Crafted Finance

Offset account or redraw facility… what’s the difference? 🤔

Both can help reduce the interest on your home loan, but they work in different ways.

🏡 Offset Account:
Your savings sit in a linked transaction account and reduce the amount of interest charged on your loan.

💰 Redraw Facility:
Lets you access any extra repayments you’ve made on your home loan if you need them in the future.

The right option will depend on your goals, spending habits and how you manage your savings. If you’d like help understanding which option may suit you best, feel free to get in touch ✨

So happy to have been able to help our lovely clients Hannah and Keegan in upgrading to their forever home! 🏡

Home loan process got you feeling upside down? 😵‍💫 A Mortgage Broker can help you with every step of the journey. We help our clients understand how much they can borrow, which lenders suit their needs and then help them navigate all the way through to settlement and beyond.
If you’re not sure where to start, get in touch to book in a chat with us today. 🏠

Thank you Christine 🙏
As your mortgage broker we are here to help every step of the home loan process and beyond. 🏡

Just wanted to share a personal milestone with you all. Earlier this month, I received notification that I’ve been registered mortgage broker over 10 years! 🏠It’s been a challenging career path but very rewarding. We met some amazing people along the way, clients have turned into friends. Worked with many business partners and formed some great relationships.
We’re really grateful for that and we just wanted to say thank you for your continued support.
We often say our customer base is extremely loyal and we’re grateful for the referrals that you passed on to us.
We can’t wait to elevate Crafted Finance to the next level and continue to serve you into the future so thanks again for your support! 🙏

Thinking about buying or investing in property this year?
January is the ideal time to get organised, understand your borrowing power, and put a plan in place.

As your mortgage broker, we help turn ideas into clear, achievable steps.
📲 Contact us today to book a meeting and let’s make your property plans happen.

The Hard Yarns Podcast is one of our favorite shows to listen to.
It was an absolute pleasure to be a part of it yesterday! Thanks Branchy for the opportunity. 🎙

#359 - Luke Tedesco - Australia’s Housing Crisis: Super, Tax & Foreign Investment In this episode, Branchy is joined by mortgage broker Luke Tedesco for a deep dive into the pressing issues shaping Australia’s future—housing affordability,...

Was honoured to be a guest on the today! 🎙️We had an awesome chat and touched on a few of the issues facing Australians entering the housing market.
Thanks Branchy for having us on! 😃

RBA have cut the cash rate by 0.25 percentage points at today’s meeting. It’s looking like the banks are likely to pass on the rate cut in full over the next few weeks.

Big Four banks react to RBA's decision to cut rates Interest rates have gone down by 0.25 percentage points. Check to see how the major banks are reacting — and what that means for savers and mortgage holders.