Croft Money

I met with one of my lenders today and was blown away.

Eligible buyers can purchase a property with just a 2% deposit (plus stamp duty and costs).

And it’s not just for first home buyers.

There are options available for both owner occupiers and investors.

When I was building my portfolio aggressively, I was putting down 10% deposits plus stamp duty and costs because that’s what was available at the time.

For the right buyer, this could be a game changer and help get you into the market sooner.

DM 2% if you’d like to see if you qualify.

Lending criteria, eligibility requirements and lender policies apply.

ATO debt was costing my client big time.

We’ve put a strategy in place that’s freeing up around $1,000 per week and giving him room to breathe again.

This is why strategy matters.

While I was at my storage units today, I got a call from a client.

Offer submitted yesterday. Accepted today. ✅

We’ve had to change strategy a little, but that’s what good finance advice is all about.

While everyone talks about the market slowing down, my clients are still buying, refinancing, consolidating debt, and saving money.

One recent client saved around $50,000 a year just by restructuring her loans and debts.

If you’re not sure what your options are in this market, send me a DM.

This is why I love property.

A few years ago this was just a block of land.

Today, the equity it’s created is helping fund the next opportunity.

That’s the power of leverage and the right strategy.

I'm already seeing the impact of the recent budget changes.

One client has had to completely change strategy, while another has seen their borrowing capacity reduced significantly.

As a result, more buyers are now competing in the same price brackets as first home buyers.

How has the budget changed things for first home buyers?

I'd love to hear your thoughts.

Bought the land 3 years ago.
Built the storage units 2 years ago.

Just had the valuation come back at $4M.

That’s the power of property.
That’s the power of leveraging equity properly.

This is why I love helping my clients build wealth through property

Still think property investing is “too hard” right now?

My clients are still buying.They’re just changing strategy.

SMSF purchases.Commercial properties.Land and builds.Dual income opportunities.

There are still ways to build wealth through property if you know how to structure it properly.

The investors who move now will thank themselves later.

If you’ve got equity, super, or you’re not sure what your next move looks like… send me a DM.

This is already happening.

Last week, I had a client pre-approved… then the bank changed their servicing calculator and removed negative gearing benefits.

Result? Their borrowing capacity dropped by over $200,000 overnight.

If you’re thinking about buying an investment property, releasing equity, or building your portfolio, timing matters right now.

Some lenders have already made changes. More will follow.

Strategy and lender choice has never been more important.
DM me if you want to see what’s still possible before more changes roll through.

Did you know your current home could actually become part of your wealth strategy?

A lot of people think once you buy your home, that’s it.
But the right structure and strategy can completely change what’s possible.

With all the budget changes and uncertainty right now, strategy matters more than ever.
There are still opportunities out there… you just need to know how to navigate them.

I’m having these conversations with clients every single day right now and honestly, most people don’t even realise what options they have available.

Sometimes one property decision can completely change your future wealth position.

If you want clarity around your next move, send me a DM.

A lot of my investor clients aren’t just buying property for themselves… they’re building generational wealth for their children and their future.

It’s getting harder to enter the property market. Saving deposits, stamp duty and fees isn’t easy anymore.

That’s why so many families are focused on building long-term wealth, passive income and creating options for the next generation.

Property isn’t just about today. It’s about what you leave behind. 🔥