Geelong Financial Group

Every success story starts with a goal, and we're proud to be part of the journey. 🥰

High income doesn’t always automatically mean higher borrowing capacity.

Lenders assess more than just salary: structure, liabilities, expenses, and financial positioning can all impact what you’re able to borrow.

In some cases, small adjustments to how your finances are presented or structured can make a meaningful difference to your borrowing power.

If you’re planning your next property move, it may be worth reviewing your position before applying.

📩 Speak with Geelong Financial Group to understand your options.

If you had $1M AUD to invest in property, where would you buy?
We asked Ivan for his take 👀 Watch the reel.
💬 Comment your thoughts below.

The RBA has decided to hold the cash rate steady at yesterday’s meeting.

Watch the reel for what this means, and follow us for the latest updates.

From first home to investment property.

Ben shares his strategy helping a client progress from buying their first home to building their property portfolio.

Whether it's your first home, next home, or investment property, we're here to help you achieve your goals.

Ever heard of debt recycling and wondered why it’s not talked about more?

It sounds complicated, but the idea is actually quite simple: turning non-deductible debt (like your home loan) into tax-effective, wealth-building debt over time. So why isn’t it more widely understood or used?

If this has you curious, reach out to Geelong Financial Group or watch the full reel.

Principal vs Interest: what's the difference, and why does it matter?

If you've ever had a home loan, car loan, or personal loan, understanding these two terms can help you make smarter financial decisions.

Different situations need different strategies, and refinancing is no exception. Let’s look at what people often get wrong 💡