MoneyQuest - Manly

With interest rates and personal circumstances changing over time, it may be worth reviewing whether your current loan structure still suits your needs.

Fixed rates may offer more repayment certainty, while variable loans may provide greater flexibility and features such as offset accounts or extra repayments. A split loan can offer a mix of both.

Not sure which option is right for you? Speak with your local MoneyQuest broker today.

Disclaimer: This post is general information only and is not financial or credit advice.

Many lenders assess business owner income by reviewing the last two years of tax returns to help determine stable income.

That’s why lodging on time is important. Lenders generally require up to date documents to assess your current financial position and avoid relying on outdated figures.

Disclaimer: This post is for general information only and should not be taken as financial or credit advice. Always speak with your local MoneyQuest broker before making any decisions.

If you’re self-employed, get in touch with your local MoneyQuest broker to discuss loan options that may suit your personal and business circumstances.

The RBA has kept the cash rate on hold at 4.35%, following signs of slower property growth, slower GDP growth and a slight rise in unemployment.

For homeowners, this means interest rates and repayments are likely to remain steady for now, particularly if you’re on a variable rate loan. For buyers, borrowing power may be largely unchanged.

Read more: https://www.moneyquest.com.au/news/june-rate-report/

If you’re unsure what this means for your home loan or property plans, speak with your local MoneyQuest mortgage broker.

From 1 July 2026, employers will need to pay super on payday. This may impact cash flow, especially for businesses currently paying super quarterly.

Now could be a good time to review your payroll systems, speak with your accountant or adviser and plan ahead.

Your local MoneyQuest broker can help you explore business finance options based on your needs, contact us today!

Read more: https://www.moneyquest.com.au/news/payday-super-is-almost-here-is-your-business-ready/

Disclaimer: General information only. This is not tax, legal, superannuation or financial advice.

EOFY is coming, what’s your current strategy?
A) Ignoring it completely
B) Mild panic Googling
C) “My accountant will deal with it”
D) Making smart money moves

No judgement, we’ve all been somewhere between A and C at some point. But EOFY could be a good time to review your finances and understand what options may be available.

If you’re not D yet, we should talk.

Homeowners want choice, clear communication and solutions tailored to them.

That’s why mortgage brokers were involved in 81% of all new residential loans written in the March 2026 quarter.

Brokers can help compare a wider range of lenders and products, manage the paperwork, and guide you through the process, while being legally obligated to act in your best interests.

Why go anywhere else? We’re mortgage brokers 😉

EOFY is often a key period for SMEs planning asset purchases, with many business owners looking to invest in equipment, upgrade technology or prepare for the year ahead.

The right asset finance structure may help your business:
• Access the tools or equipment you need.
• Manage cash flow more effectively.
• Support future finance opportunities.

Before moving ahead, consider speaking with your accountant and broker to understand what may suit your business needs and financial circumstances.

To discuss asset finance options, contact your local MoneyQuest broker today.

Disclaimer: This post is general information only and is not financial, tax or credit advice.

As EOFY approaches, it may be worth checking whether your current home loan still suits your needs and financial circumstances.

A home loan review can help you better understand your available options, such as refinancing, adjusting repayments or planning for future property goals.

Disclaimer: This post is for general info only and should not be taken as finance or credit advice. Always speak to your local MoneyQuest broker before acting.

Get in touch today and let’s see if your loan still suits your current situation.