Moxin Reza

One of the biggest mistakes property investors make is building a strategy around today's interest rates.

In this client strategy session, a simple question about interest rate assumptions led to a much bigger conversation about how successful investors think.

Instead of making decisions based on today's headlines, we model portfolios around long-term economic fundamentals, inflation, cash flow sustainability, retirement objectives, and wealth creation targets.

And that can only happen when you sit someone who knows the drill, who knows the people making all the policies and ther mindset and predict what they can do next..

What makes these strategy sessions valuable is that clients often arrive focused on a single conce, which most likely sits around interest rates, borrowing capacity, property prices, or retirement.

A property portfolio shouldn't be built for the next 12 months assumptions. It should be built for the next 10, 20, or 30 years.

If you're making investment decisions based on what the market is doing today, you may be missing what matters most tomorrow.

Book a free strategy call and we'll map out your long-term wealth plan, stress test your portfolio, and show you what's possible based
on your goals, not market noise.

Most business owners can't retire.

Not because they don't want to.

Because the business simply doesn't work without them.

And that realisation hits differently when you sit down and ask yourself, if something happened to me tomorrow, would this thing I've poured everything into survive?

For most, the honest answer is no.
That fear is not a weakness. It is a signal.

A signal that the business needs alternative income streams, backup systems, and assets that generate value whether you show up or not.

Property is not just an investment for business owners.

It is an insurance policy for the life you have spent decades building.

Watch the full discussion and see how some of the biggest business owners automate their businesses that work even without them.

🎙️ Full episode on the Australian Property Academy YouTube channel.

🔗 Link in the comments below.

ACT JUST CHANGED THE GAME FOR FIRST HOME BUYERS

For the first time in Australia, an entire state or territory has effectively removed stamp duty for first home buyers.

From 1 July 2026, eligible first home buyers in the ACT will pay ZERO stamp duty.

No income caps.
No purchase price thresholds.
No complicated loopholes.
Just zero.

To put that into perspective, a buyer purchasing a $750,000 property in Sydney or Melbourne could be paying around $30,000 in stamp duty before they even get the keys.

While most states are tweaking concessions around the edges, the ACT has gone all in and removed one of the biggest upfront costs facing first home buyers.

But here's what investors need to pay attention to...

When you remove a major barrier to entry, more buyers can enter the market.

More buyers equals more competition.
More competition equals increased pressure on supply.

And in a market where vacancy rates remain tight, construction costs are elevated, and new housing supply continues to lag demand, this policy could have significant long-term implications for Canberra property values and rental performance.

The biggest opportunities in property are often created by policy changes before the broader market fully reacts.

The question is:
Will this create a stronger buyer pool in Canberra over the next decade?

If you're looking to buy your first home or build a property portfolio, book a free strategy call from the link below and let's create a plan based on facts, not headlines.

Most Australians think superannuation + Age Pension = a comfortable retirement.

But what if the numbers don’t actually add up?

In 2026, the full Age Pension for couples sits around $43,000 a year. Add your super drawdown, and for many Australians, that only just covers the basics.

One medical emergency. One major repair. One family obligation.

And suddenly, retirement looks very different.

If you're planning to retire in the next 10–15 years, this clip may completely change how you think about retirement planning, wealth creation, superannuation, and property investment in Australia.

🎥 Watch the full clip and ask yourself:

Are you actually on track for retirement? book a free call to know the numbers!

When our client purchased their second investment property through us, the focus wasn't just on buying another property it was about securing an asset with strong long-term fundamentals.

Since settlement, the property has experienced over $200,000 in capital growth while continuing to deliver a solid rental yield of 5.9%.

This combination of growth and cash flow has helped strengthen the overall performance of their portfolio and improve their borrowing position for future opportunities.

By selecting the right location, understanding market fundamentals, and taking a strategic approach to portfolio building, the client has been able to benefit from both strong equity growth and reliable rental income.

It's another example of how the right property, purchased at the right time, can play an important role in building long-term wealth through property investment.

This property was purchased in 2024 and has now grown in value by 50.9% to almost $665k in two years! That is over $200k in capital growth!

-$440k purchase price. 1,234sqm land
-The rental on the property is $500 per week, making the rental yield sit at 5.9%.
-Walking distance to schools and playground and shopping centres.
-5 mins drive to the hospital and train station
-In the growth corridor 100%

Now lets try to understand why do we think this is a growth corridor, lets see some high level data

-Demand supply ratio of 56. That means demand is significantly higher than supply i.e. there are more people looking for properties than the available supply
-Days on market under 28. Coming off from 40 days previously
-Stock on market less than 0.89%
-Renters proportion 26%
-Vacancy rate under 0.68%

If you are a passionate property investor, then let's chat property. Until the next purchase. Peace out!!

Everyone is talking about Chinese investment leaving Australian property.

But almost nobody is asking the real question:

Who replaces the money?

Over the last decade, Chinese investment into Australian housing has fallen from nearly $32 billion to just $1 billion.

That’s a $31 billion funding gap.

Most people hear that and think:

“Good. More homes for Australians.”

But here’s what many don’t realise.

Foreign investors generally aren’t buying established homes.

In most cases, they’re restricted to new developments and newly built properties.

Meaning a large amount of that capital wasn’t competing with everyday Australians.

It was helping fund housing supply.

And that matters.
Because Australia doesn’t just have a housing problem.

We have a housing supply problem.

We have:
• Strong population growth
• Record migration
• Rising rents
• Historic vacancy shortages
• Governments promising 1.2 million new homes

But homes don’t get built because politicians make announcements.

Homes get built because someone funds them.

And if foreign investment continues to decline while local investors face:
• Higher taxes
• Land tax changes
• Lending restrictions
• Policy uncertainty
…then the real question becomes:

Where does the capital come from?

This is why I’ve always believed the housing crisis isn’t purely a demand story.

It’s a supply story.

The smart investors should look beyond headlines and focus on the bigger structural story shaping Australian real estate.

Watch the full breakdown and let me know your thoughts by connecting with me from the link in the comments.

Some people come to Investor Partner Group with their first property in mind.

Others come in already carrying everything they've built, everything they've lost, and everything they refuse to leave behind.
This client is the second kind.

She already knew property. She'd already done the hard yards, the sacrifice, the smart moves early.

Life just had other plans for a while.

But here she is. Two properties under construction. Rental income already coming in. A retirement plan with a real number behind it and a team she actually trusts to help get there.

And what struck her most wasn't the strategy.

It was the feeling of being part of something. End to end. No dropped balls. No cold handoffs. Just a team that genuinely shows up.

That's the Investor Partner Group difference.

Not just finding properties. Building confidence, clarity, and a future that actually makes sense for your life.

📲 Click the link below and book your free strategy call. Wherever you're starting from, we'll meet you there.

Many developers have been stuck on the sidelines as construction and financing costs continue to rise.

Meanwhile, New South Wales has introduced a $2 billion initiative designed to help projects move forward by supporting pre-sale requirements and unlocking funding opportunities.

The conversation then takes an interesting turn: while government-backed pre-sales could reduce risk and accelerate housing supply, developers are left asking one key question, if demand is strong, why would they sell stock at a discount?

A simple discussion about housing policy reveals the balancing act between government intervention, developer profitability, and the future of property development.

🎙️ Full episode on the Australian Property Academy YouTube channel. Check out the link below.

For more clarity, book your free strategy call from the link in comments to get started!

The government just made it official: negative gearing on established properties is gone for anything purchased after 12 May 2026.
And Moxin's take? Good. Because negative gearing was never a real investment strategy to begin with. Losing $20,000 to $30,000 a year out of your own pocket just to claim it back at tax time was always a flawed model. The government removing it doesn't break property investing. It just exposes the investors who had no other reason to be in the market.
But here's where it gets real.
The markets that are going to feel the pain first are the ones where negative gearing was the entire thesis. We're talking $900K to $1.6M price points in Sydney and Melbourne. Properties where investors were buying purely on the tax offset, holding a loss every year, and banking on capital gains to make it work. That cohort disappears overnight. Not gradually. Overnight.
Auction clearance rates in Melbourne are already tracking down. Brisbane, Perth, and Adelaide will see the same pressure hit their mid-market. The $900K to $1.5M range in those cities is next.
At the same time, new properties, duplexes, dual-income, and co-living in the right locations still have full negative gearing available. The 50% CGT discount still applies on new builds. First home buyer schemes with 5% deposits are still active. Rate cuts are on the horizon. The window for new property is wide open right now, but it won't stay that way past 2027.
The investors who understand this shift and move now into cash flow positive, fundamentals-driven assets are the ones who will build wealth through this cycle. The ones waiting are the ones who will watch prices move without them.
Comment PLAN and I'll send you a free one-on-one strategy session to review your position and show you exactly where the opportunity sits right now.

Or Book a free call from the link the comments below to get started!