Direct Financial

🗞📰 𝗛𝗼𝘄 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝘀𝗵𝗮𝗽𝗶𝗻𝗴 𝘂𝗽 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗮𝗿𝗲𝗮 𝗽𝗼𝘀𝘁 𝗯𝘂𝗱𝗴𝗲𝘁 𝗻𝗶𝗴𝗵𝘁 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. 🏙️⁣⁣⁣⁣
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https://directfinancial.com.au/news/how-the-property-market-is-shaping-up-in-your-area-post-budget-night

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣
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The Aussie backyard is undergoing a makeover. ⁣
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NAB says demand for renovation loans jumped 21% last year. 📈⁣
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And it’s primarily being driven by homeowners planning to install a granny flat. ⁣
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. 💰⁣
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But they don’t always come cheap. ⁣
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You could be looking at anywhere from $80,000-$160,000. ⁣
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The good news? 💡⁣
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Your home equity can be a source of funding. ⁣
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Talk to us about financing a granny flat in your backyard. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

💰 How much do you need to earn to buy a home? 💰⁣
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. ⁣
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. 🏡⁣
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. ⁣
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The catch is these were figures for houses. ⁣
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Apartments may require a lower income. 🏢⁣
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What matters is that you talk to us. ⁣
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We can explain your borrowing power across different lenders based on your situation. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🗞📰 𝗥𝗲𝗰𝗼𝗿𝗱 𝘀𝗺𝗮𝘀𝗵𝗲𝗱: 𝗼𝘃𝗲𝗿 𝟴𝟬% 𝗼𝗳 𝗯𝘂𝘆𝗲𝗿𝘀 𝘁𝘂𝗿𝗻 𝘁𝗼 𝗮 𝗯𝗿𝗼𝗸𝗲𝗿 𝗳𝗼𝗿 𝗵𝗲𝗹𝗽 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣
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The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. 🙌⁣⁣⁣⁣⁣
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https://directfinancial.com.au/news/record-smashed-over-80-of-buyers-turn-to-a-broker-for-help

🏢 Unit versus house, what's your preference? 🏡⁣
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. ⁣
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. ⁣
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But you've got to start somewhere...⁣
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The median unit price across state capitals is $749,446. 📊⁣
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That’s 34% less than the median house price of $1,140,454. 🏡⁣
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The $391,000 price difference could help you bring forward your home buying plans. ⏩⁣
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And if you’re a first home buyer, you may only need a 5% deposit to get started. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
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Across large parts of Australia the end of summer was hot and humid.⁣
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Perfect conditions for termites.⁣
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
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Getting rid of termites can be expensive. ⁣
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And the damage they leave behind may not be covered by insurance. ⚠️⁣
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
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Or get a combined pest and building inspection to cover both bases. 🧾⁣
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Contact us to learn more about the steps you should consider when buying a home. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

🗞📰 𝟱 𝘁𝗶𝗽𝘀 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗰𝗹𝗲𝗮𝗿 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗯𝘆 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots. 🥾⁣⁣⁣⁣
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https://directfinancial.com.au/news/5-tips-to-help-you-clear-your-mortgage-by-retirement