Fundrite

The end of financial year is a good time for business owners to step back and review where their business is heading.

Over the next few weeks, many smart businesses will be looking at whether now is the right time to invest in new assets, upgrade vehicles or equipment, refinance existing loans, improve cash flow or clean up their finance structure before FY26 begins.

The right finance setup can give your business more flexibility, better control and room to grow.

The window before 30 June doesn’t stay open long. Let us help you make the most of it.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

Finance is subject to lender assessment, eligibility and approval. Speak with your accountant regarding any tax-related decisions.

When choosing a loan, many people focus on the monthly repayment — but that is only one part of the picture.

A lower repayment can be helpful, especially when you are managing a larger loan and need to keep your budget under control. For some borrowers, that extra breathing room each month can make the loan much easier to manage.

However, a lower repayment can sometimes mean a longer loan term, which may result in more interest paid over time.

So what is better — lower repayments or paying less interest overall?

There is no one-size-fits-all answer. It depends on your income, cash flow, goals, loan type and how long you plan to keep the asset or loan.

That is why speaking with a broker helps. We can walk you through the options, compare the real cost and help you choose a structure that suits your situation.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

Finance is subject to lender assessment, eligibility and approval.

Cash flow pressure often starts with one simple problem: you’ve done the work, sent the invoice, but the payment hasn’t arrived yet.

For Australian SMEs, that waiting period can make it harder to pay staff, suppliers, bills, fuel, stock or day-to-day business expenses — even when the business itself is performing well.

Working capital finance is designed to help bridge that gap, giving your business breathing room while you wait for clients to pay.

Most businesses accept late payments as part of doing business.
Smarter businesses build a plan around it.

Need help reviewing your options?

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

Finance is subject to lender assessment, eligibility and approval.

On the lookout for an emerging market? You heard it here first: heavy electric vehicles are going to be huge over the next few years.

While we’re a little way off in Australia, we’re already starting to see some common commercial vehicles plugged into chargers around the country.

With petrol and diesel unlikely to stabilise for a while, the cost benefit of this newer technology has never looked better.

So if you’re in transport or a trade and you’re thinking about an upgrade, it might be worth checking charging infrastructure and crunching the numbers. The results could surprise you.

If you've been thinking about financing a new asset for your business, machinery, vehicles or equipment, now is the time to move.

Purchases settled before June 30 could be deductible this financial year. Don't let the deadline sneak up on you.

When you own your own business, the highs are high, but the lows often involve endless spreadsheets and sleepless nights 😅

More than half of Australian SME owners have felt genuine anxiety about their business (MYOB, 2025) — and honestly, the other half are probably just better at hiding it.

The trick isn't to stop worrying. It's to make sure the worry leads somewhere useful.

Talk to your financial advisor or accountant, and if a loan can help reduce your stress, we're here to help

Your credit score can play a big role in whether your loan gets approved — and what kind of rate you may be offered. 👀

That’s why it pays to keep an eye on your credit file.

Mistakes, old enquiries, defaults or incorrect information can sometimes appear without you realising. Left unchecked, they could impact your ability to get finance or cost you a better deal.

The good news? Checking your credit file is free, simple, and only takes a few minutes online.

Thinking about applying for a personal loan, car loan or business finance? Check your credit file first — then speak to FundRite about your options.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

T&Cs, fees and lending criteria apply. Approval is not guaranteed.

Skip Europe this year? 🌏✈️

Aussies love a European getaway, but with flights getting more expensive and travel plans becoming harder to lock in, it might be the perfect time to explore somewhere closer to home.

Think Bali, Fiji, Thailand, Vietnam, New Zealand, Japan or the Pacific Islands — incredible sights, shorter flights, better value, and plenty of memories to be made.

Need help covering flights, accommodation or travel costs? FundRite can help you explore personal loan options with fast approvals and flexible terms.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

T&Cs, fees and lending criteria apply. Approval is not guaranteed.

Who had petrol becoming a luxury item on their 2026 bingo card? ⛽💸

Between fuel, groceries, bills and everyday expenses, money is feeling tighter for a lot of households right now.

If you need finance for an unexpected purchase, car repairs, home expenses, or you’re looking at consolidating existing debts into one repayment, FundRite can help you explore personal loan options.

Fast approvals, flexible terms, and simple support from start to finish.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au

T&Cs, fees and lending criteria apply. Approval is not guaranteed.

Winter is coming — and a cold house is the last thing you want. 🧟‍♂️❄️

If you’ve been thinking about upgrading your home heating, now is the time to get your installation booked before the winter rush hits.

At FundRite, we can help you finance your heating upgrade with a personal loan, offering fast approvals and flexible repayment options.

Whether it’s ducted heating, a split system, or another home comfort upgrade — we’ll help you explore finance options that suit your needs.

📞 FundRite
📱 0431 862 462
🌐 fundrite.com.au