HPartners

Numbers, sorted. Our free calculators help you map out your super, mortgage, savings and credit card payoff in a few clicks — no spreadsheet meltdowns required.
Take them for a spin 👉 https://hpartners.com.au/financial-calculators/

Full snapshot 👉️ https://hpartners.com.au/economic-snapshot-may-2026/

Sharemarkets up 📈, Korea is showing off with a 33% month 🇰🇷, and the RBA lifting rates again to 4.35%. May had a bit of everything.

Our message stays the same: stay diversified, stay invested, and don't let the headlines rattle you.

Read the full guide 👉 https://hpartners.com.au/5-car-repossession-protections/

Behind on a car loan? A repo agent can't just stroll up your driveway and take the keys. 🚗
Australian law puts a surprising number of speed bumps in a lender's path before they can repossess — most people just don't know they exist. A few that work in your favour:

→ No proper default notice = no repossession (you get at least 30 days).
→ They can't enter your residential property without written consent or a court order.
→ Lodging an AFCA complaint can effectively hit "pause" on the whole process.

And one that can quietly work against you: if you've been signed up to a "business" car loan (a chattel mortgage) when it was really for personal use, those protections may not apply.

We've broken it all down — including what to actually do if a default notice lands.

Centrelink paperwork multiplying on the kitchen table? You're not alone.
Navigating government benefits and aged care costs is genuinely tricky — and it usually comes up when life's already busy.

HPartners helps you understand your entitlements, weigh up your options, and plan with confidence. Less guesswork. More clarity.

👉 Book a chat today!

https://hpartners.com.au/eofy-sales-2026/
EOFY isn't just tax-return season — it's one of the best times all year to save money in Australia!

Our new guide breaks down the best EOFY Sales and discounts for QLD shoppers in 2026 — the big retail events, the surprisingly sharp car deals, and the saving most people miss: the $20,000 instant asset write-off for small businesses (the asset has to be installed and ready to use by 30 June, so the clock's ticking).

🎥 Ever wondered what happens when financial advice meets Amazon-level thinking? Our very own Nat Hartmann sat down with Colonial First State to find out.

In the latest CFS webinar, "Turning Innovation Into Action with Amazon and HPartners Group," Nat digs into how advice practices can actually use AI and tech — not just nod along at the buzzwords — to deliver real, practical solutions for clients.

Less hype, more "here's how it actually works." 👇
Watch now: https://vimeo.com/1186071732/6adc456947?share=copy&fl=sv&fe=ci

💡 Did you know salary sacrificing into super could mean paying just 15% tax on those contributions — instead of your usual marginal rate?

If you're sitting in the 30% or 37% tax bracket, that gap adds up fast. It's one of those "why didn't anyone tell me sooner?" strategies that can make a real difference to your financial position — both now and in retirement.

Of course, everyone's situation is different, so it's worth getting advice tailored to you before making changes.

Want to know if salary sacrificing makes sense for your situation? Let's chat. 👇
🌐 www.hpartners.com.au

Meet Julia 👋

Country kid turned financial adviser — she'll help you figure out your money with the same down-to-earth approach she grew up with.

Julia specialises in super strategies, personal insurance, debt reduction, and getting you ready for retirement. Whether you're chauffeuring kids to sport on weekends or chasing your next adventure, she's here to make sure your finances keep up.

Approachable. Knowledgeable. Dependable. — that's straight from the people who know her best!

📅 Book a chat with Julia today → https://hpartners.com.au/team/julia-zietek/