investing.โฃ
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Such a system will likely allow you to establish safety, good investing profits and last but not โฃ
least, a joyful life!โฃ
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๐๐ค๐ฌ ๐๐ค ๐ฎ๐ค๐ช ๐๐ค ๐๐๐ค๐ช๐ฉ ๐๐ช๐๐๐๐ฉ๐๐ฃ๐? ๐พ๐ค๐ข๐ข๐๐ฃ๐ฉ ๐๐ค๐ฌ๐ฃ ๐๐๐ก๐ค๐ฌ!
09/22/2021
We are all taught that planning for the future always is the way to succeed but unfortunately we forget to remind ourselves that the key element to success in any aspect is DISCIPLINE. Focus on your plans with discipline and consistency!!
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