Common Sense Finance
We are arguably one of Perth’s leading alternative finance providers focused on providing both ethical and responsible lending.
At Common Sense Finance, we understand that today’s lending environment can be extremely challenging but most lenders are reluctant to approve a loan application unless the lender is absolutely perfect. At Common Sense Finance, we look at things a little differently. We ensure that each of our customers are treated on a case by case basis, with dignity and respect. By providing transparent, afford
When it comes to property investments, there are many challenges faced by investors. To avoid becoming a static of the property game let us explain to you 4 of the most common mistakes made and how to overcome them.
08/03/2021
Thinking about buying a franchise?
Franchises are a great way to own your own business while gaining the benefits of an established brand. Like any business, franchises need a commercial property to operate on and capital funding is usually required to facilitate this. To help your business operate at its truest potential our team can help you finance your commercial objective and formulate an acquisition.
Learn about our vast array of options in providing funding for your franchise at:
Commonsensefinance.com.au
04/03/2021
If you’re working on a fly-in-fly-out basis, banks may be reluctant to approve your home loans. Despite earning a high income, banks generally don’t take a common sense approach when analysing the way a FIFO worker's income works. As, a result your borrowing power can be severely reduced and prevents you borrowing the amount you need. This is where we come in. We specialise in maximising FIFO workers borrowing power. With over 40 years of combined experience, we can find you the right loan suited to your needs.
18/02/2021
Whether you’re looking to buy or take the plunge into property investment, there’s never been a better time to do so. Thanks to Government stimulus packages, record low-interest rates, and high demand, obtaining a loan has never been more appealing.
Make contact with our team today to find out more about a loan suited to your needs.
https://lnkd.in/gT7Gi4x
Perth now Australia's fastest growing property market Perth has become Australia’s fastest-growing major property market after the city’s home value index rose 1.6 per cent last month and 3.8 per cent compared to three months, according to CoreLogic data released yesterday.
11/02/2021
They say love doesn’t cost a thing, but when Valentine’s Day rolls around it’s easy to burn through some serious cash trying to spoil your loved one. But you don’t need to put your budget on a strain to show them how much you care.
Presents are a huge part of Valentine’s Day and the prices of common gifts like chocolates and flowers prices are often inflated this time of the year. But if you approach Valentine’s Day differently this year, you can create a special day for your loved one without being seduced into a lifetime of financial heartache.
- Have a movie night
- Pack a picnic
- Host a family dinner
- Place hidden love affirmations throughout the house
- Repeat your first date
You don’t need to spend a large sum of money to have a romantic Valentines day. It just needs to be special to you and your loved one. ❤️
Perth’s housing market has been deemed a ‘perfect storm’ as houses are being snatched up before they are even being listed. The surge in demand has led to the average time it took for a Perth property to sell to nearly be halved, with an average time of 21 days, compared to 38 days the year before. This Perth property boom has even led to multiple houses being sold before reaching the market. While COVID-19 caused a lot of demand to be held off, the Perth market is now displaying a strong recovery, causing a large flood of buyers to come back into the market. Combining this and record low interest rates, Perth’s market is creating a clamour for properties.
https://lnkd.in/gFCdPAC
Perth’s housing market ‘a perfect storm’ as properties snatched up before being listed {{data.meterPrompt.countRemaining}}{{data.meterPrompt.message}}{{data.meterPrompt.callToAction}}Already subscribed? Log in{{data.paywallPrompt.countRemaining}}{{data.paywallPrompt.title}}{{data.paywallPrompt.message}}{{data.paywallPrompt.callToAction}}Already subscribed? Log inNationalWAProperty mar...
28/01/2021
Is anyone else wondering where January went?
With February approaching next week, holidays for most of us are well over, which means it’s time to knuckle down and start tackling some serious goals for 2021.
Make 2021 the year you invest in a property. The team at Common Sense Finance, will turn this goal into an achievement. Using our 40 years of combined experience, we will help you find the right solution suited to your specific needs.
Rest assured, your future is safe in our hands. Make contact with us today.
https://commonsensefinance.com.au
25/01/2021
If you’re a FIFO worker, you know better than anyone that financial issues for FIFO personnel are different to others. Many lenders don’t understand the process in which FIFO workers get paid and therefore minimise their borrowing potential. Here at Common Sense Finance, we have successfully helped many FIFO families secure a home loan suitable for their desires. And combining the current property and mining boom here in WA, it is the perfect time to get your foot within the property market. We understand how to calculate your shift work and allowances to present them to the lenders better than anyone! Let’s work together to maximise your borrowing power.
https://lnkd.in/gTiwDTi
Today’s affirmation:
Things to do in 2021.
- Learn from your losses in 2020.
- Visit a professional. It’s time to get serious.
- Set your goals. Write down your intentions. Make them happen.
- Let go of expensive habits that are no longer fulfilling you.
- Stay away from short-term finance solutions. Make long-lasting moves that are impactful.
- Refinance. Trust redirection. Embrace change.
- Stop measuring each day by what you didn’t achieve and start appreciating the small wins.
- Remember that there is no goal that is ‘too big’.
Let 2021 be the year your finances prosper.
18/01/2021
2021 is gearing up to be a positive year for the property market. But you must get in fast. With properties across Perth being sold at the fastest rate since 2006, houses are being snapped up fast. And it’s been predicted that more investors are likely to enter the market throughout 2021. Between an uplift in mining activity, highly accommodative monetary policy and a strong mix of state and federal government incentives, the Perth property market is poised to prevail. Let our team help you get your foot in the market by meeting your investment finance needs.
Property positivity prevails for 2021 The new year is gearing up to be one of hope – hope for a successful vaccine rollout, and hope that things will gradually return to normal.
13/01/2021
While there are challenges that face workers, anyone who is earning more than the average Australian income has an incredible opportunity to achieve in 4 to 7 years, what the average Australian can earn in decades (if at all) when using their money smartly.
… and if you’re a FIFO worker, you have this incredible opportunity.
At Common Sense Finance we use our experience to reduce taxes and put more money back into your pocket, while boosting your wealth through smart investments.
Contact us today to understand how you can start working smarter today.
At Common Sense Finance we use our experience to reduce taxes and put more money back into your pocket while boosting your wealth through smart investments.
11/01/2021
Are you sick of living paycheck to paycheck?
Financial freedom doesn’t have to be a dream.
When you join the Common Sense Finance family we work one on one with you, to ensure you’re getting the most out of your money.
Let 2021 be the year you start living life on your terms.
Click here to claim your Sponsored Listing.
Category
Contact the business
Telephone
Address
Unit 1A/10 Macadam Place, Balcatta
Perth, WA
6021
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |