Direct Financial

🗞📰 𝗡𝗼𝘁 𝗮 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 “𝗰𝗿𝗮𝘀𝗵” – 𝗲𝗮𝘀𝗶𝗻𝗴 𝗴𝗿𝗼𝘄𝘁𝗵 𝗮𝗻𝗱 𝗽𝗹𝗲𝗻𝘁𝘆 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣
House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡⁣⁣⁣⁣
⁣⁣⁣⁣
https://directfinancial.com.au/news/not-a-housing-%E2%80%9Ccrash%E2%80%9D-%E2%80%93-easing-growth-and-plenty-of-buying-opportunities

📈 Property investor activity is the highest it's been in years 📈⁣
⁣
Across Australia, more new home loans are going to investors. 🏡⁣
⁣
That’s the word from PropTrack. 📊⁣
⁣
It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. 🔥⁣
⁣
Strong growth in home prices saw more than 93% of recent investor sales turn a profit. 💰⁣
⁣
That’s the highest level in a decade. ⁣
⁣
Property investors may also be able to make interest-only payments. 💡⁣
⁣
That can be a real plus for cash flow. ⁣
⁣
Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🏡 The big advantage of owning rather than renting 🏡⁣
⁣
They say rent money is dead money (unless you're the one collecting it!) 😅⁣
⁣
And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊⁣
⁣
In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢⁣
⁣
There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣
⁣
But home ownership isn’t just about rent versus mortgage payments. ⁣
⁣
Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠⁣
⁣
Talk to us about jumping off the rental merry-go-round and becoming a home owner. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🗞📰 𝗚𝗲𝗻 𝗭 𝗿𝗮𝗰𝗲𝘀 𝗶𝗻𝘁𝗼 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣
A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣
https://directfinancial.com.au/news/gen-z-races-into-the-property-market

🌏 What's the best city in Australia to raise a family 🌏⁣
⁣
Compare the Market has ranked the best 50 cities globally to raise a family. ⁣
⁣
Hats off to Brisbane, which topped the list, by a solid margin! 🏆⁣
⁣
London and Auckland took out 2nd and 3rd place. 🥈🥉⁣
⁣
Sydney made the top five, ranking fifth. 📍⁣
⁣
Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈⁣
⁣
But hey, we're pretty spoilt for choice here in Australia.⁣
⁣
No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡⁣
⁣
Talk to us about a home loan that can let your family find a cosy nest. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🏘️ More Australians are looking to build wealth through property 🏘️⁣
⁣
Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
⁣
That’s the finding of a recent Great Southern Bank survey. 🏦⁣
⁣
It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
⁣
And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
⁣
Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
⁣
Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
⁣
Brace yourselves, Winter is coming! 🥶⁣
⁣
Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
⁣
Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
⁣
Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. 🪟⁣
⁣
Add insulation to reduce heating costs by around 45%. 🧱⁣
⁣
Or, think big and embrace solar power. ☀️⁣
⁣
Need help to fund your winterproofing home renos? Talk us about your funding options. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
⁣
As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
⁣
But, there may be a short cut for many first home buyers.⁣
⁣
A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡⁣
⁣
For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊⁣
⁣
In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
⁣
Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. 👇⁣
⁣
To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]