Ooba George

Ooba George

We Empower people to own their own home Experts in Home Finance.

Operating as usual

08/06/2020
14/05/2020

#oobaexpert #oobahomeloans #ooba #homeowners #propertyowners #preapproval #oobageorge #staysafe #businessasusual #backtowork

13/05/2020

Good news is welcome news.

Contact us should you have any further questions.
044 874 6464 / 044 874 3516

#workingfromhome #stayhome #staysafe #experts #openforbusiness #businessasusual #deedsoffice #open

08/05/2020

We are still operating during lockdown, so if you would like expert advice, speak to an experienced and professional home loan consultant today! 044 874 6464 / 044 874 3516

#workingfromhome #stayhome #staysafe #experts #openforbusiness #businessasusual

08/05/2020

We are still operating during lockdown, so if you would like expert advice, speak to an experienced and professional home loan consultant today! 044 874 6464 / 044 874 3516

#workingfromhome #stayhome #staysafe #experts #openforbusiness #businessasusual

29/04/2020

Trust that you all are healthy and safe - we are here for you - always !

29/04/2020

Keep in mind that just because you can’t go out and physically house hunt during lockdown, you can still do it virtually.

✅ Before house hunting and applying for a bond, know how much you can afford first so that you can put in an offer with confidence that it is within your limit.

✅ By getting pre-qualified, it will speed up the process of applying for a bond. Once you know how much you qualify for, you can look for property according to your budget and family needs.

✅ Also keep in mind if you’d like to remodel, then you will need to have money left over after purchasing so that you can afford to remodel the area you desire.

We are still operating during lockdown, so if you would like expert advice, speak to an experienced and professional home loan consultant today! 044 874 6464 / 044 874 3516

#workingfromhome #stayhome #staysafe #experts #openforbusiness #businessasusual

28/04/2020

Ooba is more than likely to secure you a bond than your bank and here is how:

✅We will help you complete one application form which can be submitted to all banks.
✅We will apply to multiple banks including your own with only one application.
✅We will provide you with multiple quotes to compare.
✅We will negotiate rates & terms where necessary.
✅We will help you secure a zero deposit bond if required.

Get in touch with one of our experts today -
044 874 6464 / 044 874 3516

#workingfromhome #stayhome #staysafe #experts #openforbusiness #businessasusual

17/04/2020

LOCKDOWN Frequently asked question #1

16/04/2020

For those in need of the contact details regarding a payment holiday on their bond.
#stayhome #staysafe #expert #ooba #oobageorge #homeloans #reporate #100basepoints #prequalification #businessasusual

15/04/2020

044 874 6464 / 044 874 3516

15/04/2020

#stayhome #staysafe #expert #ooba #oobageorge #homeloans #reporate #100basepoints #prequalification #businessasusual

09/04/2020

Looking to get prequalified? We have some advice for you...

By reducing your credit card payments, you will find yourself on your way to financial freedom!

Here are some ways you can reduce your credit card payments:

Make extra payments on your credit card balance.

Limit new purchases, until your credit card balance is paid in full.

Try not to open any new accounts while you are paying off your credit card.

All of the above makes the pre-qualification process so much easier and it will give you an excellent credit score!

If you would like to see how much ‘home’ you qualify for, speak to an ooba expert today!
044 874 6464 / 044 874 3516

08/04/2020

How many of you have received that letter or notification saying “Congratulations! Your bond has been approved!” ? 🤔

Once your bond has been approved, here are the next steps:

1. Look for an area that you would see yourself driving to everyday.
2. Go to house viewings (They are normally on a Sunday between 3pm-5pm depending)
3. Once you are satisfied with the area and property, put in an offer of an amount that you qualify for, but be realistic.
4. Start the buying process.

If you would like to get pre-approved, speak to an ooba expert today 044 874 6464 / 044 874 3516

#oobaexpert #oobahomeloans #ooba #homeowners #propertyowners #preapproval #oobageorge #stayhome #staysafe #businessasusual

06/04/2020

Ever wondered what influences property price in South Africa?

Well, for the last 2 years, residential property prices are on the decline, according to one of our major banks. This could be attributed to:

👉Affordability. When the price of housing increases, the demand for it decreases. This means that people are being ‘priced out’ of buying a home. This has affected some upmarket areas, leading to a 5% decrease over the last year.

South Africa is still recovering from a recession, which naturally slows down movement in he market.

The previous election also had a part to play. Even though it will take time for the market to recover, it was market-friendly due to the political uncertainty behind it.

If you would like to know how much ‘house’ you can afford, chat to an ooba expert today! - 044 874 6464 / 044 874 3516

#inflationrates #property #southafrica #priceofproperty #buyingahome #oobaexperts #increaseinproperty #oobahomeloans #oobageorge

05/04/2020

Here is a short explanation of the difference between the two:

Variable interest rate - If the prime interest rates go down in response to market forces, the interest on your home loan goes down with it, and you save money. However keep in mind this could also go in the opposite direction.

Fixed interest rate - You keep paying the same amount of interest, regardless of fluctuations in the market, for an initial agreed period. You will then be able to factor interest rates into your budget with 100% accuracy.

If you would like to speak to an ooba expert regarding home loan advice call us on 044 874 6464 / 044 874 3516

#homeloans #interestrate #fixedinterest #variableinterest #oobahomeloans #oobaexperts #oobageorge

04/04/2020

Thinking of investing in property, but don't know where to start? We have a few tips for you… 🏠💰

Tip 1 - Buy-to-let properties give you the option to generate monthly income from property you own by renting it out.

Tip 2 - Consider buying and renovating your property, then selling it for a higher value

Tip 3 - Take note of the property trends in the market for example, sectional titles perform really well in the market for first-time buyers and students.

Tip 4 - Shop around for the best bond to gain a more favorable interest rate.

If you would like to get the best deal on your bond & earn back triple your repayment amount by investing in buy-to-let homes, speak to an ooba specialist today! 044 874 6464 / 044 874 3516

#ooba #expert #oobahomeloans #bestdeal #oobahomeloans #interestrate #repayment #investment #oobageorge

03/04/2020

What affects your credit score?

Here are a few factors:

1.Your bill payment history determines 35% of your credit score

2.Your debt level determines 30% of your credit score

3.The age of your credit determines 15% of your credit score

4.The type of credit you have (loans or revolving credit) affects 10% of your credit score.

With a good credit score, you are one step closer to being pre-qualified. For more information, chat to an ooba expert today - 044 874 6464 / 044 874 3519

#ooba #expert #creditscore #oobahomeloans #oobaconsultants #owningahome #prequalified #oobageorge

02/04/2020

Negotiating a home loan can be a time-consuming and complicated process and a successful application isn't always guaranteed.

ooba will ensure that you not only stand a much higher chance of having your bond application approved, but you'll get the best deal too!

Our experts will guide you through a step-by-step application process, saving you time, money and putting you and your family first!

#homeloans #oobafinance #oobabondoriginators #bond #mortgage #besthomeloanservice #homeloanexperts #oobageorge

01/04/2020

#stayhome #covid19 #oobageorge #experts #homeloan #staysafe #openforbusiness

01/04/2020

Looking to get prequalified? We have some advice for you...

By reducing your credit card payments, you will find yourself on your way to financial freedom!

Here are some ways you can reduce your credit card payments:

Make extra payments on your credit card balance.

Limit new purchases, until your credit card balance is paid in full.

Try not to open any new accounts while you are paying off your credit card.

All of the above makes the pre-qualification process so much easier and it will give you an excellent credit score!

#ooba #oobaexperts #oobahomeloans #creditscore #creditcardreductionday #oobageorge

31/03/2020

Why should you use a mortgage broker? 🤔

👉 A good mortgage broker will have more knowledge of banks and financial products and should be able to advise you on a wide range of choices that are suited to you and your family’s needs.

👉 A broker will guide you through the home loan application process, saving you the time you would need to take to research home loans and shop around for the best deal.

#oobahomeloans #oobaloans #oobaexperts #bondoriginators #betterbond #betterinterestrates #homeloans #broker #mortgagebroker

30/03/2020

Would you prefer to rent or buy a home? 🤔

👉 Like this post if you would like to buy a home. Share if you prefer renting.

We find that most people who rent a home, can’t commit to a certain area or the levies become too high forcing tenants to move. 💔

That’s why here at ooba we always recommend our clients to get pre-qualified to find out how much they could qualify for before ‘shopping’ for a home. 😄

If you would like to see how much you can afford, get in touch with an ooba expert today! - http://bit.ly/2rYFPKK

#ooba #oobahomeloans #buyer #renter #homeowner #futurehomeowner #oobaexperts #oobageorge

25/03/2020

LockDown2020

11/02/2020

Want to make money fast? Invest in property! 🏠💰

Here are a few tips for getting started in property investment:

Tip 1: Know your budget by thoroughly understanding your cash flow - make sure that you budget for rates and monthly maintenance

Tip 2: Buy property in an area where there is a high demand for rental property.

Tip 3: Make sure that the repayments on the home loan will be covered by the rent.

Thinking of investing in property now? Speak to an ooba expert - 044 874 6464 / 044 874 3516

#oobaexperts #propertyinvestment #property #loan #repayments #bond #mortgage

10/02/2020

Here is the ultimate summer home maintenance checklist: 👇

✅ If you have smoke detectors, make sure that you check that they are working properly - there have been cases of fast spreading fire on these beautiful Summer days.

✅ Become a water leakage detective around your home to avoid wasting water.

✅ Keep the wet mud or water from the pool outside by adding not one, but two mats outside at the front or back door.

✅ Wash your exterior windows - If you didn’t get to do it in Spring, now is the time! Don’t block out the beautiful sunlight because of dusty windows.

Do you have any other home checklist suggestions for Summer? Tell us in the comments below!

044 874 6464 / 044 874 3516

#summermaintenance #homechecklist #summer #homemaintenance #oobahomeloans

08/02/2020

First time buyer? 🤔

Here is how you can get a home loan without a deposit: 🤩

➡ You must have a clean credit score and by having a clean credit score, you need to pay your bills on time every month without missing one payment

➡ You need to have a stable employment with good income or joined income so that you will be able to afford to loan repayment.

➡ Lenders will be more likely to grant a no-deposit home loan to someone who is looking to buy a property in a typical area, for example a townhouse, flat or a semi detached.

➡ To increase your chances of getting a no-deposit loan is having a guarantor - A guarantor is someone who currently owns a property and will be legally responsible for paying the loan if you cannot make the loan repayments.

Become a first time home owner today! Speak to one of South Africa’s leading finance experts - 044 874 6464 / 044 874 3516

#oobahomeloans #ooba #loanrepayments #firsttimebuyer #homeowner #zerodeposit

08/02/2020

[Home Loan Advice]

If you would like to acquire a home loan in South Africa, here is what you need to do:

1.You will need details on your monthly income and expenditure

2.Your pre-qualification amount will be calculated in accordance to the guidelines of the NCA

3.Once the banks have accessed your application and given a thumbs up, you will be provided with a quote

4.Once you have decided and agreed on the quote, ooba will notify the relevant bank and, in turn, will instruct the appointed attorney to proceed with registering your bond.

If owning a home is something you have always wanted, get pre-qualified today! - 044 874 6464 / 044 874 3516

#oobaexperts #oobahomeloans #getprequalified #prequalification #banks #homeloans

07/02/2020

#PowerfulQuote

“The magic thing about home is that it feels good to leave and it feels even better to come back.” - anonymous

#homeloans #oobahomeloans #homeiswheretheheartis #home #nothingbetterlikehome

06/02/2020

Want to earn yourself a more favourable interest rate? 🤔

Here is what you need to do:

✅ Clear up your credit record by keeping minor accounts open and paying your bills on time.

✅ Save up for a large deposit - banks will be more than likely to assist you with a competitive interest rate.

✅ Apply for a bond originator, like ooba, who can apply to multiple banks on your behalf and get you the best interest rate.

For more information, speak to an ooba consultant today! - 044 874 6464 / 044 874 3516

05/02/2020

Become a homeowner by following these simple three steps:

Step 1: Get pre-qualified - this establishes your credit rating and gives you an accurate amount on how much you can afford

Step 2: Find your dream home - Once you have your approval, you have a realistic idea on what you can afford

Step 3: Get the best bond - ooba gets multiple banks, including your own to provide you with the best quotes to compare.

If you would like to know more about the home loan process, chat to an ooba consultant today - 044 874 6464 / 044 874 3516

#oobahomeloans #ooba #oobaexperts #homeowner #prequalified #dreamhome

04/02/2020

At ooba we know that buying a home is exciting, but also quite intimidating, so let us help you get the process started… 💁‍♀😄

👉 The first thing you need to do is check your credit score and establish your property price range.

👉 The next step is to get pre-qualified.

👉 By getting pre-qualified, you will be able to ‘shop’ for a home with confidence.

Speak to an expert today!

044 874 6464 / 044 874 3516

#oobahomeloans #ooba #prequalified #homeloans #homeowner #buyingahome #buyingprocess #creditscore #bondapproval

26/01/2020

Build the home of your dreams

Building your own house means that you can create a home that matches your exact expectations.

Speak to a home loan expert today! 044 874 6464 / 044 874 3516

#ooba #HomeLoans #Building #BuildYourHome

25/01/2020

Get the BEST DEAL on your home loan today! Over 100,000 homeowners have successfully secured finance through ooba!

And here is WHY:

👉 Ooba helps you ‘shop around’ for the best home loan deal and provides you with quotes to compare.

Why not join our other hundred thousand successful homeowners today?

All of our expert advice is FREE with no upfront costs.

For more information, speak to a professional consultant today! 044 874 6464 / 044 874 3516
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#homeloans #homeloansmadesimple #homeloanspecialist #homeloanssouthafrica #homeloanservice #oobahomeloans #homeownerlife #homeownershipgoals #homeowners #homeownership #homeowner2020goals

24/01/2020

Quote of the week

Experts in Home Finance.

Ooba is more likely to secure you a bond than your bank!

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

- We will help you complete one application form which can be submitted to all banks

- We will apply to multiple banks including your own with only one application.

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Ooba. Experts in home finance.

Telephone

Address


3 Varing Avenue
George
6530

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 16:30
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George, 6530

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The Agent Realtors The Agent Realtors
1 York Street
George, 6530

At the Agent Realtors we assist our clients with finding their dream home. Our offices are situated in George, Stellenbosch and Pretoria.