Harness Financial Services

Investors are being urged to resist making impulsive decisions about their shares and other growth assets as the conflict in the Middle East plays out...

Harness Financial Services - March Newsletter Investors are being urged to resist making impulsive decisions about their shares and other growth assets as the conflict in the Middle East plays out.

This year, Harness Financial Services proudly celebrates 20 years since the firm was founded.

We would like to thank our clients for their continued trust and support over the years - it has been a privilege to support you on your financial journey.

To mark this milestone, our annual client drinks night will be held in October, aligning with the month Harness Financial Services was established 20 years ago.
Further details will be shared closer to the date.

We look forward to celebrating this special occasion with you..

Harness Financial Services - January Newsletter This year, Harness Financial Services proudly celebrates 20 years since the firm was founded. We would like to thank our clients for their continued trust and support over the years - it has been a privilege to support you on your financial journey.

Wishing you and your families a wonderful Christmas and all the very best for the year ahead, from the team at Harness Financial Services🎄🎊

Harness Financial Services wishes you and your families a Merry Christmas and a happy, successful 2026.

Christmas and New Year Office Closure:
Our office will be closed from 1:00 pm on Friday 19 December and will reopen on Monday 12 January 2026 at 8.00 am.
Our team will be taking this time off to spend the holiday season with their families and friends..

Harness Financial Services - December Newsletter As the festive season approaches, many of us look forward to spending time with family and friends, taking a well-earned break, and celebrating the year that has been. While Christmas is a time of joy and generosity, it can also place unexpected pressure on household finances if not approached with....

As we head into the final months of the year, November/December is the ideal time to take a step back and prepare your finances for both the upcoming holiday season and the year ahead. A little planning now can make a remarkable difference to your financial confidence in January...

Harness Financial Services - November Newsletter Many clients find it helpful to set up a small “Holiday Fund” as early as mid-year to make December feel effortless - something you might consider establishing for 2026.  

As we approach the end of 2025, it’s the perfect time to pause, reflect, and make a few strategic tweaks that can set you up for a stronger financial year ahead.
Conditions have steadied, confidence is returning, and the door is wide open for smart, forward-thinking planning.

Harness Financial Services - October Newsletter As we approach the end of 2025, it’s the perfect time to pause, reflect, and make a few strategic tweaks that can set you up for a stronger financial year ahead.

As we approach the final stages of tax season, it’s a great time to complete your 2024–25 tax return if you haven’t already and if applicable. While lodging a tax return is a legal requirement for most working Australians, some individuals - such as those receiving certain pensions - may not need to complete a return...

Harness Financial Services - September Newsletter As we approach the final stages of tax season, it’s a great time to complete your 2024–25 tax return if you haven’t already and if applicable. While lodging a tax return is a legal requirement for most working Australians, some individuals - such as those receiving certain pensions - may not n...

As we approach the end of the 2024-25 financial year, it’s a great time to review year-end superannuation strategies and get ready for the new financial year.

Harness Financial Services - May Newsletter As we approach the end of the 2024-25 financial year, it’s a great time to review year-end superannuation strategies and get ready for the new financial year.

Market volatility has always been an inherent part of investing, and even seasoned investors may feel inclined to shift to 'safer' assets like cash during uncertain periods.

Harness Financial Services - Key Considerations When Navigating Market Volatility Like many investors, you may find the recent fluctuations in both domestic and international markets unsettling. These shifts largely stem from uncertainties surrounding ongoing trade developments.

The Government proposed the introduction of new personal income tax cuts from 1 July 2026. The tax rate for taxable income between $18,201 and $45,000 will be reduced from 16% to 15%, and further to 14% from 1 July 2027. This will result in tax cuts of up to $268 in 2026-27 and up to $536 in 2027-28

Harness Financial Services - Newsletter

A heartfelt thank you to everyone who attended our client drinks night. We sincerely appreciated the opportunity to connect and hope you enjoyed the evening as much as we did. Your continued support means a great deal to us, and we look forward to future gatherings. We're dedicated to always working in your best interest and guiding your financial well-being.

It was wonderful to interact with you socially, outside the formalities of our boardroom offices, and to see you meet your fellow Harness Financial Services cohort in such delightful, relaxed settings.

Thank you!