Insurance Institute of Zimbabwe
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The Institute is a professional insurance organisation and an independent examining body working for

Our word of the day is ๐๐ซ๐ข๐ญ๐ญ๐๐ง ๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ๐ฌ. The total premiums on all policies written by an insurer during a specified period of time, regardless of what portions have been earned.

Before determining the type and amount of life insurance you require, you must have a complete picture of your financial situation.
Think about the plans you have in place to support family members who rely on you financially. This would include any life insurance coverage obtained through employment, an emergency fund, and retirement funds. You might discover that you're not as ready as you thought to deal with the unexpected.

โKeep your face always toward the sunshineโand shadows will fall behind you.โ โWalt Whitman

โAll our dreams can come true, if we have the courage to pursue them.โ โWalt Disney

โIn the middle of every difficulty lies opportunity.โ โAlbert Einstein

Our word of the day is ๐๐จ-๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐. After the deductible, there might also be a co-insurance. This means that you and the insurance company will share the cost of your remaining fees. The co-insurance is typically broken down by percentage like 80/20 or 70/30. If you choose a plan that has an 80/20 co-insurance, typically you will be in charge of paying 20% and the insurance will be in charge of the other 80%.

โThe difference between who you are and who you want to be is what you do.โ โUnknown

Our word of the day is ๐๐๐๐ฎ๐๐ญ๐ข๐๐ฅ๐. This is the amount that you must pay before the insurance will begin to pay. Many plans will allow you to choose your own deductible, if this is the case keep in mind that the higher the deductible, the lower the premium will be. However, the higher the deductible, the more you will have to pay when you use the plan.

โDonโt be pushed around by the fears in your mind. Be led by the dreams in your heart.โ โRoy T. Bennett
Save the Date! Our 40th Anniversary Golf Tournament will be held from the 11th to the 12th of November, at the Elephant Hills Golf Course, in Victoria Falls.

โIf you work on something a little bit every day, you end up with something that is massive.โ โKenneth Goldsmith

Our phrase of the day is ๐๐ญ๐ฆ๐จ๐ฌ๐ญ ๐๐จ๐จ๐ ๐ ๐๐ข๐ญ๐ก. This is the duty imposed on both parties to an insurance contract to disclose all material facts.

โIt might not be easy, but itโll be worth it.โ โUnknown

Our word of the day is ๐๐ง๐๐๐ซ๐ฐ๐ซ๐ข๐ญ๐ข๐ง๐ . This is a process of accessing a proposal to decide on its acceptability and terms to apply.

โWe can do anything we want to if we stick to it long enough.โ โHelen Keller

Our word of the day is ๐๐ง๐๐๐ซ๐ฐ๐ซ๐ข๐ญ๐๐ซ. This is a person who makes decisions on whether or not to accept insurance business..

โNever stop doing your best just because someone doesnโt give you credit.โ โKamari aka Lyrikal

Our word of the day is ๐๐ง๐๐๐ซ-๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐. This is insurance for a sum insured less than the value at risk. It basically refers to an insufficient insurance policy.

Welcome back, from the Long Weekend!!! It's time for us to get back to work and get our heads in the game! Let's make it count people!!!

โYou can either experience the pain of discipline or the pain of regret. The choice is yours.โ โUnknown

Our word of the day is ๐๐ก๐ข๐ซ๐ ๐๐๐ซ๐ญ๐ฒ. This is the person other than the insured or insurer who has incurred losses or is entitled to receive payment due to acts or omissions of the insured.

โHard work beats talent when talent doesnโt work hard.โ โTim Notke

Our word of the day is ๐๐ฎ๐๐ซ๐จ๐ ๐๐ญ๐ข๐จ๐ง. This is the right of one party to stand in the place of another and take up their legal rights against a third party.

โMotivation may be what starts you off, but itโs habit that keeps you going back for more.โ โMiya Yamanouchi

Our Word of the day is ๐๐๐ฅ๐ฏ๐๐ ๐. This is whatever is recovered of an insured item on which a claim has been paid.

โIf you work on something a little bit every day, you end up with something that is massive.โ โKenneth Goldsmith

Our Word of the day is ๐๐ข๐ฌ๐ค. This is a situation which cannot be controlled or exactly foreseen and the subject matter of an insurance contract.

โOpportunity is missed by most people because it is dressed in overalls and looks like work.โ โThomas Edison

Our Word of the day is ๐๐๐ง๐๐ฐ๐๐ฅ ๐๐จ๐ญ๐ข๐๐. This is a notice issued by the insurer to remind a policyholder that his/her contract will shortly expire.

โIf people are doubting how far you can go, go so far that you canโt hear them anymore.โ โMichele Ruiz

Our Word of the day is ๐๐๐ง๐๐ฐ๐๐ฅ. This is the process of continuing insurance for a further period after the current period of cover has ended.

Registration for the IIZ Winter School 2022 is still in progress...

โYou can either experience the pain of discipline or the pain of regret. The choice is yours.โ โUnknown

Our Word of the day is ๐๐ซ๐จ๐ฑ๐ข๐ฆ๐๐ญ๐ ๐๐๐ฎ๐ฌ๐. This is a direct cause of a loss uninterrupted by any other event.

โStop being afraid of what can go wrong and start being positive about what can go right.โ โ Unknown

Our Word of the day is ๐๐ซ๐จ๐ฉ๐จ๐ฌ๐๐ฅ ๐ ๐จ๐ซ๐ฆ. This is a written application form supplied by the insurer for completion by the proposer relating to a particular risk. Proposal form is the most important and basic document required for an insurance contract between the insured and insurance company.

โToday is your opportunity to build the tomorrow you want.โ โ Ken Poirot

Our Word of the day is ๐๐จ๐ฅ๐ข๐๐ฒ ๐๐๐ก๐๐๐ฎ๐ฅ๐. This is a list of exclusive details of the insured and the subject matter on each insurance policy.

โOne thingโs for sure, if you donโt play, you donโt win.โ โ Kylie Francis

Our Word of the day is ๐๐จ๐ฅ๐ข๐๐ฒ. This is the written evidence of the terms of an insurance contract.

Happy Africa Day!!!

We have updated our October 2022 Fees Menu. Download it here ๐ https://bit.ly/3bwbiuc

โItโs the possibility of having a dream come true that makes life interesting.โ โ Paulo Coelho, The Alchemist

Our Word of the day is ๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ. This is the money paid by the insured to the insurer for cover provided in the policy.

We have opened applications for Fellowship class of 2022-2023

โWhenever you find yourself doubting how far you can go, just remember how far you have come.โ โ Unknown

Our Word of the day is ๐๐๐ฉ๐ฌ๐. This is the cancellation of an insurance policy by the non-payment of the renewal premium or by the insurer's decision not to invite renewal.

โMagic is believing in yourself. If you can make that happen, you can make anything happen.โ โ Johann Wolfgang Von Goethe

Happy Motherโs Day to my very own superheroes and the No. 1 problem-solvers in our lives. We love you!!

Our Phrase of the day is ๐๐ง๐ฌ๐ฎ๐ซ๐๐๐ฅ๐ ๐๐ง๐ญ๐๐ซ๐๐ฌ๐ญ. This is a principle which requires a person taking out insurance to have a legally recognized relationship to the subject matter of the insurance.
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Address
41 Caithness Road, Eastlea
Harare
263
Opening Hours
Monday | 08:00 - 16:30 |
Tuesday | 08:00 - 16:30 |
Wednesday | 08:00 - 16:30 |
Thursday | 08:00 - 16:30 |
Friday | 08:00 - 16:30 |
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