Dandy Loans

Securing the right finance shouldn't be a hurdle. Our expertise simplifies the loan process, allowing you to concentrate on finding your new car. We'll guide you to a loan solution tailored to your financial needs.

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Did you know that over 75% of Australians now use a mortgage broker to arrange their home loan?

We can:
■ Compare thousands of products across multiple lenders
■ Help you every step of the way
■ Explain all your options
■ Help structure your loan to suit your goals

Ready to find out what your options really look like? Get in touch.

You love your location. But your home still isn’t quite right? You may be able to use the equity in your home to fund the upgrade you've been putting off.

We can explore whether you could:
■ Redraw from your existing home loan
■ Increase your mortgage to fund the works
■ Take out a construction loan for major projects
■ Take out a personal loan for smaller renovations

Kitchen, bathroom, alfresco or full extension, we'll find the right path for you.

EOFY can sneak up fast 🥷 If you’re a business owner, get a head start with our checklist.

The kids might be sharing their room. The home office is the dining table. The garage is too small. Sound familiar?

With Australian property prices up over 9% in the last year, many homeowners are sitting on more equity than they realise, and that equity could be your ticket to upsizing.

We can help you:

■ Understand how much equity you have
■ Explore bridging finance if you're buying before selling
■ Compare loan products to make your upgrade seamless

More space could be closer than you think.

Did you know your broker can help with more than just home loans?
Asset finance could be the smarter way to fund your next work vehicle, business equipment, or company car.

Before you accept the dealership's offer, talk to us first. One conversation could save you thousands.

https://www.dandyloans.com.au/other-loans/asset-finance/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Australia's rental vacancy rate has dipped further to 𝟭.𝟬%, down from 1.1% in February. For property investors, this creates strong demand, plus yields are sitting around 𝟯-𝟱% in key markets.

As your broker, we can help you:

⮞𝘼𝙨𝙨𝙚𝙨𝙨 your current equity position.
⮞ 𝙎𝙩𝙧𝙪𝙘𝙩𝙪𝙧𝙚 your loan to maximise your goals.
⮞ 𝘼𝙘𝙘𝙚𝙨𝙨 specialist lenders tailored for investors.

Let's talk about the right finance for your strategy.

https://www.dandyloans.com.au/home-loans/investment-loans/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Last night's federal budget dropped. Here's what it means for you.

🏠 Investors
Negative gearing will no longer apply to properties purchased from today, effective July 2027 (new builds exempt). Existing owners aren't affected. CGT discount will be replaced by an inflation-adjusted model with a 30% tax floor from July 2027.

🔑 Homebuyers
Removing negative gearing can level the playing field at auction. $2B in infrastructure to unlock 65,000 new homes. Foreign buyer ban on existing home extended to 2029.

👨‍👩‍👧 Households
Claim up to $1,000 in work expenses without having to claim individual items from FY26/27.
A new tax offset saves workers ~$250/year from FY27/28.

💼 Small Business
$20,000 instant asset write off becomes permanent.
Loss carry back lets eligible businesses offset recent losses against past profits for potential refunds.

🚗 Drivers
EVs under $75k keep their FBT exemption.
The fuel excise discount ends July, so expect prices at the pump to climb again.

Whether you are an investor, aspiring home buyer or a homeowner, reach out to discuss any changes this could make to your situation. We can review your loan or strategy to help you navigate the current environment.