FMS Group

Business growth is rarely accidental - it’s built on informed decisions and careful planning. An accountant can play an important role in helping you understand performance, manage risk, and identify opportunities for improvement.

With the right insights, you can plan ahead with clarity and make decisions that support long-term stability.

Our team works alongside businesses to provide guidance that aligns with their goals at every stage.

Read more in our latest blog article: https://fmsgroup.com.au/2026/06/01/how-an-accountant-can-help-you-grow-your-business-not-just-do-your-tax-return/

The decisions you make today don’t just shape your future - they help build the foundation for the people who matter most.

Whether it’s growing your wealth, putting the right protections in place, or planning how your assets are passed on, every step plays a role in supporting your family’s long-term security.

It’s not just about what you have now - it’s about what you leave behind, and the confidence that comes with knowing it’s taken care of.

At FMS Group, we help you create a plan that supports both your future and theirs.

"Is there still time to claim deductions before June 30?” 👀

It’s one of the most searched EOFY questions, and the answer is: potentially, yes.

There may still be opportunities available to improve your tax position before the financial year ends, from reviewing deductions and business expenses to considering super contributions and other EOFY strategies.

The key is not leaving it until the very last minute. A quick conversation now could help you better understand what options are available based on your situation.

EOFY doesn’t have to feel overwhelming - with the right advice and planning, you can head into tax time feeling more prepared and confident.

Australia’s Budget Shock: The Rules Have Been Reset.

Announced changes to negative gearing and capital gains tax are expected to affect how many Australians approach property investment from 1 July 2027.

From restrictions relating to established-property negative gearing to changes to CGT treatment and grandfathering provisions, investors may wish to review how they buy, hold and structure their assets.

Key considerations include:
✔️ Whether current investment strategies remain aligned with long-term objectives
✔️ The potential importance of obtaining property valuations before the 2027 transition period
✔️ How the announced changes may affect future investment decisions

At FMS Group, we help clients understand legislative changes and assess how they may apply to their individual circumstances.

Swipe through to learn more about the announced changes and some of the factors investors may wish to consider.

📞 1300 982 499
🌐 www.fmsgroup.com.au

Most tax mistakes don’t happen because business owners are careless - they happen because things get left too late.

From mixing personal and business finances to missing deductions or deadlines, small errors can quickly turn into costly problems.

The good news? They’re preventable with the right systems and support in place.

In this blog, we break down the most common tax mistakes we see and how to avoid them before they impact your business.

Visit the link to read today: https://fmsgroup.com.au/2026/04/30/the-tax-mistakes-that-cost-small-businesses-and-how-to-stop-making-them/

“Getting your finances back on track”

Arrears refers to money that is owed and hasn’t been made by its due date, which can have impact on your finances.

Managing financial obligations can be challenging but with the right guidance, you can restore control over your finances and get back on track.

Visit the FMS website for more information or call us on 1300 982 499 to speak to our financial advisors.

June 30 is fast approaching - have you ticked off your EOFY checklist?

A few simple actions now can make a big difference to your financial position before the end of the financial year.

✔️ Review your income and expenses
✔️ Gather receipts and claimable deductions
✔️ Consider super contributions
✔️ Check your investments and insurance
✔️ Get your bookkeeping up to date (for business owners)

EOFY doesn’t have to be stressful - it just takes a bit of planning and the right support.

If you're not sure where to start, our team can guide you through your EOFY checklist and help you make the most of every opportunity before June 30.

Finances can feel overwhelming, but the right support makes all the difference.

At FMS Group, we believe advice should be clear, approachable, and tailored to you. No jargon, no confusion - just honest conversations and guidance you can actually understand and act on.

We take the time to listen, respond when you need us, and support you through every stage of your financial journey. Because it’s not just about numbers - it’s about helping you feel confident and in control.

Looking for advice you can trust? Our team is here to help.

BIG changes to Capital Gains Tax (CGT) have been proposed in the 2026 Federal Budget, and they could reshape the way Australians invest.

Under the proposed reforms, the current 50% CGT discount would be replaced from 1 July 2027 with a new inflation-indexed model and a 30% minimum tax on gains.

For property investors, share investors, crypto holders, and trust structures, these changes could have significant long-term implications - particularly around investment strategy, asset structures, and future exit planning.

The good news? Existing assets are expected to receive transitional protection, and the family home exemption remains unchanged. Small business CGT concessions are also expected to stay in place.

As with any major reform, outcomes will depend heavily on your personal circumstances and long-term goals.

If you’d like to discuss how these proposed changes could affect your financial position or investment strategy, contact FMS Group on 1300 982 499 to speak to our financial advisors today.

With interest rates and personal circumstances constantly changing, the home loan that suited you a few years ago might not be the best fit today.

Refinancing could help you secure a better rate, reduce your repayments, access equity, or simply structure your loan in a way that works better for your current lifestyle.

If it’s been a while since you reviewed your mortgage, now could be the perfect time for a check-in. Even small changes can make a big difference over time.

Not sure where to start? Our team can review your current loan and help you explore your options with confidence.

📞 1300 982 499
🔗 https://fmsgroup.com.au