Rohan Kandiah - Finext

Another rate rise has landed, with the cash rate now at 4.10%.

Higher petrol prices and global tensions are keeping inflation elevated and putting pressure on household budgets.

Now’s the perfect time to review your loan and make sure you're still in the best position.

DM us for a quick loan check‑in.

📈 Rising Rates, Rising Costs: Time to Review Your Loan?

Another rate rise is here — the RBA has increased the cash rate to 4.10%, with a split vote reflecting just how uncertain the economic outlook is.

➡️ What’s happening in the economy right now:
• Inflation remains higher than expected, driven partly by strong domestic demand.
• Petrol prices have jumped sharply as global conflict impacts oil markets.
• These rising costs flow into everyday expenses, which the RBA is trying to rein in.

🤔 Why this matters for homeowners and buyers:
Rate increases can impact loan repayments, borrowing power and the cost of new finance.

💡 Want to see how this affects your home loan?
Use our Loan Comparison Calculator to:
✅ Compare your current repayment
✅ Enter the new interest rate
✅ Instantly see your new repayment
👉 Try it here:
https://www.finext.com.au/cal.../loan-comparison-calculator/

If you've been thinking about buying, refinancing, or restructuring your loan, now is the time to stay informed and prepared.
✨If you'd like a personalised loan review, reach out — we’re here to help you feel confident in your next steps.

💬"We genuinely feel that having Rohan as our mortgage broker turned what could have been a stressful process into a smooth and positive experience. We’ll be highly recommending you to all our friends and family, and we’re so grateful to have had you in our corner."

Congratulations to these amazing first time home buyers!🎉
Your review honestly made our week, it's exactly the FiNEXT experience we strive for 💛

Congrats on the start of your home ownership journey and thank you for the wonderful feedback!

💬"We genuinely feel that having Rohan as our mortgage broker turned what could have been a stressful process into a smooth and positive experience. We’ll be highly recommending you to all our friends and family, and we’re so grateful to have had you in our corner."

Congratulations to these amazing first time home buyers!🎉
Your review honestly made our week, it's exactly the FiNEXT experience we strive for 💛

Helping you achieve your property goals with confidence!

✅ Simplifies the process – from borrowing capacity checks to pre-approval
✅ Strong lender relationships for fast, efficient approvals
✅ Award winning - 2024 Best New Broker, 2025 Finalist Top 20 WA Broker
✅ Outstanding client feedback – 5-star rating for clear communication and support

🎉 What. A. Year.
I honestly couldn’t be prouder of my achievments over the past 12 months — and what a ride it’s been!

📍From my local neighbourhood to way out in the middle of Australia (yes, really — even right in the middle!), I’ve had the privilege of helping clients right across the country. Year two of broking and I’m loving it more than ever.

Together with the team at Finext Mortgage Brokers, this financial year we have supported 644 clients with their home ownership goals. Whether it was buying their first home, refinancing, upgrading or investing — it’s been incredible to be part of so many journeys - settling over $300 million in home loans! 🏡💪

On a personal note, I’m absolutely stoked to be named a finalist in the Top Broker category at the upcoming 2025 AFG (Australian Finance Group) Broker Awards! 🙌
And a big shoutout to the other legends at FiNext who’ve also been nominated — you guys are the real deal 💙

🏆 Here’s the full list of FiNext nominations:
– Top 20 Broker Group – FiNext Mortgage Brokers
– Top 30 Individual Broker – Rohan Kandiah, Joshua De Buelle & Jake Hindley
– Top 5 Regional Broker of the Year – Cheryl Wood
– Top 10 Best Loan Administrator – Carolyn Antoni
– Best Broker Insurance – Jake Hindley

Thanks to every client who’s trusted me with their home loan journey. And to the finalists — bring on September! 🙌

𝗜𝘀 𝗶𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗿𝗲𝘃𝗶𝗲𝘄 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻?🏡🔍
Whether you're looking for an interest rate review, want to use your equity for renovations, or are considering refinancing with a different lender, I'm here to help.
Now is a great time to shop around and ensure you have the right loan for your needs.

Contact me today to explore your options!
Rohan Kandiah
📱0411 017 295
📨[email protected]
💻www.finext.com.au

❄️Don’t be left out in the COLD…
PLAY your cards right with Finext Mortgage Brokers and talk to us about your home loan!

Don’t be left out in the COLD… PLAY your cards right with FiNext and talk to us about your home loan 💙🏡 We’ve all seen that Coldplay kiss cam moment that’s gone viral 👀💔 Your home loan shouldn’t come with awkward surprises, especially if you’re stuck paying more than you should be. At FiNext, we’ll help you stay ahead with expert advice and real solutions. Thinking about buying, refinance or investing? Let’s have a chat before your interest rate becomes the next viral moment. #FiNex #wemakeithappen #ColdplayKissCam #HomeLoanHelp #RefinanceSmart #MortgageWithConfidence #perthproperty #homeloans #mor#mortgagebroker

🔢 Did you know keeping savings in your offset account can reduce your home loan interest? 💰
Every dollar counts, and the more you offset, the less interest you pay.

Our Home Loan Offset Calculator makes it easy to see how much you’re saving—or could save—with your current setup.
👉 Try it here: https://finext.smartonline.com.au/calculators/home-loan-offset-calculator/

Planning to spend the weekend at home opens? Let's get the numbers sorted! 🏡
Before you dive in, make sure you’ve got a solid plan. Knowing your borrowing capacity, deposit, timeframe, and available grants can make all the difference.

I'm hear to answer your questions, offer insights, and help you start your journey with a clear plan. Message me today to start planning with confidence!

Behind every loan is a story — and sometimes, that story includes a few tough chapters.
We’re grateful to have helped this client navigate a challenging time with care, clarity, and support.
They’re not just clients to us — and we’re here for them every step of the way. 💙

🎧 Here’s one to add to your playlist!
This episode of the Money Money Money podcast features Josh De Buelle at FiNext 🙌

If you’re a first home buyer or thinking about investing in property, this is a must-listen. Josh joins Glen James and John Pidgeon to unpack the latest changes to the First Home Guarantee scheme—think higher price caps, no income limits, and unlimited places 👀

They also walk through a real-life case study that’s super relevant for anyone wanting to build a smart property strategy.

🎧 Check it out here: https://open.spotify.com/episode/7MM31hEk2RD1elZvYf7vDW?si=SLeW3wcBS16VK27xymFtGQ

Josh joined Glen James & John Pidgeon on the Money Money Money Podcast while they were in Perth for M3 Live (sponsored by yours truly 🫶).
It was a blast to record and a must-listen if you're buying your first home or looking to invest in property!

In this episode of Money Money Money:
📍 Big changes to the First Home Guarantee
💸 How to buy with 5% deposit (and whether you should)
🏡 Strategy tips that actually make sense
🔍 A real-life case study on buying an investment you plan to live in

📲 Tune in now and let us know what you think – https://open.spotify.com/episode/7MM31hEk2RD1elZvYf7vDW?si=9BYaF10PS-6o-CwzI_WZZw

𝗪𝗵𝘆 𝗖𝗵𝗼𝗼𝘀𝗲 𝗮 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿? 𝗪𝗲 𝗠𝗮𝗸𝗲 𝗜𝘁 𝗦𝗶𝗺𝗽𝗹𝗲!
Navigating the home loan market can be overwhelming, but that’s where I step in!
I do the hard work for you, comparing hundreds of loan options from multiple lenders to find the best fit for your needs.
I offer tailored advice, manage the paperwork, and guide you through every step of the process—saving you time, stress, and money.

Ready to make your property journey stress-free? Contact me today and let’s make it happen!