Zimbard Strategy Consultancy

For Company Registration.Tax Solutions. Accounting Solutions.Secretarial Services. Trust Registratio PRAZ/VENDOR Registration.Nssa

Tax Services.

Zimra registration.Tax Clearance Certificate.PAYE.VAT.QPDS.CGT
(Capital Gains Tax)

Accounting Services. Management Accounting. Budgeting & Budgetary Control
Auditing.Forensic Investigation

Operating as usual

Everything is Possible/3 11/01/2022

Everything is Possible/3

Why am I broke ?

Do you seem never to have any money at the end of the month and always ask yourself, why am I broke?

There is a difference between broke and poor.
Poor means you don’t make enough to cover all of your necessities.
Broke means you can cover the essentials but never have enough money to save or pay of your debt.

Stop asking yourself why am I broke and start fixing the issues before they make you poor.

No one sets out to be broke. Bad investment, poor money making skill, poor saving habits; these are some reasons you’ll often revert to broke status.
Being broke is not having a reliable source of income. Being broke is living paycheck to paycheck with no savings intact.
Being broke is being in debt up to your eyeballs.
If you’re sick and tired of being broke, it’s time to take control of your finances this Year.
Whether you need to work on your spending habits, learn how to save, or find ways to earn more money, you can find a way to stop being broke.

1-
Learn to live below your means.
Spending above what you earn will only leave a trail of debt behind you.
If you’re spending beyond your means because you need to keep up with your friends or show others that you can afford a certain lifestyle, you’re not doing yourself any good.
Stop worrying about what others can afford and think about how you can live within your means.
Put your credit or debit card away. They make it easy to spend money you don’t need to spend.
Change your attitude on consumer goods.
Stop reading fashion, home style, and consumer technology magazines and watching flashy TV shows. They only feed your vain desires.
Learn to live below your means.
That way you’ll have something left at the end of each month.

2-
Develop money skills.
You are often broke either because you don’t earn enough or because you spend more than you earn. There are three money skills you need to develop;
(a)
money making skills
(b)
money keeping skills
(c)
Money growing skills.

You can’t keep or grow money you don’t have. So the most important thing to do to stop being broke is to develop your money making skills.
And what other way than to have skills people are willing to pay for.
People don’t usually have money problems. What they often have is a skill problem. If you have skills people are looking for, they will pay money to get it.
So if you want to stop being broke, start developing a new skill. If you love to write, develop your writing skill. If you love logical reasoning, you can try your hand in coding. If you love art, learn design, video production, graphic, photography.
There are many skills you can develop. Just go and get more self education.

3-
If you already have a skill, get better at it
If you already have a marketable skill and are still broke, it’s either your skill is not good enough for people to pay for it or that your marketing skill need some work.
Take advantage of digital media to reach more prospects. If you are selling a product or service, try online advertising. Learn social media and content marketing. And use this skill to promote what you do.

4-
Only lend money you can afford to lose.

Inbox Admin if you have had a bad experience lending money to someone close to you.
You end up losing your money or even hurting a friendship. I’m sure a lot of you can relate to this.
It’s okay to lend a helping hand to someone in need. But that should be when you can afford to.
If you are still struggling to find your feet financially, lending money you cannot afford to lose leaves you at the mercy of the borrower. To be on the safer side, only lend money you can afford to let go in the worse case.

5-
Use the 50/30/20 rule.

The Ultimate Lifetime Money Plan.
The idea behind this rule for budgeting is that 50% of your net income should go toward “needs”, 30% should go toward “wants”, and the remaining 20% should go into savings.
“Needs” would include things like groceries, prescription medications, rent, and insurance.

Some examples of “wants” are Dstv, expensive phone, drinks with the boys and manicures.
You may not necessarily hit the exact numbers but work towards splitting your earnings around that percentage.
To make this more effective, strive to pay yourself first. Set aside your 20 percent saving before any other spending. Once you’ve exhausted fund for the month, let every unimportant thing wait till next month.

6-
Stop buying on impulse.

Instant gratification is getting you into trouble time and time again.
There are many ways to spend money but fewer ways to make them.
An important step to getting your finances in order is to tell your money where to go instead of wondering where it went.
A budget puts you back in the driver’s seat so you’re no longer at the mercy of impulse spending.
If your potential purchase isn’t in the budget, slow down and back away. Remember that making minor sacrifices now will pay off in the long run. Know what your end goal is, and then go after it!

If you always have a plan for what you will buy, you will have a much easier time managing your finances. If you have a hard time controlling your purchases when you go to the mall, try to avoid going to the mall at all.
Your urge to buy unnecessary items will likely wear off after several days or sometime a few hours.
Instead plan for every big spending. Save towards it. And make the decision thoughtfully.

7-
Avoid debts as much as possible.

It’s easy to buy things on credit or ask for a loan but they always come back to haunt you when your earnings arrive.
Sometimes accumulated debts could halve your income even before you take a dime out.
So avoid debts as much as possible and only take loans when there is no other way around a financial situation.

8-
Stay Away from Get Rich Quick Schemes.

Many people have lost a lot of money in get rich quick schemes that come as high yield investment programs. They make you believe you have to take risk to put your money to work for you. But in the end, it ends up making a few people rich and the rest broke.
Investing is a great way to grow your money. But, we aren’t all experts in investing. In fact it’s easier for most people to make money than to invest it profitably. But if done right, investing can lead to unexpected wealth.

There is calculated risk and there is dumb risk.
The best investors only invest in what they know and understand.
That is taking calculated risk. They don’t invest with emotions. They rely on market analysis and projections among other information.
You too can start grooming your investing skill in a field of interest. Remember, this rule always apply; if it is too good to be true, then it’s most likely too good to be true. You are better off saving your money than losing it in a get rich quick scheme.

9-
Your Socialising Is Expensive

Let go off friends that encourage negative habits.
It’s been said that “you are the product of the five people you spend most of your time with”.
Make a list of your friends and put them into two categories: toxic and non-toxic. You’ll learn that some of the people you hang out with are not worth spending your time with anymore. Maybe every time you hang out with them, you come home feeling emotionally drained or you’re forced to drink against your wish. Perhaps all your friends do is spend money on frivolous things, and now you find yourself doing the same things.
Free yourself from those friends.
If you are always around people who spend money carelessly, their habits are likely to rub off on you. Try spending time with more frugal people.

10-
You Have No Emergency Fund
You need your car to get to work, yes? But your vehicle needs an expensive repair. No problem, tap into your emergency fund.
That’s why you have one. Oh, you don’t have one. But you still need your car. So you put the repair costs on your already close to the limit credit card.
Or worse, you take out a loan. Now you have more debt.
Have an emergency fund for unplanned happenings, ie death in the family, accident, unplanned retrenchment.
Consider having medical aid insurance, household insurance.

In conclusion, the habit you develop with money when you earn a little will translate into when you start earning more.
If you spend on impulse with a little, you will not change automatically when you start earning more.
If you don’t plan your spending with a little, the same habit will accompany you with earning more. Start now to develop your financial intelligence. Develop and brush up your skills to increase your ability to earn.
Your future self will be proud of you.
What money habits will you be developing in the new year?
Tell me more about it.
Your Success Matters to you.

Everything is Possible

Luke Moyana
Ceo of Zimbard Business Advisory Services.
Executive Coach.

Award Winning 2021 1st Runner Up Executive Coach of the Year. ( ICMF )

+263772218092

Business Strategist, Leadership Coach, Life & Personal Development Coach, Retirement Coach & International Speaker.
| Global MBA Milan Italy |
| MBA Catholic University of Zimbabwe |

Areas of Expertise:
Life and Business Coaching For Business Owners. Company Registration and offer Tax Solutions, Work & Life Balance, Training and Facilitating, Individual and Group Management Consulting, Transformation & Turnaround Strategies, Small Business Training and Coaching, Retirement Planning & Financial Wellness.

Are You thinking of starting your own business or side hustle or Trust Organization Let's do it today|now.
Call Now for a Coaching/Training/Strategy planning Session.


Everything is Possible/3 WhatsApp Group Invite

Zimbard Business Advisory 04/01/2022

Zimbard Business Advisory

Tax Clearance Promotion.

Lets put our Companies in order and welcome 2022 with Confidence.

Allow us to do your TAX CLEARANCE at an amazing New Year give away price.
Get your 2022 tax clearance at only $60.00 , Yes only USD60.00 within Two (2) days.

Be proactive, legalise your business and avoid withholding tax.

Why choose to work with Zimbard Business Advisory Services.

Professionalism.
Great communication skills, good workplace ethics and a polished image to match Professional standards.

Superior Service.
We meet and surpass customer expectations. Every customer is important to our business.

Prompt Delivery.

We are time sensitive on our deliveries. we understand the essence and importance of time in business

Zimbard Business Advisory Services.

Experience .
Expertise
Excellence and Swift Service is Our Hallmark

Cell:
+263772218092
+263 7 71564582
086440054233

Mask Up
Sanitize
Keep the Social distance
Stay indoors/Work from home.
Get Vaccinated.

Zimbard Business Advisory WhatsApp Group Invite

Everything is Possible/3 01/01/2022

Everything is Possible/3

Congratulations You have made into 2022.

Congratulations we have made it into the New year.
We have every reason to celebrate and to happy.
We have made it alive into 2022.

But hold on, pause a little bit, “what am I going to do with this brand new year?”

Pause for a moment and ask yourself these deep searching questions :

What is the reason why I am alive?

What is my purpose for being here on Mother Earth ?

Where am I going with my life ?

What is my personal vision?

What is my destiny?

Am I here on earth by mistake?

What is it that I was born for ?

What is my dream?

What legacy am I building?

Definitely one of these days I am going to die , what would I want my spouse to say about my life on my funeral?
What of my family,parents,friends, Church mates, work mates?

Am I happy with where I am with my life?

Have I Achieved my purpose?

What is it that I want to accomplish this year ?
Now that I am retiring this Year , what am I going to spent time doing?

Am I not just drifting aimlessly in life with no particular destination?

Definitely you were created for greatness .

Call/WhatsApp and book your 0ne (1) hour Coaching planning session today.

Don’t start this Year without Your Personal Development Plan ( PDP) in place for 2022.

Don’t repeat the same mistakes you did last year!

For year 2022 to be different it has to start with you changing you ways of doing things.

For Ceo,s business owners,managers , Leaders,Pastors,don’t start this Year without your own Strategic plan for Your Company , for Your Church/Ministry for your department.

I know 2021 was a difficult year .

2022 is the Year to start your business, your side hustle,to grow and expand your company.

2022 is the Year for you to flourish and prosper.

Still not sure how to effectively plan for this 12 months?
Want a helping hand? Speak to me today. I can walk you through the process.
Luke Moyana
Executive Coach
+263772218092

Everything is Possible

Luke Moyana
Ceo of Zimbard Business Advisory Services.
The most sought after Executive Coach.

Award Winning 2021 1st Runner Up Executive Coach of the Year. ( ICMF )

+263772218092

Business Strategist, Leadership Coach, Life & Personal Development Coach, Retirement Coach & International Speaker.
| Global MBA Milan Italy |
| MBA Catholic University of Zimbabwe |

Areas of Expertise:
Life and Business Coaching For Business Owners. Company Registration and offer Tax Solutions, Work & Life Balance, Training and Facilitating, Individual and Group Management Consulting, Transformation & Turnaround Strategies, Small Business Training and Coaching, Retirement Planning & Financial Wellness.

Are You thinking of starting your own business or side hustle? Let's do it today|now.
Call Now for a Coaching/Training/Strategy planning Session.


Everything is Possible/3 WhatsApp Group Invite

Zimbard Business Advisory 24/12/2021

Zimbard Business Advisory

TAX CLEARANCE PROMOTION

Lets put our Companies in order and welcome 2022 with Confidence.

Allow us to do your TAX CLEARANCE at an amazing Christmas give away price.
Get your 2022 tax clearance at only $60.00 , Yes only USD60.00

Be proactive, legalise your business and avoid withholding tax.

Why choose to work with Zimbard Business Advisory Services.

Professionalism.
Great communication skills, good workplace ethics and a polished image to match Professional standards.

Superior Service.
We meet and surpass customer expectations. Every customer is important to our business.

Prompt Delivery.
We are time sensitive on our deliveries. we understand the essence and importance of time in business

Zimbard Business Advisory Services.

Experience .
Expertise
Excellence and Swift Service is Our Hallmark

Cell:
+263772218092
+263 7 71564582
086440054233

Mask Up
Sanitize
Keep the Social distance
Stay indoors/Work from home.
Get Vaccinated.

Zimbard Business Advisory WhatsApp Group Invite

22/12/2021

Vision and Priorities.

If you know where you’re going, it’s a lot easier to get there.

What is your vision for your company?

Have you developed a clear vision for your company?

Have you identified three to five key priorities to achieve that Vision?

Do you actively communicate this vision and associated key priorities, to your Organization?

What do you hope to achieve in 3 years from now?

What is special about your Organization?

Why do you spend your precious time working at this Organization?

Can you communicate the vision clearly and effectively, so that it is understood by your employees and key stakeholders?

What are your Organization‘s Values?

What is your Organization’s Mission statement?

Vague goals produce vague results.
If you want to achieve extraordinary things in your life, you need to set specific, measurable goals and take unstoppable action to achieve them.
Are you ready to commit to dramatically up leveling your life in 2022?

So if you have big dreams for your life in 2022 or you’re feeling lost and looking for some fresh clarity, motivation, and direction to help you launch yourself toward a happier, more fulfilling life,I encourage you to book your spot today.

Everything is Possible

Luke Moyana
Ceo of Zimbard Business Advisory Services.
Award Winning 2021 1st Runner Up Executive Coach of the Year. ( ICMF )

+263772218092

Business Strategist, Leadership Coach, Life & Personal Development Coach, Retirement Coach & International Speaker.
| Global MBA Milan Italy |
| MBA Catholic University of Zimbabwe |

13/12/2021

Dear All Valued clients.

Company Annual Returns.

We wish to take this opportunity to inform you that after a company is
registered by the Registrar of Companies and company documents such as
the Certificate of Incorporation, stamped CR5, CR6, CR2 and
Memorandum and Articles of Association are out, you are required by
law to submit your first annual return after 18 months from the date
of your company's registration.

Thereafter, an annual return should be
submitted to the Chief Registrar of Companies every twelve months.

I am sure that some of your companies have not submitted a single annual
return to the Registrar of Companies since date of their
incorporation.

We would like to inform you that by not submitting annual returns to
the Registrar of Companies, you run the risk of having your company
being struck off from the Register by the Registrar of Companies which
effectively means that your company can be de-registered and it ceases
to become a registered company.
It's like as far as the Registrar of
Companies is concerned, your company will no longer exist.

Please note that this is a statutory requirement at law and has always been there
However, as Zimbard Business Advisory Services, we are there
to inform you of what is taking place in the market that which can
hinder the smooth operations of your companies.

We encourage you to
take this issue seriously.

We are also able to assist you in lodging your Company Annual returns
on your behalf.

| Company Registration | Change of Directors| Trust Registration | Shareholders Certificates| Zimra QPDs.Paye.CGT| Tax Clearance Certificate | Strategic Planning | Company turnaround Strategies | Customer Care Experience |

Call/Whatsapp or Email:

+263772218092
+263 7 71564582
086440054233

Telephone

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409 Huxton Road Waterfalls
Harare
263

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