NFIS Brokers

Spring is one week away.

If you've been planning to get pre-approval before you start looking at properties, now is the time to act.

A pre-approval in your pocket means you can move quickly when the right place comes up.

Visit our website to learn more about how we can help lock in your pre-approval. Talk to us today.

Visit our website here 👉 https://www.nfismortgage.com.au/home-loans/pre-approval/

Happy National Finance Brokers Day!

Today we celebrate the people who read loan documents and who sit on hold with lenders so you don't have to, and who genuinely get excited when your application gets approved.

We care about your goals as much as you do.

And we're glad you found us.

The dust has settled on the federal budget, but what do the property tax changes mean for you? According to the Australian Government Budget Factsheet, a new dual system is coming into play:

Existing investors: If you bought before 12 May 2026, your negative gearing is locked in and CGT discounts apply to growth in value up until July 2027.

Buying established now: You can still secure the 50% CGT discount on growth until 1 July 2027. Negative gearing will wrap up next June.

Buying a new build: Brand-new properties are exempt from the changes, keeping full negative gearing and CGT perks permanently.

The transitional window is open, but navigating the rules takes some planning.

Visit our website today to learn more about investment loans. Let’s chat about your next move.

👉 https://www.nfismortgage.com.au/home-loans/investment-loans/

With Father’s Day around the corner, why not think a little bigger?

We’re talking about the things that make weekends worth waiting for. Whether your family adventures need a boat, a caravan, or a new motorbike, we’re here to help make it happen.

As loan experts, we help find the right finance to fit your lifestyle and your budget.

Thinking about selling and buying something different?

If you're considering upsizing for the growing family or just ready for a change, timing both sides of a property transaction is one of the trickier things to navigate. Whether you need to line up settlement dates or explore options like a bridging loan to buy before you sell, it's exactly what we're here to help with.

Reach out today to discuss your options.

The RBA has today decided to keep the cash rate on hold. This follows inflation data that came in lower than expected. Does this mean we are at the end of the cash rate increases? What do you think the next move will be?

Thinking about refreshing your home?

A lot of Australians don't realise how much equity they've built up. That equity maybe be able to be used for renovations like a new kitchen, an extension or updated bathrooms without needing a separate personal loan at a higher rate.

We can help you understand what's available and whether it makes sense for your situation.

Talk to us today.

Here is a quick trap to avoid: every time you apply for credit, it leaves an inquiry on your credit report. Making multiple applications in a short window can quickly drag your credit score down.

That’s where a broker comes in as your secret weapon. 🛡️

One conversation, 100+ lenders: We compare options across a massive panel of lenders without putting a dent in your file.

No guessing games: We do the heavy lifting behind the scenes to find the right loan for your needs.

Protect your score: We help you apply for a loan that is more likely to be approved, reducing the likelihood of negative impacts on your credit score.

Don't guess your way through applications. Let’s chat today about a smarter way to secure your finance.

Spring selling season is only a few weeks away.

If you've been thinking about buying your first home, it is a good idea to get your ducks in a row.

We can guide you throughout the whole process - from budgeting and pre-approval through to settlement.

Not sure what your repayments would look like on a new loan?

It's one of the first questions people have when they're thinking about buying.

Our free repayments calculator gives you a realistic estimate in under two minutes. No sign-up, no sales calls.

Check out our repayment calculator on our website today.

👉 https://www.nfismortgage.com.au/calculators-tools/loan-repayment-calculator/