Patrick Schwartz Business Consultants and Bond Originator

Commercial and Residential mortgage finance consultant, Business strategist enabling businesses' to

20/01/2024

You will continue to suffer if you have an emotional reaction to everything that is said to you. True power is sitting back and observing things with magic. True power is restraint. If words control you that means everyone else can control you. Breathe and allow things to pass.
Warren Buffett

17/12/2023

Shade cloth clips. Easy and professional looking once installed. Clips can be re used. R10 per clip minimum order 10 pieces contact Patrick 083 282 5592

28/04/2023

So we'll answered. The reality is we can't and won't win all the time, in sport/Business. But can learn from our losses and off days to improve our game.

www.linkedin.com

30/03/2023

Very neat cheatsheet, handy for many applications.
Reminds me of my banking days.

29/03/2023

Life is all about choices and shapes our future. We can change the choices we live by at our will. Above all choose Love to accompany all your choices you live by.

20/03/2023

If you don't ask the answer will always be NO.
If you don't step forward you will remain in the same place

How to sell your property without an agent 20/03/2023

An interesting read for sellers who want to sell their own home.

How to sell your property without an agent Property and legal expert provides tips for successfully selling your home without the assistance of an estate agent.

Leadership First on LinkedIn: #leadership #management #leadershipdevelopment #employeeengagement… | 165 comments 18/03/2023

It is always our decision how we face the day.

Leadership First on LinkedIn: #leadership #management #leadershipdevelopment #employeeengagement… | 165 comments So true. Check out more here: https://lnkd.in/ewvwKhu … | 165 comments on LinkedIn

09/03/2023

Do you know the benefits of using the equity in your property to settle and consolidate debt. It is far more cost effective than using the debt consolidation companies.
Firstly, you control the process.
No additional fees
Better interest rate
Contact me for more information: [email protected]
083 282 5592

FULL FACTORING: 07/03/2023

Factoring has advanced over the years and offers enormous benefits to businesses that need cash flow. The stigmas previously associated with factoring are no more as markets and mind sets have matured.

It is a sale and not a loan and furthermore is off balance sheet funding.
We have access to blue chip factoring house.
Contact me for information and quote, there are no costs/charges by me for this service.

FULL FACTORING: FULL FACTORING: DISPELLING THE MYTH OF “LENDERS LAST RESORT” Cash: a commodity in increasingly short supply in today’s economy. While consumers and businesses alike are “tightening their belts”, m…

South African fund turns R1 million into R130 million 20/02/2023

I'm not invested in the fund what a pity!
What a return app 23,5% pa if averaged over 22 yrs

South African fund turns R1 million into R130 million Peregrine Capital’s High Growth H4 QI Hedge Fund achieved excellent returns since its inception in February 2000.

Photo by Eugene Kuznetsov on Unsplash 05/02/2023

So tranquil

Photo by Eugene Kuznetsov on Unsplash Download this photo by Eugene Kuznetsov on Unsplash

Photos from Patrick Schwartz Business Consultants and Bond Originator's post 30/01/2023
Six projected home loan trends for 2023 19/01/2023

Interesting facts, property will most times be a great investment.
Contact me for a free assessment
[email protected]

Six projected home loan trends for 2023 Despite the challenges of external factors such as ongoing interest rate hikes and rising costs of living, the ongoing demand for home loans remained relatively stable in 2022, slightly down on 2021 volumes but up on 2020 and 2019 volumes. Rhys Dyer, CEO of ooba Group attributes the sustained demand...

10/01/2023

Possibly old news but the reality is it actually happened. Companies liquidated huge job loss, across the planet.
It was and is a real virus, sadly lives were lost and some very close friends of mine passed on.
Do you believe the measures adopted by the countries were influenced by external organisation's (WHO etc.) and or a larger conspiracy.

06/01/2023

Very cute and we should follow Poo and piglets example.
Be loving and kind

Piglet: What will 2023 bring us?

Pooh: 365 opportunities to touch a heart, to wipe a tear, to say “I love you”, to be kinder to those around us, to make people happy and to make a positive difference in someone else’s life.

Piglet: Then it sounds like 2023 will be okay!

Pooh: More than okay my friend, more than okay.

And as the two friends wandered through the snow on their way home, Piglet’s anxiety disappeared with the thought of a kinder world... and then he realised that he too had the power to help others with their anxiety and fear as well.

Piglet smiled, knowing how lucky he was to have a best friend like Pooh.

Here’s what a digitally transformed South Africa could look like in 2026 06/01/2023

Interesting read, digital has been the buzz word for awhile now. My own personal experience is with Nedbank who have made great advancements by going digutal, albeit years behind the likes of FNB.

Here’s what a digitally transformed South Africa could look like in 2026 A new report reveals digital technology’s decade-long value creation potential for South Africa.

Big shift in South Africa’s property market – and sellers need to catch a wake up 06/01/2023

At bondexcell Cape, we have access to 105% bonds for buyers who qualify.
I urge folk who rent to consider purchasing, the Garden Route is attracting many families that relocate. This is causing property prices to escalate and limited stock availability.
Contact me and I can do an affordability assessment and demonstrate to you the calculations of renting Vs owning. The service is free of charge
[email protected]
Cell 083 282 5592

Big shift in South Africa’s property market – and sellers need to catch a wake up South Africa’s property market is being tossed to and fro by shifting dynamics – and things have swung in buyers’ favour.

Sign Up | LinkedIn 05/01/2023

Very accurate analogy

Sign Up | LinkedIn 500 million+ members | Manage your professional identity. Build and engage with your professional network. Access knowledge, insights and opportunities.

Bhavya Arora on LinkedIn: Swipe! 👉 | 316 comments 05/01/2023

He is not everyone's favorite guy but most of the quotes are appropriate and can only improve our traction and focus.

Bhavya Arora on LinkedIn: Swipe! 👉 | 316 comments Some realisations may come late but never fail to amaze. Type “YES” if you agree! | 316 comments on LinkedIn

23/12/2022

Very usefull tool

Government spending breaches R2 trillion | Statistics South Africa 01/12/2022

Check Agriculture spend?
What do you think

Government spending breaches R2 trillion | Statistics South Africa South African government spending broke the R2 trillion mark in the 2020/21 financial year. Large increases in expenditure were recorded for social protection, health, and general public services as the country battled the COVID-19 pandemic. At the same time, total revenue declined on the back of lo...

23/11/2022

I read a post yesterday which said that sales people talk to much and by doing so lose sales.
It is utterly true and brings to mind the following:
1 Let me talk less but actually say more.
2 Let's listen to understand and not to be understood ( Stephen Covey)

There is great discipline when we engage in sales pitches and general sales talk.

I need to be reminded of this all the time and often open my mouth to change feet.
Have a great day

Photos from Patrick Schwartz Business Consultants and Bond Originator's post 05/11/2022

Home Loans- Easy To Follow Guide

Patrick Schwartz on LinkedIn: Retail CEO salaries compared to shareholder returns in South Africa 30/10/2022

An interesting read

Patrick Schwartz on LinkedIn: Retail CEO salaries compared to shareholder returns in South Africa Popular topic in the present times of investors returns. The hierarchy will always protect their own, positions they occupy i believe are limited in the…

REALEASING CASH FLOW 20/10/2022

https://www.linkedin.com/pulse/realeasing-cash-flow-patrick-schwartz-consulting-and-mo

REALEASING CASH FLOW Every business at some point has fallen in this common trap: cash flow problems. However, you have to handle them before they run out of control thus safeguarding your business from collapsing.

17/10/2022

Reading the news today I saw that Graham Power passed away after a battle with leukemia. It was with much sadness that I read this as he was truly a wonderful human being and committed Christian. His slogan in business "Unashamedly Ethical" still resonates with me as many corporates and big business lack this moral. I had the privilege of meeting graham Power on two occasions. First was at a Christian rally and then our paths crossed with the Thesen Island Development in Knysna. A wonderful man and he will be sorely missed by family, friends and business associates. Rest in peace Graham Power.

Patrick Schwartz on LinkedIn: Does your Business Need CASH FLOW? Banks traditionally would fund 03/10/2022

Does your business need to unlock cash flow.

Patrick Schwartz on LinkedIn: Does your Business Need CASH FLOW? Banks traditionally would fund Does your Business Need CASH FLOW? Banks traditionally would fund a % of the debtor book as working capital provided the financials support the facility...

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52 Arbour Road
George
6529

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