Hebrews 135

I am truly humbled by the blessed year God has provided. Truly the Lord God has shown His mercy and goodness to me graciously. As I reflect on the past year, I'm reminded of Psalm 118:1 - 'Give thanks to the Lord, for He is good; His love endures forever.' I'm grateful for the blessings, joys, and lessons that have filled my heart. As we step into a new year, I wish you peace that surpasses understanding (Philippians 4:7), joy in abundance, and love that never ends (1 Corinthians 13:8). May your heart be filled with hope and your path be guided by God's goodness. Happy New Year! 🌟

“Blessed are those who trust in the Lord and have made the Lord their hope and confidence." Jeremiah 17:7 NLT

Banks increased fixed rate loan products ahead of RBA move, given recent inflation pressures

Rba holds cash rate

No more rate cuts ahead

One of Australia’s four biggest banks has issued a bombshell, warning homebuyers and owners hoping for more mortgage relief of no more rate cuts “from here” 📍How it will affect you ➡️ https://bit.ly/4p9P9Dw

Fixed home loan rates reduced, starting 4.89%

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BREAKING - EXCITING NEWS FOR FIRST HOME BUYERS

The scheme will be available to all first home buyers with no caps in places or income limits.

Property price caps will be updated to be in line with avarage house prices.

Available 1 October 2025

RBA slashes rate by 0.25%

: The RBA has handed down its third rate cut of the year, taking the official cash rate from 3.85 to 3.6 per cent.

It provides some relief for home loan borrowers, after last month's shock "on hold" decision.

LATEST: https://nine.social/10iT

$93 million excessive fees will be refunded to ANZ, Westpac and Bendigo Bank customers.

$270 million excessive fees were charged to Commonwealth Bank customers yet Commonwealth refused to refund.

Read more: https://www.facebook.com/share/1HUqftbZXD/?mibextid=wwXIfr

Have you been charged excessive fees from your bank? Banks charging high fees to those who can least afford it will refund more than $93 million to customers after an ASIC review.

ASIC Commissioner Alan Kirkland told ABC Perth ANZ, Westpac, and Bendigo Bank have already committed to handing out refunds.

He said CommBank has not committed to refunding customers.

"We encourage CBA to realise that it's out of step with community expectations and what other banks are doing and reconsider its position," he said.

Read more about this review: https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2025-releases/25-148mr-banks-to-put-more-than-93-million-back-in-the-pockets-of-low-income-customers-after-charging-excessive-fees

RBA keep cash rate on hold

Hội đồng quản trị RBA đã quyết định giữ nguyên lãi suất tiền mặt và nói rằng họ cần thêm thông tin để “xác nhận lạm phát đang đi đúng hướng”.
🔊 https://www.sbs.com.au/language/vietnamese/vi/podcast-episode/ngan-hang-tru-kim-uc-rba-giu-nguyen-lai-suat-o-muc-3-85/cv9ai38bw
📲 Nghe những câu chuyện về kinh tế, tài chánh với SBS Audio: https://bit.ly/3ALjZgR