Tomorrowfs

🏦 "There are about a million discretionary trusts in Australia... and almost no one is talking about what's about to change."
In this clip from the latest TFS Wealthcast, Sonali breaks down the proposed trust tax changes — what a discretionary trust actually is, why so many small business owners use them, and why a flat 30% tax rate on the entity itself could completely change the game.
If you run a business through a trust, distribute income to family members, or have an accountant who ever suggested this structure — this affects you more than you might realise.
🎧 Watch the full podcast for the complete breakdown of what these changes mean for small business owners and investors moving forward.

“We got the keys today!”

There’s nothing better than hearing those words from a happy client.

From restructuring their existing property to unlocking equity for their next purchase, we’re proud to have helped make this dream a reality.

Congratulations on your new home and the exciting chapter ahead! 🏡✨

If you’re only comfortable at today’s rate, you’re already behind.” In this clip from TFS WealthCast S2 Ep20, we break down why you should always build a serious buffer into your loan planning – we’re talking running your numbers at 7%+ so you know you can still afford the repayments if rates jump again.
A proper buffer means:
You’re not relying on the market or the RBA to “save” you
You know exactly what needs to change in your budget if rates rise
You can invest with confidence instead of fear every time there’s a rate announcement
💡 Before you sign that next loan, stress‑test it. If the numbers don’t work with a buffer, the deal doesn’t work.
Save this reel and share it with someone who’s about to borrow at their max just because the bank said “yes.”

📢 RBA Holds the Cash Rate – What Does This Mean for You?
The RBA has kept the official cash rate on hold, but does that mean you should wait... or is now the right time to act?
In this video, TFS Founder Pramu Rodrigo shares his insights on what the latest rate decision means for:
🏡 First home buyers
🏠 Owner occupiers
📈 Property investors
💰 Homeowners considering a refinance

While the cash rate may not have changed, opportunities in the property market certainly have. Whether you're looking to purchase your dream home, grow your investment portfolio, or reduce your current repayments, having the right finance strategy can make all the difference.

Don't make your next property decision based on headlines alone. Speak with the experts who understand the market and can tailor a solution to your financial goals.

📞 Book your FREE consultation with the TFS team today and let's explore your options.
☎️ (03) 9193 3634
📧 [email protected]