One Advisory

As the end of financial year approaches, now is the time to get organised (not the week before deadline).

A little preparation now can save a lot of stress later.
Here’s your EOFY checklist to get ahead:

✔ Reconcile your accounts
✔ Review outstanding invoices and payables
✔ Check payroll and superannuation is up to date
✔ Record and categorise all expenses correctly
✔ Review asset purchases and depreciation schedules
✔ Confirm stock takes (if applicable) are completed
✔ Consider any tax planning opportunities before 30 June
✔ Ensure all receipts and supporting documents are stored and accessible

Getting on top of these now means fewer surprises, smoother reporting, and better decision-making at year end.

At One Advisory, we help clients move through EOFY with clarity and confidence - making sure nothing important is missed and opportunities aren’t left on the table.

If you haven’t started your EOFY prep yet, now is the perfect time. Let’s get ahead of it, together.

Our Associate Director Matt Medley spent the week on the road meeting with clients across Balaklava and Clare.

While the weather may have only reached a chilly 6 degrees, there’s nothing better than getting out from behind the desk and catching up face-to-face.

Based in Adelaide, but proudly rural focused — we value building strong relationships with the people and communities we work alongside every day.

The Federal Budget flagged what many are calling major tax reform, with three headline areas already creating confusion as details emerge:

• CGT discount changes
• Negative gearing changes
• Trust structures and distribution rule changes

Much of the detail is still to be released, so it’s important decisions aren’t rushed or made on commentary alone.

The Government has also indicated there will be significant time and rollover concessions to help people transition where changes are required.

If you want to understand what these changes could mean for you, it’s worth a conversation now with your One Advisory team member.

Succession planning is one of those topics that often gets pushed to “next year’s priorities”.

But the reality is simple: the best time to plan your future exit is long before you need it.

Whether you’re a business owner thinking about retirement, transitioning leadership, or preparing the next generation to step up, succession isn’t just about who takes over — it’s about protecting what you’ve built.

A strong succession plan helps you:
• Maintain business value and continuity
• Reduce risk during periods of change
• Prepare and develop future leaders early
• Ensure clients and staff experience a smooth transition
• Turn years of hard work into a lasting legacy

The most successful transitions we see aren’t rushed. They’re planned, structured, and supported by clear advice well in advance.

At One Advisory we work alongside business owners to bring clarity to what comes next — aligning financial, tax, and strategic considerations so the transition is as seamless as possible.

If succession is on your mind (even in the background), now is the time to start the conversation.

Because a well-planned future is always more valuable than a rushed decision.

A little friendly competition to finish off the week 🎱

Friday night swapped spreadsheets and meetings for pool cues and bragging rights as the team headed out for a social night at the pool hall. Plenty of laughs, a few surprise hidden talents, and some very questionable trick shots made for a great evening together.

Moments like these are a reminder that strong teams are built both inside and outside the office. Collaboration, connection and a little healthy competition all play a part.

Safe to say the rematch is already being planned.

With EOFY approaching, now’s the time to check whether you can boost super and reduce tax via concessional contributions (employer + salary sacrifice + personal deductible). If your Total Super Balance was under $500,000 at the prior 30 June, you may be able to use unused concessional cap amounts from up to the last 5 years (carry-forward “catch-up” contributions) - and you can see your available amount in ATO online services. (ato.gov.au)

Also worth noting from Tuesday night's Budget: the big tax headlines were elsewhere, and super was largely not the target - including super investors being exempt from the CGT discount changes announced.

If you’re unsure what you can contribute (or when it must hit the fund), it’s worth a quick adviser check-in in the coming weeks.

Your financial world isn’t split into silos — your advice shouldn’t be either.

At One Advisory, we bring accounting and wealth advice together where it matters most.

Because when your advisers are connected:

✔ Strategies align
✔ Opportunities aren’t missed
✔ Decisions become clearer

It’s a more complete view — and a more effective way to plan.

💬 If you’re looking for a more connected approach, let’s talk.

Agriculture isn’t just a business, its legacy, resilience, and long-term thinking.

But with rising costs, changing seasons, and evolving regulations, running a successful agricultural operation today hard work coupled with the right advice.

Our advisory solutions are designed to support agricultural businesses at every stage, from cash flow management and tax planning to succession strategies and growth opportunities.

Because strong farms need strong financial foundations.

If you’re ready to make confident, informed decisions for the future of your business, we’re here to help.

📩 Get in touch to start the conversation.

EOFY is the perfect time to check in on your SMSF.

Not just for compliance, but to make sure your strategy is working the way it should.

Here are 5 key questions to ask before year-end:

👉 Is my investment strategy still aligned to my goals and risk tolerance?
👉 Have I met the minimum pension requirements (if applicable)?
👉 Am I on track with contribution caps and timing?
👉 Have I documented all decisions and transactions properly?
👉 Are there any tax planning opportunities I should act on before 30 June?

Small checks now can prevent bigger issues later, and uncover opportunities you might otherwise miss.

If you’d like a second set of eyes on your SMSF before EOFY, we’re here to help.

Get in touch for a quick review.

Giving back as a team is something we truly value.

Recently, we spent time volunteering with Food on the Table—an incredible organisation dedicated to providing free, nutritious meals to South Australians doing it tough.

From supporting individuals experiencing homelessness to families facing food insecurity or challenging circumstances, the impact they make in our community is both real and deeply needed.

It was a humbling reminder that small actions, when done together, can make a meaningful difference.

Proud to roll up our sleeves and contribute, because strong communities are built when we show up for each other.