Delprete Financial

It comes as no surprise but today we see another rate rise from the RBA will banks ready to pass on the full cost to customers.

Lets hope we all have a little more luck on the big race at least.

But if you think your interest rate looks a little high don't be afraid to ask the question of your bank or better yet, feel free to get in touch and compare a full range of available lenders and home loans.

A sign of relief for the first time in nearly 12 months, let's hope we have hit the peak and see some more signs of stabilization in the coming months.

Statement by Philip Lowe, Governor: Monetary Policy Decision | Media Releases At its meeting today, the Board decided to leave the cash rate target unchanged at 3.60 per cent and the interest rate on Exchange Settlement balances unchanged at 3.50 per cent.

Just a taste of some of the current cashback offers available from some of our favourite lenders.

Take advantage of the banks wanting your business and put some money in your own pocket at the same time.

They say what goes up must come down....lets hope that's the case soon.

-Are you paying to much?
-Fixed interest period coming to an end?
-Bank Loyalty tax from never shopping around?

Talk to a broker now and see how we can help.

RBA delivers 10th consecutive interest rate hike RBA delivers 10th consecutive interest rate hike as cost of living bitesBy Stuart Marsh • Morning Editor2:30pm Mar 7, 2023 Tweet Facebook Mail The Reserve Bank of Australia (RBA) has increased interest rates for the 10th consecutive meeting in a row as it desperately battles to bring down spira...

Happy New Year to everyone out there, like many others it's time to get back into the swing of things and get 2023 going.

Only a couple weeks until the RBA starts meeting again and we are all hoping for better news then we kept receiving in 2022.

If you've been putting off your home loan needs it might just be the time to get going 🏃‍♂️🏦💰

Talk about putting coal in your Christmas stocking with the RBA deciding to lift interest rates another 0.25% at their last meeting for the year! 😬

If your bank is lifting your rate don't be shy to shop around for an alternative option.

Did you know that saving 0.5% on an average $500,000 loan could reduce your payments by $200 a month?

The RBA doesn't meet again until Feb so be sure to use the time wisely 😁

Interesting sitting in on a live webinar by one of the Big4 presenting their thoughts on some of the issues we will encounter in the coming years.

The main point of discussion is always interest rates, with this particle bank predicting another 3 to 4 rate rises in the next 12 months followed by reductions to start in 2024 when spending is back under control.

If your interest rate is on the rise and putting pressure on your budget you always have options.

Speak to your bank about a discount or better yet, speak to us about finding a better deal.

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Another reason to explore your options, cash backs are a great way to cover the expenses of switching to a better deal while also putting some extra money in the holiday fund 😎😄💸

One of the best discounts available on the market for people looking for a no frills home loan with plenty of benefits:

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With recent increases in interested rates there's never been a better time to switch.

Cash rate hits 2.6%, surpassing the pre-COVID decade average At the board meeting today, the RBA took the cash rate target 25 basis points higher, a lower increase than in the preceding four months. At 2.6%, the cash rate target is now at the highest level since July 2013, and surpasses the decade average prior to the onset of COVID-19 (which was 2.55%). The....

Here we go again....😬

With all banks likely to pass on the latest increases don't be shy to ask for a better deal.

If your lender isn't doing you any favours speak to someone who will 😉

Statement by Philip Lowe, Governor: Monetary Policy Decision At its meeting today, the Board decided to increase the cash rate target by 50 basis points to 2.35 per cent. It also increased the interest rate on Exchange Settlement balances by 50 basis points to 2.25 per cent.