Bree Rollo - Tend Home Loans

☕💸 Small things really can have a BIG impact!

Here’s a little food for thought: what if you swapped your Sunday brunch out for a home-cooked breakfast… and popped that $25 into your super instead?

Meet Cameron, age 30:
👉 He’s decided to skip his weekly $25 café breakfast and put that $25/week ($1,300 p.a.) into his super as an after-tax contribution.
👉 By the time he turns 60, that simple habit could grow to a whopping **$53,776.** 💥
All from one small weekly choice! 🚀

Imagine what other small savings could do for YOUR future.

💬 The takeaway? It’s not about huge sacrifices — it’s about little habits that stack up!

⚡🚗 Buying an EV? Here’s a fun fact you might not know!

When it comes to valuing an electric vehicle, it's NOT about the kilometres travelled like traditional cars. 🚘

👉 It’s ALL about the condition of the battery 🔋 — because the battery is the most valuable (and expensive!) part of an EV.

If you’re buying a second-hand EV:
✅ Always ask for a battery health certificate
✅ Check how many charge cycles it’s had
✅ Verify remaining battery warranty

Why?
A car with “low kms” but an old or worn battery might cost you BIG on repairs or replacements.

💡 Handy tip: Some lenders are now offering special finance for EVs — if you're curious, I can help you explore options!

A little pinch me moment ✨

I was recently featured in Mortgage Professional Australia’s Broker in Focus series, where I had the opportunity to share a little about my journey in the industry, the lessons I've learned over the past 24 years, and the values that shaped Tend Home Loans.

What started as a receptionist and broker assistant role while I was at university eventually turned into a career that I genuinely love. Along the way, I've learnt that great mortgage broking isn't just about finding a home loan—it's about helping people feel informed, supported and confident in some of life's biggest financial decisions.

The article touches on:
🏡 How I got started in the industry
🏡 Why I believe advice matters more than ever
🏡 The challenges facing borrowers today
🏡 My thoughts on the future of broking
🏡 The importance of building long-term client relationships

If you'd like to learn a little more about me and the story behind Tend Home Loans, I'd love for you to have a read.

🔗 Click the link to read the full article https://www.mpamag.com/au/mortgage-industry/business-growth/broker-in-focus-bree-rollo-tend-home-loans/576144

As always, thank you to my amazing clients, referral partners, friends and family for your support along the way. It certainly hasn't been a solo journey 🤍

🏡 GUESS THE PERTH SUBURB 👇

This week's clues are in the carousel...

Think you know the answer?

Drop your guess in the comments before reading everyone else's! 👀

I love seeing how quickly some people can pick a suburb from just a few clues, while others are completely stumped 😅

Whether you're a local, a property enthusiast, or just know Perth really well, let's see who gets it right.

🏆 Bonus points if you can explain which clue gave it away.

Comment your guess below!

💔 Divorce is hard. Keeping your family home doesn’t have to be.
Separation can be one of the most difficult times in your life — emotionally, financially and especially when children are involved.

For many families, staying in the home can make all the difference.
It creates stability, familiarity and comfort for the kids when everything else feels like it's changing.

But trying to buy out your partner can feel overwhelming, especially when you’re unsure whether the numbers will stack up.

Here’s the good news:
✅ We work with lenders who understand separation and family law scenarios
✅ Some lenders may consider policy exceptions
✅ There may be options around refinance, cash out and property settlement
✅ We can help you understand your borrowing capacity and next steps

If staying in the family home is part of your plan, let’s explore your options.
We’ll guide you through it with care, clarity and confidentiality.
📞 Reach out for a private, no-pressure chat.
You don’t have to do this alone.

A million dollars doesn't buy the same home everywhere in Perth 🏡

Depending on the suburb, your budget could get you:
✨ a renovated character home
🌳 a large family block
🏖️ a coastal lifestyle
🚆 convenience close to the city
🏠 or a newer home with plenty of space

It's one of the reasons buying property is so personal.

For some people, it's all about location.
For others, it's land size, lifestyle, schools or being close to family.

There isn't a right or wrong answer—just what's right for you and your goals.

So I'm curious...

If you had a $1 million budget, where in Perth would you buy and why? 👇

Would you choose:
🏖️ Closer to the coast
🏙️ Closer to the city
🌳 More land
🏡 A newer home

Let me know in the comments!

Perth’s property market has changed A LOT over the past few years 👀

Some suburbs that buyers barely considered a few years ago are now seeing huge demand, rising prices and intense competition.

What’s driving it?
🏗 Infrastructure projects
🚆 New transport links
🏡 Affordability pressures
📈 Interstate migration
🔑 Low housing supply

And honestly… a lot of buyers are now having to think differently about where they buy.

Suburbs that were once considered “too far” or “not on the radar” are becoming some of Perth’s strongest performers.

It’ll be interesting to see which areas continue to grow over the next few years 👀

Which Perth suburb do you think is next to boom?👇

🏡 Some things we can help you with
If you’re planning to buy, refinance, invest or just want to understand where you stand, here are some of the ways I can help:

🔢 Your maximum borrowing capacity
We’ll run your numbers and show you how much you may be able to borrow, including estimated repayments.

💰 Your maximum purchase price
I’ll deep dive into deposit requirements, government grants, stamp duty concessions and LMI waiver options so you know what you can realistically aim for.

🏦 The best lender to match your needs
It’s not just about the lowest rate — you can Google that. It’s about matching you with a lender that suits your income, goals, property type and overall strategy.

🧐 Home loan health check
I’ll review your current home loan to see whether your rate, structure and features are still working for you. A sanity check costs you nothing.

🏘️ Unlocking equity to build wealth
One of my favourite things is helping clients use equity in one property to buy another and build long-term wealth.

📞 Need some help?
Call us: 1300 836 345
📧 Email: [email protected]
📩 Or shoot us a DM.